vs
MidWestOne Financial Group, Inc.（MOFG）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
MidWestOne Financial Group, Inc.的季度营收约是READING INTERNATIONAL INC的1.2倍（$61.3M vs $50.3M），MidWestOne Financial Group, Inc.净利率更高（27.8% vs -5.1%，领先32.9%），MidWestOne Financial Group, Inc.同比增速更快（35.9% vs -14.2%），MidWestOne Financial Group, Inc.自由现金流更多（$16.7M vs $4.1M），过去两年MidWestOne Financial Group, Inc.的营收复合增速更高（37.2% vs 5.6%）
中西部一号金融集团是一家银行控股公司，总部位于美国爱荷华城。集团旗下共运营56家分行，是总部设于爱荷华州的第三大银行，业务覆盖爱荷华州、明尼苏达州、威斯康星州、科罗拉多州以及佛罗里达州。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
MOFG vs RDI — 直观对比
营收规模更大
MOFG
是对方的1.2倍
$50.3M
营收增速更快
MOFG
高出50.1%
-14.2%
净利率更高
MOFG
高出32.9%
-5.1%
自由现金流更多
MOFG
多$12.6M
$4.1M
两年增速更快
MOFG
近两年复合增速
5.6%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $61.3M | $50.3M |
| 净利润 | $17.0M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 35.1% | -1.9% |
| 净利率 | 27.8% | -5.1% |
| 营收同比 | 35.9% | -14.2% |
| 净利润同比 | 117.8% | -14.5% |
| 每股收益（稀释后） | $0.82 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MOFGRDI
| Q4 25 | — | $50.3M | ||
| Q3 25 | $61.3M | $52.2M | ||
| Q2 25 | $60.2M | $60.4M | ||
| Q1 25 | $57.6M | $40.2M | ||
| Q4 24 | $48.9M | $58.6M | ||
| Q3 24 | $37.5M | $60.1M | ||
| Q2 24 | $57.9M | $46.8M | ||
| Q1 24 | $44.5M | $45.1M |
净利润MOFGRDI
| Q4 25 | — | $-2.6M | ||
| Q3 25 | $17.0M | $-4.2M | ||
| Q2 25 | $10.0M | $-2.7M | ||
| Q1 25 | $15.1M | $-4.8M | ||
| Q4 24 | $16.3M | $-2.2M | ||
| Q3 24 | $-95.7M | $-7.0M | ||
| Q2 24 | $15.8M | $-12.8M | ||
| Q1 24 | $3.3M | $-13.2M |
营业利润率MOFGRDI
| Q4 25 | — | -1.9% | ||
| Q3 25 | 35.1% | -0.6% | ||
| Q2 25 | 20.9% | 4.8% | ||
| Q1 25 | 34.0% | -17.2% | ||
| Q4 24 | 43.1% | 2.6% | ||
| Q3 24 | -347.0% | -0.6% | ||
| Q2 24 | 36.0% | -16.4% | ||
| Q1 24 | 9.5% | -16.7% |
净利率MOFGRDI
| Q4 25 | — | -5.1% | ||
| Q3 25 | 27.8% | -8.0% | ||
| Q2 25 | 16.6% | -4.4% | ||
| Q1 25 | 26.3% | -11.8% | ||
| Q4 24 | 33.4% | -3.8% | ||
| Q3 24 | -255.1% | -11.7% | ||
| Q2 24 | 27.3% | -27.4% | ||
| Q1 24 | 7.3% | -29.4% |
每股收益（稀释后）MOFGRDI
| Q4 25 | — | $-0.11 | ||
| Q3 25 | $0.82 | $-0.18 | ||
| Q2 25 | $0.48 | $-0.12 | ||
| Q1 25 | $0.73 | $-0.21 | ||
| Q4 24 | $1.30 | $-0.11 | ||
| Q3 24 | $-6.05 | $-0.31 | ||
| Q2 24 | $1.00 | $-0.57 | ||
| Q1 24 | $0.21 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | $98.0M | $185.1M |
| 股东权益账面价值 | $606.1M | $-18.2M |
| 总资产 | $6.2B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.16× | — |
8季度趋势，按日历期对齐
现金及短期投资MOFGRDI
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
总债务MOFGRDI
