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MidWestOne Financial Group, Inc.（MOFG）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
RE/MAX Holdings, Inc.的季度营收约是MidWestOne Financial Group, Inc.的1.2倍（$71.1M vs $61.3M），MidWestOne Financial Group, Inc.净利率更高（27.8% vs 2.0%，领先25.8%），MidWestOne Financial Group, Inc.同比增速更快（35.9% vs -1.8%），RE/MAX Holdings, Inc.自由现金流更多（$33.5M vs $16.7M），过去两年MidWestOne Financial Group, Inc.的营收复合增速更高（37.2% vs -4.7%）
中西部一号金融集团是一家银行控股公司，总部位于美国爱荷华城。集团旗下共运营56家分行，是总部设于爱荷华州的第三大银行，业务覆盖爱荷华州、明尼苏达州、威斯康星州、科罗拉多州以及佛罗里达州。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
MOFG vs RMAX — 直观对比
营收规模更大
RMAX
是对方的1.2倍
$61.3M
营收增速更快
MOFG
高出37.8%
-1.8%
净利率更高
MOFG
高出25.8%
2.0%
自由现金流更多
RMAX
多$16.8M
$16.7M
两年增速更快
MOFG
近两年复合增速
-4.7%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $61.3M | $71.1M |
| 净利润 | $17.0M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 35.1% | 13.1% |
| 净利率 | 27.8% | 2.0% |
| 营收同比 | 35.9% | -1.8% |
| 净利润同比 | 117.8% | -75.2% |
| 每股收益（稀释后） | $0.82 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MOFGRMAX
| Q4 25 | — | $71.1M | ||
| Q3 25 | $61.3M | $73.2M | ||
| Q2 25 | $60.2M | $72.8M | ||
| Q1 25 | $57.6M | $74.5M | ||
| Q4 24 | $48.9M | $72.5M | ||
| Q3 24 | $37.5M | $78.5M | ||
| Q2 24 | $57.9M | $78.5M | ||
| Q1 24 | $44.5M | $78.3M |
净利润MOFGRMAX
| Q4 25 | — | $1.4M | ||
| Q3 25 | $17.0M | $4.0M | ||
| Q2 25 | $10.0M | $4.7M | ||
| Q1 25 | $15.1M | $-2.0M | ||
| Q4 24 | $16.3M | $5.8M | ||
| Q3 24 | $-95.7M | $966.0K | ||
| Q2 24 | $15.8M | $3.7M | ||
| Q1 24 | $3.3M | $-3.4M |
营业利润率MOFGRMAX
| Q4 25 | — | 13.1% | ||
| Q3 25 | 35.1% | 25.0% | ||
| Q2 25 | 20.9% | 19.3% | ||
| Q1 25 | 34.0% | 7.2% | ||
| Q4 24 | 43.1% | 5.9% | ||
| Q3 24 | -347.0% | 19.4% | ||
| Q2 24 | 36.0% | 20.6% | ||
| Q1 24 | 9.5% | 5.8% |
净利率MOFGRMAX
| Q4 25 | — | 2.0% | ||
| Q3 25 | 27.8% | 5.4% | ||
| Q2 25 | 16.6% | 6.4% | ||
| Q1 25 | 26.3% | -2.6% | ||
| Q4 24 | 33.4% | 8.0% | ||
| Q3 24 | -255.1% | 1.2% | ||
| Q2 24 | 27.3% | 4.7% | ||
| Q1 24 | 7.3% | -4.3% |
每股收益（稀释后）MOFGRMAX
| Q4 25 | — | — | ||
| Q3 25 | $0.82 | — | ||
| Q2 25 | $0.48 | — | ||
| Q1 25 | $0.73 | — | ||
| Q4 24 | $1.30 | — | ||
| Q3 24 | $-6.05 | — | ||
| Q2 24 | $1.00 | — | ||
| Q1 24 | $0.21 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $118.7M |
| 总债务越低越好 | $98.0M | $432.2M |
| 股东权益账面价值 | $606.1M | $452.4M |
| 总资产 | $6.2B | $582.5M |
| 负债/权益比越低杠杆越低 | 0.16× | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资MOFGRMAX
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M | ||
| Q1 24 | — | $82.1M |
总债务MOFGRMAX
