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MainStreet Bancshares, Inc.（MNSB）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
READING INTERNATIONAL INC的季度营收约是MainStreet Bancshares, Inc.的1.5倍（$50.3M vs $32.8M），MainStreet Bancshares, Inc.同比增速更快（-8.8% vs -14.2%），MainStreet Bancshares, Inc.自由现金流更多（$10.6M vs $4.1M），过去两年READING INTERNATIONAL INC的营收复合增速更高（5.6% vs -0.7%）
MainStreet Bancshares, Inc.是一家总部位于美国的银行控股公司，提供全面的零售及商业银行服务，涵盖存款产品、个人及商业贷款、房屋抵押贷款、财富管理方案，主要服务个人消费者、中小型企业及区域社区客户。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
MNSB vs RDI — 直观对比
营收规模更大
RDI
是对方的1.5倍
$32.8M
营收增速更快
MNSB
高出5.4%
-14.2%
自由现金流更多
MNSB
多$6.5M
$4.1M
两年增速更快
RDI
近两年复合增速
-0.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $32.8M | $50.3M |
| 净利润 | — | $-2.6M |
| 毛利率 | 55.1% | — |
| 营业利润率 | 14.9% | -1.9% |
| 净利率 | — | -5.1% |
| 营收同比 | -8.8% | -14.2% |
| 净利润同比 | — | -14.5% |
| 每股收益（稀释后） | $0.46 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MNSBRDI
| Q4 25 | $32.8M | $50.3M | ||
| Q3 25 | $33.6M | $52.2M | ||
| Q2 25 | $35.4M | $60.4M | ||
| Q1 25 | $33.9M | $40.2M | ||
| Q4 24 | $35.9M | $58.6M | ||
| Q3 24 | $34.5M | $60.1M | ||
| Q2 24 | $34.2M | $46.8M | ||
| Q1 24 | $33.3M | $45.1M |
净利润MNSBRDI
| Q4 25 | — | $-2.6M | ||
| Q3 25 | $4.5M | $-4.2M | ||
| Q2 25 | $4.6M | $-2.7M | ||
| Q1 25 | $2.5M | $-4.8M | ||
| Q4 24 | — | $-2.2M | ||
| Q3 24 | $265.0K | $-7.0M | ||
| Q2 24 | $2.6M | $-12.8M | ||
| Q1 24 | $3.3M | $-13.2M |
毛利率MNSBRDI
| Q4 25 | 55.1% | — | ||
| Q3 25 | 54.3% | — | ||
| Q2 25 | 56.2% | — | ||
| Q1 25 | 51.5% | — | ||
| Q4 24 | 46.9% | — | ||
| Q3 24 | 47.1% | — | ||
| Q2 24 | 47.7% | — | ||
| Q1 24 | 49.4% | — |
营业利润率MNSBRDI
| Q4 25 | 14.9% | -1.9% | ||
| Q3 25 | 16.1% | -0.6% | ||
| Q2 25 | 16.0% | 4.8% | ||
| Q1 25 | 9.2% | -17.2% | ||
| Q4 24 | -4373.3% | 2.6% | ||
| Q3 24 | 0.3% | -0.6% | ||
| Q2 24 | 8.4% | -16.4% | ||
| Q1 24 | 12.4% | -16.7% |
净利率MNSBRDI
| Q4 25 | — | -5.1% | ||
| Q3 25 | 13.4% | -8.0% | ||
| Q2 25 | 13.0% | -4.4% | ||
| Q1 25 | 7.2% | -11.8% | ||
| Q4 24 | — | -3.8% | ||
| Q3 24 | 0.8% | -11.7% | ||
| Q2 24 | 7.7% | -27.4% | ||
| Q1 24 | 9.9% | -29.4% |
每股收益（稀释后）MNSBRDI
| Q4 25 | $0.46 | $-0.11 | ||
| Q3 25 | $0.52 | $-0.18 | ||
| Q2 25 | $0.53 | $-0.12 | ||
| Q1 25 | $0.25 | $-0.21 | ||
| Q4 24 | $-2.19 | $-0.11 | ||
| Q3 24 | $-0.04 | $-0.31 | ||
| Q2 24 | $0.27 | $-0.57 | ||
