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MAXIMUS, INC.(MMS)与RENAISSANCERE HOLDINGS LTD(RNR)财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是MAXIMUS, INC.的1.6倍($2.2B vs $1.3B),RENAISSANCERE HOLDINGS LTD净利率更高(23.5% vs 7.0%,领先16.5%),MAXIMUS, INC.同比增速更快(-4.1% vs -36.8%),过去两年MAXIMUS, INC.的营收复合增速更高(-0.1% vs -11.9%)
MAXIMUS是美国一家政府服务企业,业务覆盖美国、加拿大、英国等国家,为医疗补助、联邦医疗保险、医改、就业帮扶、学生贷款服务等各类政府项目提供行政及配套服务。公司总部位于弗吉尼亚州泰森斯,现有员工3.96万名,2024财年营收达53亿美元。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商,核心业务覆盖再保险、常规保险两大板块,同时运营风险相关创新投资业务,为全球客户提供专业的风险对冲与保险解决方案。
MMS vs RNR — 直观对比
营收规模更大
RNR
是对方的1.6倍
$1.3B
营收增速更快
MMS
高出32.6%
-36.8%
净利率更高
RNR
高出16.5%
7.0%
两年增速更快
MMS
近两年复合增速
-11.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $1.3B | $2.2B |
| 净利润 | $93.9M | $515.8M |
| 毛利率 | 23.7% | — |
| 营业利润率 | 10.9% | — |
| 净利率 | 7.0% | 23.5% |
| 营收同比 | -4.1% | -36.8% |
| 净利润同比 | 128.0% | 72.6% |
| 每股收益(稀释后) | $1.70 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
MMS
RNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.3B | $3.0B | ||
| Q3 25 | $1.3B | $3.2B | ||
| Q2 25 | $1.3B | $3.2B | ||
| Q1 25 | $1.4B | $3.5B | ||
| Q4 24 | $1.4B | $2.3B | ||
| Q3 24 | $1.3B | $4.0B | ||
| Q2 24 | $1.3B | $2.8B |
净利润
MMS
RNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $93.9M | $760.5M | ||
| Q3 25 | $75.3M | $916.5M | ||
| Q2 25 | $106.0M | $835.4M | ||
| Q1 25 | $96.6M | $170.0M | ||
| Q4 24 | $41.2M | $-189.7M | ||
| Q3 24 | $72.5M | $1.2B | ||
| Q2 24 | $89.8M | $503.9M |
毛利率
MMS
RNR
| Q1 26 | — | — | ||
| Q4 25 | 23.7% | — | ||
| Q3 25 | 25.3% | — | ||
| Q2 25 | 26.7% | — | ||
| Q1 25 | 24.9% | — | ||
| Q4 24 | 21.5% | — | ||
| Q3 24 | 22.9% | — | ||
| Q2 24 | 25.3% | — |
营业利润率
MMS
RNR
| Q1 26 | — | — | ||
| Q4 25 | 10.9% | 42.5% | ||
| Q3 25 | 9.3% | 46.3% | ||
| Q2 25 | 12.3% | 41.8% | ||
| Q1 25 | 11.2% | -2.0% | ||
| Q4 24 | 6.2% | -3.6% | ||
| Q3 24 | 8.5% | 43.7% | ||
| Q2 24 | 10.8% | 25.0% |
净利率
MMS
RNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 7.0% | 25.6% | ||
| Q3 25 | 5.7% | 28.7% | ||
| Q2 25 | 7.9% | 26.1% | ||
| Q1 25 | 7.1% | 4.9% | ||
| Q4 24 | 2.9% | -8.3% | ||
| Q3 24 | 5.5% | 29.8% | ||
| Q2 24 | 6.8% | 17.8% |
每股收益(稀释后)
MMS
RNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $1.70 | $16.16 | ||
| Q3 25 | $1.27 | $19.40 | ||
| Q2 25 | $1.86 | $17.20 | ||
| Q1 25 | $1.69 | $3.27 | ||
| Q4 24 | $0.69 | $-3.76 | ||
| Q3 24 | $1.18 | $22.62 | ||
| Q2 24 | $1.46 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $137.6M | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.7B | $4.3B |
| 总资产 | $4.2B | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
