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MARKEL GROUP INC.（MKL）与联合果品公司（UFCS）财务数据对比。点击上方公司名可切换其他公司
MARKEL GROUP INC.的季度营收约是联合果品公司的9.8倍（$3.6B vs $365.8M）。联合果品公司同比增速更快（9.8% vs -6.9%）。过去两年联合果品公司的营收复合增速更高（11.2% vs -10.5%）
Markel集团是总部位于美国弗吉尼亚州里士满的综合性企业集团，1930年最初以保险公司的身份创立，发展至今业务已覆盖保险承保、投资管理等多个板块，在全球相关行业拥有较高的市场知名度与稳定的合作网络。
联合果品公司是一家美国跨国企业，主营在拉丁美洲种植园种植的热带水果贸易，产品销往美国与欧洲。公司1899年由波士顿果品公司与迈纳·C·基思的香蕉贸易企业合并成立，在20世纪上半叶发展蓬勃，掌控了中美洲、哥伦比亚加勒比海岸及西印度群岛的大片领地与运输网络。
MKL vs UFCS — 直观对比
营收规模更大
MKL
是对方的9.8倍
$365.8M
营收增速更快
UFCS
高出16.7%
-6.9%
两年增速更快
UFCS
近两年复合增速
-10.5%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $3.6B | $365.8M |
| 净利润 | $576.8M | — |
| 毛利率 | — | — |
| 营业利润率 | 22.2% | 13.2% |
| 净利率 | 16.1% | — |
| 营收同比 | -6.9% | 9.8% |
| 净利润同比 | 5.0% | — |
| 每股收益（稀释后） | $48.22 | $1.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MKLUFCS
| Q4 25 | $3.6B | $365.8M | ||
| Q3 25 | $3.9B | $354.0M | ||
| Q2 25 | $4.6B | $335.5M | ||
| Q1 25 | $3.4B | $331.1M | ||
| Q4 24 | $3.8B | $333.2M | ||
| Q3 24 | $4.6B | $323.0M | ||
| Q2 24 | $3.7B | $301.2M | ||
| Q1 24 | $4.5B | $296.0M |
净利润MKLUFCS
| Q4 25 | $576.8M | — | ||
| Q3 25 | $751.3M | $39.2M | ||
| Q2 25 | $657.1M | $22.9M | ||
| Q1 25 | $121.7M | $17.7M | ||
| Q4 24 | $549.2M | — | ||
| Q3 24 | $905.0M | $19.7M | ||
| Q2 24 | $267.7M | $-2.7M | ||
| Q1 24 | $1.0B | $13.5M |
营业利润率MKLUFCS
| Q4 25 | 22.2% | 13.2% | ||
| Q3 25 | 25.7% | 13.7% | ||
| Q2 25 | 24.1% | 8.7% | ||
| Q1 25 | 8.3% | 6.6% | ||
| Q4 24 | 15.5% | 11.9% | ||
| Q3 24 | 29.7% | 7.7% | ||
| Q2 24 | 11.1% | -1.3% | ||
| Q1 24 | 29.9% | 5.5% |
净利率MKLUFCS
| Q4 25 | 16.1% | — | ||
| Q3 25 | 19.1% | 11.1% | ||
| Q2 25 | 14.3% | 6.8% | ||
| Q1 25 | 3.6% | 5.3% | ||
| Q4 24 | 14.3% | — | ||
| Q3 24 | 19.6% | 6.1% | ||
| Q2 24 | 7.2% | -0.9% | ||
| Q1 24 | 23.0% | 4.6% |
每股收益（稀释后）MKLUFCS
| Q4 25 | $48.22 | $1.45 | ||
| Q3 25 | $59.25 | $1.49 | ||
| Q2 25 | $49.67 | $0.87 | ||
| Q1 25 | $12.08 | $0.67 | ||
| Q4 24 | $39.02 | $1.22 | ||
| Q3 24 | $66.25 | $0.76 | ||
| Q2 24 | $18.62 | $-0.11 | ||
| Q1 24 | $75.43 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.0B | $156.3M |
| 总债务越低越好 | $4.3B | — |
| 股东权益账面价值 | $18.6B | $941.2M |
| 总资产 | $68.9B | $3.8B |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资MKLUFCS
| Q4 25 | $4.0B | $156.3M | ||
| Q3 25 | $4.0B | $233.7M | ||
| Q2 25 | $3.7B | $202.1M | ||
| Q1 25 | $4.2B | $183.7M | ||
| Q4 24 | $3.7B | $200.9M | ||
| Q3 24 | $3.9B | $197.4M | ||
| Q2 24 | $3.5B | $153.4M | ||
| Q1 24 | $3.6B | $217.8M |
总债务MKLUFCS