| Q1 24 | $0.36 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $218.6M | $-18.2M |
| 总资产 | $2.2B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MNSBRDI
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
总债务MNSBRDI
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益MNSBRDI
| Q4 25 | $218.6M | $-18.2M | ||
| Q3 25 | $218.4M | $-12.1M | ||
| Q2 25 | $213.5M | $-7.7M | ||
| Q1 25 | $209.6M | $-8.1M | ||
| Q4 24 | $208.0M | $-4.4M | ||
| Q3 24 | $226.1M | $1.6M | ||
| Q2 24 | $224.7M | $6.5M | ||
| Q1 24 | $223.1M | $18.0M |
总资产MNSBRDI
| Q4 25 | $2.2B | $434.9M | ||
| Q3 25 | $2.1B | $435.2M | ||
| Q2 25 | $2.1B | $438.1M | ||
| Q1 25 | $2.2B | $441.0M | ||
| Q4 24 | $2.2B | $471.0M | ||
| Q3 24 | $2.2B | $495.7M | ||
| Q2 24 | $2.1B | $494.9M | ||
| Q1 24 | $2.1B | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.8M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $10.6M | $4.1M |
| 自由现金流率自由现金流/营收 | 32.5% | 8.2% |
| 资本支出强度资本支出/营收 | 12.7% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $14.9M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流MNSBRDI
| Q4 25 | $14.8M | $4.3M | ||
| Q3 25 | $5.6M | $295.0K | ||
| Q2 25 | $1.2M | $1.6M | ||
| Q1 25 | $1.5M | $-7.7M | ||
| Q4 24 | $14.7M | $8.0M | ||
| Q3 24 | $4.5M | $1.3M | ||
| Q2 24 | $1.2M | $-10.4M | ||
| Q1 24 | $3.6M | $-2.8M |
自由现金流MNSBRDI
| Q4 25 | $10.6M | $4.1M | ||
| Q3 25 | $5.5M | $-246.0K | ||
| Q2 25 | $-2.6M | $1.2M | ||
| Q1 25 | $1.4M | $-8.0M | ||
| Q4 24 | $13.8M | $7.0M | ||
| Q3 24 | $4.3M | $-1.1M | ||
| Q2 24 | $1.1M | $-10.6M | ||
| Q1 24 | $3.0M | $-4.7M |
自由现金流率MNSBRDI
| Q4 25 | 32.5% | 8.2% | ||
| Q3 25 | 16.2% | -0.5% | ||
| Q2 25 | -7.4% | 1.9% | ||
| Q1 25 | 4.1% | -19.8% | ||
| Q4 24 | 38.5% | 12.0% | ||
| Q3 24 | 12.5% | -1.8% | ||
| Q2 24 | 3.1% | -22.7% | ||
| Q1 24 | 9.1% | -10.4% |
资本支出强度MNSBRDI
| Q4 25 | 12.7% | 0.3% | ||
| Q3 25 | 0.4% | 1.0% | ||
| Q2 25 | 10.8% | 0.6% | ||
| Q1 25 | 0.2% | 0.6% | ||
| Q4 24 | 2.5% | 1.7% | ||
| Q3 24 | 0.5% | 4.0% | ||
| Q2 24 | 0.3% | 0.5% | ||
| Q1 24 | 1.8% | 4.3% |
现金转化率MNSBRDI
| Q4 25 | — | — | ||
| Q3 25 | 1.24× | — | ||
| Q2 25 | 0.26× | — | ||
| Q1 25 | 0.59× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 16.87× | — | ||
| Q2 24 | 0.45× | — | ||
| Q1 24 | 1.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MNSB
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