MMS
RNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $137.6M | $1.7B | ||
| Q3 25 | $222.4M | $1.7B | ||
| Q2 25 | $59.8M | $1.4B | ||
| Q1 25 | $108.1M | $1.6B | ||
| Q4 24 | $72.7M | $1.7B | ||
| Q3 24 | $183.1M | $1.6B | ||
| Q2 24 | $102.8M | $1.6B |
总债务
MMS
RNR
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益
MMS
RNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $1.7B | $11.6B | ||
| Q3 25 | $1.7B | $11.5B | ||
| Q2 25 | $1.8B | $10.8B | ||
| Q1 25 | $1.7B | $10.3B | ||
| Q4 24 | $1.6B | $10.6B | ||
| Q3 24 | $1.8B | $11.2B | ||
| Q2 24 | $1.8B | $10.2B |
总资产
MMS
RNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $4.2B | $53.8B | ||
| Q3 25 | $4.1B | $54.5B | ||
| Q2 25 | $4.5B | $54.7B | ||
| Q1 25 | $4.2B | $53.6B | ||
| Q4 24 | $4.1B | $50.7B | ||
| Q3 24 | $4.1B | $52.8B | ||
| Q2 24 | $4.0B | $51.6B |
负债/权益比
MMS
RNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $-244.4M | — |
| 自由现金流经营现金流 - 资本支出 | $-250.7M | — |
| 自由现金流率自由现金流/营收 | -18.6% | — |
| 资本支出强度资本支出/营收 | 0.5% | — |
| 现金转化率经营现金流/净利润 | -2.60× | — |
| 过去12个月自由现金流最近4个季度 | $218.5M | — |
8季度趋势,按日历期对齐
经营现金流
MMS
RNR
| Q1 26 | — | — | ||
| Q4 25 | $-244.4M | $483.0M | ||
| Q3 25 | $649.4M | $1.6B | ||
| Q2 25 | $-182.7M | $1.5B | ||
| Q1 25 | $42.7M | $157.8M | ||
| Q4 24 | $-80.0M | $778.9M | ||
| Q3 24 | $163.8M | $1.5B | ||
| Q2 24 | $199.3M | $1.2B |
自由现金流
MMS
RNR
| Q1 26 | — | — | ||
| Q4 25 | $-250.7M | — | ||
| Q3 25 | $641.8M | — | ||
| Q2 25 | $-198.2M | — | ||
| Q1 25 | $25.5M | — | ||
| Q4 24 | $-103.0M | — | ||
| Q3 24 | $131.9M | — | ||
| Q2 24 | $164.6M | — |
自由现金流率
MMS
RNR
| Q1 26 | — | — | ||
| Q4 25 | -18.6% | — | ||
| Q3 25 | 48.7% | — | ||
| Q2 25 | -14.7% | — | ||
| Q1 25 | 1.9% | — | ||
| Q4 24 | -7.3% | — | ||
| Q3 24 | 10.0% | — | ||
| Q2 24 | 12.5% | — |
资本支出强度
MMS
RNR
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.6% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 1.6% | — | ||
| Q3 24 | 2.4% | — | ||
| Q2 24 | 2.6% | — |
现金转化率
MMS
RNR
| Q1 26 | — | — | ||
| Q4 25 | -2.60× | 0.64× | ||
| Q3 25 | 8.63× | 1.73× | ||
| Q2 25 | -1.72× | 1.76× | ||
| Q1 25 | 0.44× | 0.93× | ||
| Q4 24 | -1.94× | — | ||
| Q3 24 | 2.26× | 1.26× | ||
| Q2 24 | 2.22× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MMS
| Clinical Services | $523.7M | 39% |
| Cost Plus Contracts | $386.4M | 29% |
| Outside The United States | $143.2M | 11% |
| International Government Agencies | $141.0M | 10% |
| Technology Solutions | $74.8M | 6% |
| Employment And Other | $70.2M | 5% |
| Other Including Local Municipalities And Commercial Customers | $17.6M | 1% |
RNR
暂无分部数据