| Q4 25 | $4.3B | — | ||
| Q3 25 | $4.3B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.3B | — | ||
| Q3 24 | $4.4B | — | ||
| Q2 24 | $4.4B | — | ||
| Q1 24 | $3.9B | — |
股东权益MKLUFCS
| Q4 25 | $18.6B | $941.2M | ||
| Q3 25 | $18.0B | $898.7M | ||
| Q2 25 | $17.3B | $845.7M | ||
| Q1 25 | $17.1B | $817.7M | ||
| Q4 24 | $16.9B | $781.5M | ||
| Q3 24 | $17.0B | $785.8M | ||
| Q2 24 | $15.9B | $726.6M | ||
| Q1 24 | $15.7B | $736.8M |
总资产MKLUFCS
| Q4 25 | $68.9B | $3.8B | ||
| Q3 25 | $67.4B | $3.8B | ||
| Q2 25 | $66.8B | $3.7B | ||
| Q1 25 | $64.6B | $3.5B | ||
| Q4 24 | $61.9B | $3.5B | ||
| Q3 24 | $62.3B | $3.5B | ||
| Q2 24 | $59.7B | $3.4B | ||
| Q1 24 | $57.3B | $3.2B |
负债/权益比MKLUFCS
| Q4 25 | 0.23× | — | ||
| Q3 25 | 0.24× | — | ||
| Q2 25 | 0.25× | — | ||
| Q1 25 | 0.26× | — | ||
| Q4 24 | 0.26× | — | ||
| Q3 24 | 0.26× | — | ||
| Q2 24 | 0.28× | — | ||
| Q1 24 | 0.25× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $662.2M | $119.8M |
| 自由现金流经营现金流 - 资本支出 | $599.1M | — |
| 自由现金流率自由现金流/营收 | 16.7% | — |
| 资本支出强度资本支出/营收 | 1.8% | — |
| 现金转化率经营现金流/净利润 | 1.15× | — |
| 过去12个月自由现金流最近4个季度 | $2.6B | — |
8季度趋势，按日历期对齐
经营现金流MKLUFCS
| Q4 25 | $662.2M | $119.8M | ||
| Q3 25 | $1.2B | $60.8M | ||
| Q2 25 | $504.4M | $53.4M | ||
| Q1 25 | $376.2M | $35.7M | ||
| Q4 24 | $493.9M | $156.3M | ||
| Q3 24 | $890.8M | $56.5M | ||
| Q2 24 | $578.6M | $91.3M | ||
| Q1 24 | $630.7M | $36.2M |
自由现金流MKLUFCS
| Q4 25 | $599.1M | — | ||
| Q3 25 | $1.2B | — | ||
| Q2 25 | $453.8M | — | ||
| Q1 25 | $335.5M | — | ||
| Q4 24 | $420.0M | — | ||
| Q3 24 | $838.9M | — | ||
| Q2 24 | $521.4M | — | ||
| Q1 24 | $558.7M | — |
自由现金流率MKLUFCS
| Q4 25 | 16.7% | — | ||
| Q3 25 | 29.6% | — | ||
| Q2 25 | 9.9% | — | ||
| Q1 25 | 9.9% | — | ||
| Q4 24 | 10.9% | — | ||
| Q3 24 | 18.2% | — | ||
| Q2 24 | 14.1% | — | ||
| Q1 24 | 12.5% | — |
资本支出强度MKLUFCS
| Q4 25 | 1.8% | — | ||
| Q3 25 | 1.3% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 1.5% | — | ||
| Q1 24 | 1.6% | — |
现金转化率MKLUFCS
| Q4 25 | 1.15× | — | ||
| Q3 25 | 1.62× | 1.55× | ||
| Q2 25 | 0.77× | 2.33× | ||
| Q1 25 | 3.09× | 2.02× | ||
| Q4 24 | 0.90× | — | ||
| Q3 24 | 0.98× | 2.86× | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 0.62× | 2.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MKL
| Industrial | $1.6B | 45% |
| Consumer And Other | $958.3M | 27% |
| Financial | $737.0M | 21% |
| Other | $198.8M | 6% |
| Corporate Operations | $52.0M | 1% |
| Revenue From Contract With Customer | $10.5M | 0% |
UFCS
暂无分部数据
