vs
MID PENN BANCORP INC（MPB）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
MID PENN BANCORP INC的季度营收约是REGIS CORP的1.1倍（$62.0M vs $57.1M），MID PENN BANCORP INC净利率更高（31.4% vs 0.8%，领先30.6%），MID PENN BANCORP INC同比增速更快（30.8% vs 22.3%），MID PENN BANCORP INC自由现金流更多（$71.8M vs $891.0K），过去两年MID PENN BANCORP INC的营收复合增速更高（21.1% vs 7.8%）
该资料实际介绍的是1973年成立于新泽西州切里希尔的商业银行，该银行在2007年被多伦多道明银行收购，并入其旗下的TD Banknorth，之后TD Banknorth统一更名为TD银行。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
MPB vs RGS — 直观对比
营收规模更大
MPB
是对方的1.1倍
$57.1M
营收增速更快
MPB
高出8.5%
22.3%
净利率更高
MPB
高出30.6%
0.8%
自由现金流更多
MPB
多$70.9M
$891.0K
两年增速更快
MPB
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $62.0M | $57.1M |
| 净利润 | $19.4M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 43.6% | 10.8% |
| 净利率 | 31.4% | 0.8% |
| 营收同比 | 30.8% | 22.3% |
| 净利润同比 | 47.0% | -94.0% |
| 每股收益（稀释后） | $0.83 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MPBRGS
| Q4 25 | $62.0M | $57.1M | ||
| Q3 25 | $61.8M | $59.0M | ||
| Q2 25 | $54.3M | $60.4M | ||
| Q1 25 | $47.7M | $57.0M | ||
| Q4 24 | $47.4M | $46.7M | ||
| Q3 24 | $45.3M | $46.1M | ||
| Q2 24 | $44.1M | $49.4M | ||
| Q1 24 | $42.3M | $49.2M |
净利润MPBRGS
| Q4 25 | $19.4M | $456.0K | ||
| Q3 25 | $18.3M | $1.4M | ||
| Q2 25 | $4.8M | $116.5M | ||
| Q1 25 | $13.7M | $250.0K | ||
| Q4 24 | $13.2M | $7.6M | ||
| Q3 24 | $12.3M | $-853.0K | ||
| Q2 24 | $11.8M | $91.2M | ||
| Q1 24 | $12.1M | $-2.3M |
营业利润率MPBRGS
| Q4 25 | 43.6% | 10.8% | ||
| Q3 25 | 39.3% | 10.0% | ||
| Q2 25 | 7.9% | 12.1% | ||
| Q1 25 | 35.2% | 8.8% | ||
| Q4 24 | 34.1% | 11.8% | ||
| Q3 24 | 32.8% | 4.6% | ||
| Q2 24 | 32.4% | — | ||
| Q1 24 | 34.8% | 8.3% |
净利率MPBRGS
| Q4 25 | 31.4% | 0.8% | ||
| Q3 25 | 29.6% | 2.3% | ||
| Q2 25 | 8.8% | 192.9% | ||
| Q1 25 | 28.8% | 0.4% | ||
| Q4 24 | 27.9% | 16.4% | ||
| Q3 24 | 27.1% | -1.9% | ||
| Q2 24 | 26.7% | 184.7% | ||
| Q1 24 | 28.7% | -4.7% |
每股收益（稀释后）MPBRGS
| Q4 25 | $0.83 | $0.16 | ||
| Q3 25 | $0.79 | $0.49 | ||
| Q2 25 | $0.22 | $43.67 | ||
| Q1 25 | $0.71 | $0.08 | ||
| Q4 24 | $0.72 | $2.71 | ||
| Q3 24 | $0.74 | $-0.36 | ||
| Q2 24 | $0.71 | $38.40 | ||
| Q1 24 | $0.73 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $814.1M | $188.7M |
| 总资产 | $6.1B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资MPBRGS
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
总债务MPBRGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益MPBRGS
| Q4 25 | $814.1M | $188.7M | ||
| Q3 25 | $796.3M | $187.6M | ||
| Q2 25 | $775.7M | $185.6M | ||
| Q1 25 | $667.9M | $68.6M | ||
| Q4 24 | $655.0M | $66.7M | ||
| Q3 24 | $573.1M | $56.4M | ||
| Q2 24 | $559.7M | $56.8M | ||
| Q1 24 | $551.0M | $-35.8M |
总资产MPBRGS
| Q4 25 | $6.1B | $588.3M | ||
| Q3 25 | $6.3B | $592.1M | ||
| Q2 25 | $6.4B | $599.0M | ||
| Q1 25 | $5.5B | $511.2M | ||
| Q4 24 | $5.5B | $530.1M | ||
| Q3 24 | $5.5B | $508.9M | ||
| Q2 24 | $5.4B | $530.5M | ||
| Q1 24 | $5.3B | $543.7M |
负债/权益比MPBRGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $80.0M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $71.8M | $891.0K |
| 自由现金流率自由现金流/营收 | 115.8% | 1.6% |
| 资本支出强度资本支出/营收 | 13.3% | 1.4% |
| 现金转化率经营现金流/净利润 | 4.12× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $132.1M | $14.9M |
8季度趋势，按日历期对齐
经营现金流MPBRGS
| Q4 25 | $80.0M | $1.7M | ||
| Q3 25 | $26.3M | $2.3M | ||
| Q2 25 | $29.0M | $6.8M | ||
| Q1 25 | $11.5M | $6.2M | ||
| Q4 24 | $51.4M | $2.1M | ||
| Q3 24 | $16.9M | $-1.3M | ||
| Q2 24 | $18.0M | $5.1M | ||
| Q1 24 | $12.4M | $-277.0K |
自由现金流MPBRGS
| Q4 25 | $71.8M | $891.0K | ||
| Q3 25 | $24.3M | $1.9M | ||
| Q2 25 | $27.2M | $6.2M | ||
| Q1 25 | $8.8M | $5.9M | ||
| Q4 24 | $44.5M | $1.7M | ||
| Q3 24 | $16.8M | $-1.4M | ||
| Q2 24 | $17.7M | $5.1M | ||
| Q1 24 | $12.1M | $-326.0K |
自由现金流率MPBRGS
| Q4 25 | 115.8% | 1.6% | ||
| Q3 25 | 39.4% | 3.2% | ||
| Q2 25 | 50.1% | 10.3% | ||
| Q1 25 | 18.4% | 10.3% | ||
| Q4 24 | 93.8% | 3.6% | ||
| Q3 24 | 37.1% | -3.0% | ||
| Q2 24 | 40.2% | 10.3% | ||
| Q1 24 | 28.5% | -0.7% |
资本支出强度MPBRGS
| Q4 25 | 13.3% | 1.4% | ||
| Q3 25 | 3.1% | 0.7% | ||
| Q2 25 | 3.2% | 0.9% | ||
| Q1 25 | 5.7% | 0.6% | ||
| Q4 24 | 14.6% | 0.9% | ||
| Q3 24 | 0.0% | 0.0% | ||
| Q2 24 | 0.7% | 0.0% | ||
| Q1 24 | 0.8% | 0.1% |
现金转化率MPBRGS
| Q4 25 | 4.12× | 3.65× | ||
| Q3 25 | 1.44× | 1.68× | ||
| Q2 25 | 6.08× | 0.06× | ||
| Q1 25 | 0.84× | 24.80× | ||
| Q4 24 | 3.88× | 0.28× | ||
| Q3 24 | 1.37× | — | ||
| Q2 24 | 1.53× | 0.06× | ||
| Q1 24 | 1.02× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MPB
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
