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MONRO, INC.（MNRO）与WESBANCO INC（WSBC）财务数据对比。点击上方公司名可切换其他公司
MONRO, INC.的季度营收约是WESBANCO INC的1.1倍（$293.4M vs $257.2M），WESBANCO INC净利率更高（34.5% vs 3.8%，领先30.7%），过去两年WESBANCO INC的营收复合增速更高（31.9% vs -2.7%）
蒙罗公司（Monro, Inc.）是一家汽车服务企业，创始并总部设在美国纽约州罗切斯特。截至2025年，蒙罗共拥有1260家门店，按门店数量与营收计算，是北美仅次于Driven Brands的第二大汽车服务企业。
WesBanco是一家总部位于美国西弗吉尼亚州惠灵的银行控股公司，业务覆盖广泛，目前在西弗吉尼亚州、俄亥俄州、宾夕法尼亚州西部、肯塔基州、马里兰州及印第安纳州南部拥有超过200家营业网点，为当地客户提供多元金融服务。
MNRO vs WSBC — 直观对比
营收规模更大
MNRO
是对方的1.1倍
$257.2M
净利率更高
WSBC
高出30.7%
3.8%
两年增速更快
WSBC
近两年复合增速
-2.7%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $293.4M | $257.2M |
| 净利润 | $11.1M | $88.6M |
| 毛利率 | 34.9% | — |
| 营业利润率 | 6.3% | — |
| 净利率 | 3.8% | 34.5% |
| 营收同比 | -4.0% | — |
| 净利润同比 | 143.1% | 54.4% |
| 每股收益（稀释后） | $0.35 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MNROWSBC
| Q1 26 | — | $257.2M | ||
| Q4 25 | $293.4M | $265.6M | ||
| Q3 25 | $288.9M | $261.6M | ||
| Q2 25 | $301.0M | $260.7M | ||
| Q1 25 | $295.0M | $193.2M | ||
| Q4 24 | $305.8M | $162.9M | ||
| Q3 24 | $301.4M | $150.8M | ||
| Q2 24 | $293.2M | $147.9M |
净利润MNROWSBC
| Q1 26 | — | $88.6M | ||
| Q4 25 | $11.1M | $91.1M | ||
| Q3 25 | $5.7M | $83.6M | ||
| Q2 25 | $-8.1M | $57.4M | ||
| Q1 25 | $-21.3M | $-9.0M | ||
| Q4 24 | $4.6M | $49.6M | ||
| Q3 24 | $5.6M | $37.3M | ||
| Q2 24 | $5.9M | $28.9M |
毛利率MNROWSBC
| Q1 26 | — | — | ||
| Q4 25 | 34.9% | — | ||
| Q3 25 | 35.7% | — | ||
| Q2 25 | 35.5% | — | ||
| Q1 25 | 33.0% | — | ||
| Q4 24 | 34.3% | — | ||
| Q3 24 | 35.3% | — | ||
| Q2 24 | 37.2% | — |
营业利润率MNROWSBC
| Q1 26 | — | — | ||
| Q4 25 | 6.3% | 43.2% | ||
| Q3 25 | 4.4% | 39.5% | ||
| Q2 25 | -2.0% | 27.2% | ||
| Q1 25 | -8.1% | -5.0% | ||
| Q4 24 | 3.3% | 38.0% | ||
| Q3 24 | 4.4% | 29.7% | ||
| Q2 24 | 4.5% | 23.7% |
净利率MNROWSBC
| Q1 26 | — | 34.5% | ||
| Q4 25 | 3.8% | 34.3% | ||
| Q3 25 | 2.0% | 31.9% | ||
| Q2 25 | -2.7% | 22.0% | ||
| Q1 25 | -7.2% | -4.7% | ||
| Q4 24 | 1.5% | 30.5% | ||
| Q3 24 | 1.9% | 24.7% | ||
| Q2 24 | 2.0% | 19.5% |
每股收益（稀释后）MNROWSBC
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.35 | $0.97 | ||
| Q3 25 | $0.18 | $0.84 | ||
| Q2 25 | $-0.28 | $0.57 | ||
| Q1 25 | $-0.74 | $-0.15 | ||
| Q4 24 | $0.15 | $0.72 | ||
| Q3 24 | $0.18 | $0.54 | ||
| Q2 24 | $0.19 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9M | — |
| 总债务越低越好 | $45.0M | — |
| 股东权益账面价值 | $604.9M | $4.1B |
| 总资产 | $1.6B | $27.5B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资MNROWSBC
| Q1 26 | — | — | ||
| Q4 25 | $4.9M | $956.1M | ||
| Q3 25 | $10.5M | $1.0B | ||
| Q2 25 | $7.8M | $1.2B | ||
| Q1 25 | $20.8M | $1.1B | ||
| Q4 24 | $10.2M | $568.1M | ||