| Q4 25 | — | $432.2M | ||
| Q3 25 | $98.0M | $433.3M | ||
| Q2 25 | $112.3M | $434.4M | ||
| Q1 25 | $111.4M | $435.3M | ||
| Q4 24 | $113.4M | $436.2M | ||
| Q3 24 | $115.1M | $437.2M | ||
| Q2 24 | $114.8M | $438.1M | ||
| Q1 24 | $122.1M | $439.0M |
股东权益MOFGRMAX
| Q4 25 | — | $452.4M | ||
| Q3 25 | $606.1M | $448.1M | ||
| Q2 25 | $589.0M | $442.4M | ||
| Q1 25 | $579.6M | $433.5M | ||
| Q4 24 | $559.7M | $429.5M | ||
| Q3 24 | $562.2M | $423.1M | ||
| Q2 24 | $543.3M | $418.4M | ||
| Q1 24 | $528.0M | $412.0M |
总资产MOFGRMAX
| Q4 25 | — | $582.5M | ||
| Q3 25 | $6.2B | $582.2M | ||
| Q2 25 | $6.2B | $574.8M | ||
| Q1 25 | $6.3B | $571.4M | ||
| Q4 24 | $6.2B | $581.6M | ||
| Q3 24 | $6.6B | $578.6M | ||
| Q2 24 | $6.6B | $571.4M | ||
| Q1 24 | $6.7B | $566.7M |
负债/权益比MOFGRMAX
| Q4 25 | — | 0.96× | ||
| Q3 25 | 0.16× | 0.97× | ||
| Q2 25 | 0.19× | 0.98× | ||
| Q1 25 | 0.19× | 1.00× | ||
| Q4 24 | 0.20× | 1.02× | ||
| Q3 24 | 0.20× | 1.03× | ||
| Q2 24 | 0.21× | 1.05× | ||
| Q1 24 | 0.23× | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.7M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $16.7M | $33.5M |
| 自由现金流率自由现金流/营收 | 27.3% | 47.1% |
| 资本支出强度资本支出/营收 | 1.5% | 10.4% |
| 现金转化率经营现金流/净利润 | 1.04× | 28.39× |
| 过去12个月自由现金流最近4个季度 | $109.6M | $56.8M |
8季度趋势，按日历期对齐
经营现金流MOFGRMAX
| Q4 25 | — | $40.9M | ||
| Q3 25 | $17.7M | $17.7M | ||
| Q2 25 | $24.9M | $4.6M | ||
| Q1 25 | $8.7M | $5.7M | ||
| Q4 24 | $63.2M | $59.7M | ||
| Q3 24 | $-2.8M | $17.6M | ||
| Q2 24 | $25.2M | $15.9M | ||
| Q1 24 | $9.6M | $9.4M |
自由现金流MOFGRMAX
| Q4 25 | — | $33.5M | ||
| Q3 25 | $16.7M | $16.4M | ||
| Q2 25 | $23.8M | $2.9M | ||
| Q1 25 | $8.3M | $4.0M | ||
| Q4 24 | $60.8M | $53.0M | ||
| Q3 24 | $-3.0M | $16.3M | ||
| Q2 24 | $24.6M | $14.0M | ||
| Q1 24 | $9.1M | $6.8M |
自由现金流率MOFGRMAX
| Q4 25 | — | 47.1% | ||
| Q3 25 | 27.3% | 22.4% | ||
| Q2 25 | 39.5% | 4.0% | ||
| Q1 25 | 14.4% | 5.3% | ||
| Q4 24 | 124.2% | 73.2% | ||
| Q3 24 | -7.9% | 20.8% | ||
| Q2 24 | 42.5% | 17.8% | ||
| Q1 24 | 20.4% | 8.6% |
资本支出强度MOFGRMAX
| Q4 25 | — | 10.4% | ||
| Q3 25 | 1.5% | 1.8% | ||
| Q2 25 | 1.9% | 2.2% | ||
| Q1 25 | 0.7% | 2.3% | ||
| Q4 24 | 4.9% | 9.1% | ||
| Q3 24 | 0.6% | 1.7% | ||
| Q2 24 | 1.1% | 2.4% | ||
| Q1 24 | 1.2% | 3.3% |
现金转化率MOFGRMAX
| Q4 25 | — | 28.39× | ||
| Q3 25 | 1.04× | 4.45× | ||
| Q2 25 | 2.50× | 0.97× | ||
| Q1 25 | 0.57× | — | ||
| Q4 24 | 3.87× | 10.28× | ||
| Q3 24 | — | 18.22× | ||
| Q2 24 | 1.60× | 4.29× | ||
| Q1 24 | 2.93× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MOFG
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