| Q4 25 | — | $185.1M | ||
| Q3 25 | $98.0M | — | ||
| Q2 25 | $112.3M | — | ||
| Q1 25 | $111.4M | — | ||
| Q4 24 | $113.4M | $202.7M | ||
| Q3 24 | $115.1M | — | ||
| Q2 24 | $114.8M | — | ||
| Q1 24 | $122.1M | — |
股东权益MOFGRDI
| Q4 25 | — | $-18.2M | ||
| Q3 25 | $606.1M | $-12.1M | ||
| Q2 25 | $589.0M | $-7.7M | ||
| Q1 25 | $579.6M | $-8.1M | ||
| Q4 24 | $559.7M | $-4.4M | ||
| Q3 24 | $562.2M | $1.6M | ||
| Q2 24 | $543.3M | $6.5M | ||
| Q1 24 | $528.0M | $18.0M |
总资产MOFGRDI
| Q4 25 | — | $434.9M | ||
| Q3 25 | $6.2B | $435.2M | ||
| Q2 25 | $6.2B | $438.1M | ||
| Q1 25 | $6.3B | $441.0M | ||
| Q4 24 | $6.2B | $471.0M | ||
| Q3 24 | $6.6B | $495.7M | ||
| Q2 24 | $6.6B | $494.9M | ||
| Q1 24 | $6.7B | $494.9M |
负债/权益比MOFGRDI
| Q4 25 | — | — | ||
| Q3 25 | 0.16× | — | ||
| Q2 25 | 0.19× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 0.20× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — | ||
| Q1 24 | 0.23× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.7M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $16.7M | $4.1M |
| 自由现金流率自由现金流/营收 | 27.3% | 8.2% |
| 资本支出强度资本支出/营收 | 1.5% | 0.3% |
| 现金转化率经营现金流/净利润 | 1.04× | — |
| 过去12个月自由现金流最近4个季度 | $109.6M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流MOFGRDI
| Q4 25 | — | $4.3M | ||
| Q3 25 | $17.7M | $295.0K | ||
| Q2 25 | $24.9M | $1.6M | ||
| Q1 25 | $8.7M | $-7.7M | ||
| Q4 24 | $63.2M | $8.0M | ||
| Q3 24 | $-2.8M | $1.3M | ||
| Q2 24 | $25.2M | $-10.4M | ||
| Q1 24 | $9.6M | $-2.8M |
自由现金流MOFGRDI
| Q4 25 | — | $4.1M | ||
| Q3 25 | $16.7M | $-246.0K | ||
| Q2 25 | $23.8M | $1.2M | ||
| Q1 25 | $8.3M | $-8.0M | ||
| Q4 24 | $60.8M | $7.0M | ||
| Q3 24 | $-3.0M | $-1.1M | ||
| Q2 24 | $24.6M | $-10.6M | ||
| Q1 24 | $9.1M | $-4.7M |
自由现金流率MOFGRDI
| Q4 25 | — | 8.2% | ||
| Q3 25 | 27.3% | -0.5% | ||
| Q2 25 | 39.5% | 1.9% | ||
| Q1 25 | 14.4% | -19.8% | ||
| Q4 24 | 124.2% | 12.0% | ||
| Q3 24 | -7.9% | -1.8% | ||
| Q2 24 | 42.5% | -22.7% | ||
| Q1 24 | 20.4% | -10.4% |
资本支出强度MOFGRDI
| Q4 25 | — | 0.3% | ||
| Q3 25 | 1.5% | 1.0% | ||
| Q2 25 | 1.9% | 0.6% | ||
| Q1 25 | 0.7% | 0.6% | ||
| Q4 24 | 4.9% | 1.7% | ||
| Q3 24 | 0.6% | 4.0% | ||
| Q2 24 | 1.1% | 0.5% | ||
| Q1 24 | 1.2% | 4.3% |
现金转化率MOFGRDI
| Q4 25 | — | — | ||
| Q3 25 | 1.04× | — | ||
| Q2 25 | 2.50× | — | ||
| Q1 25 | 0.57× | — | ||
| Q4 24 | 3.87× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 1.60× | — | ||
| Q1 24 | 2.93× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MOFG
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