| Q3 24 | $20.9M | $620.9M | ||
| Q2 24 | $18.7M | $486.8M |
总债务MNROWSBC
| Q1 26 | — | — | ||
| Q4 25 | $45.0M | — | ||
| Q3 25 | $60.0M | — | ||
| Q2 25 | $71.5M | — | ||
| Q1 25 | $61.3M | — | ||
| Q4 24 | $59.3M | — | ||
| Q3 24 | $62.0M | — | ||
| Q2 24 | $112.0M | — |
股东权益MNROWSBC
| Q1 26 | — | $4.1B | ||
| Q4 25 | $604.9M | $4.0B | ||
| Q3 25 | $601.7M | $4.1B | ||
| Q2 25 | $604.9M | $3.8B | ||
| Q1 25 | $620.8M | $3.8B | ||
| Q4 24 | $648.9M | $2.8B | ||
| Q3 24 | $651.9M | $2.8B | ||
| Q2 24 | $654.4M | $2.5B |
总资产MNROWSBC
| Q1 26 | — | $27.5B | ||
| Q4 25 | $1.6B | $27.7B | ||
| Q3 25 | $1.6B | $27.5B | ||
| Q2 25 | $1.6B | $27.6B | ||
| Q1 25 | $1.6B | $27.4B | ||
| Q4 24 | $1.7B | $18.7B | ||
| Q3 24 | $1.7B | $18.5B | ||
| Q2 24 | $1.7B | $18.1B |
负债/权益比MNROWSBC
| Q1 26 | — | — | ||
| Q4 25 | 0.07× | — | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.10× | — | ||
| Q4 24 | 0.09× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.17× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.8M | — |
| 自由现金流经营现金流 - 资本支出 | $9.1M | — |
| 自由现金流率自由现金流/营收 | 3.1% | — |
| 资本支出强度资本支出/营收 | 3.0% | — |
| 现金转化率经营现金流/净利润 | 1.60× | — |
| 过去12个月自由现金流最近4个季度 | $49.6M | — |
8季度趋势，按日历期对齐
经营现金流MNROWSBC
| Q1 26 | — | — | ||
| Q4 25 | $17.8M | $290.4M | ||
| Q3 25 | $32.3M | $116.9M | ||
| Q2 25 | $-1.9M | $105.0M | ||
| Q1 25 | $28.9M | $-26.4M | ||
| Q4 24 | $14.8M | $211.0M | ||
| Q3 24 | $62.6M | $60.7M | ||
| Q2 24 | $25.6M | $18.2M |
自由现金流MNROWSBC
| Q1 26 | — | — | ||
| Q4 25 | $9.1M | $280.0M | ||
| Q3 25 | $26.6M | $114.9M | ||
| Q2 25 | $-9.3M | $98.3M | ||
| Q1 25 | $23.2M | $-30.7M | ||
| Q4 24 | $7.9M | $200.7M | ||
| Q3 24 | $57.6M | $56.9M | ||
| Q2 24 | $16.8M | $17.3M |
自由现金流率MNROWSBC
| Q1 26 | — | — | ||
| Q4 25 | 3.1% | 105.4% | ||
| Q3 25 | 9.2% | 43.9% | ||
| Q2 25 | -3.1% | 37.7% | ||
| Q1 25 | 7.9% | -15.9% | ||
| Q4 24 | 2.6% | 123.2% | ||
| Q3 24 | 19.1% | 37.7% | ||
| Q2 24 | 5.7% | 11.7% |
资本支出强度MNROWSBC
| Q1 26 | — | — | ||
| Q4 25 | 3.0% | 3.9% | ||
| Q3 25 | 2.0% | 0.8% | ||
| Q2 25 | 2.5% | 2.6% | ||
| Q1 25 | 1.9% | 2.2% | ||
| Q4 24 | 2.2% | 6.3% | ||
| Q3 24 | 1.6% | 2.5% | ||
| Q2 24 | 3.0% | 0.6% |
现金转化率MNROWSBC
| Q1 26 | — | — | ||
| Q4 25 | 1.60× | 3.19× | ||
| Q3 25 | 5.71× | 1.40× | ||
| Q2 25 | — | 1.83× | ||
| Q1 25 | — | — | ||
| Q4 24 | 3.23× | 4.25× | ||
| Q3 24 | 11.08× | 1.63× | ||
| Q2 24 | 4.37× | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MNRO
| Tires | $150.2M | 51% |
| Maintenance | $73.5M | 25% |
| Brakes | $35.1M | 12% |
| Steering | $24.9M | 8% |
| Batteries | $6.2M | 2% |
| Exhaust | $3.2M | 1% |
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
