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MID PENN BANCORP INC（MPB）与STEM, INC.（STEM）财务数据对比。点击上方公司名可切换其他公司
MID PENN BANCORP INC的季度营收约是STEM, INC.的1.3倍（$62.0M vs $47.1M），MID PENN BANCORP INC净利率更高（31.4% vs -33.9%，领先65.2%），MID PENN BANCORP INC同比增速更快（30.8% vs -15.6%），过去两年STEM, INC.的营收复合增速更高（36.1% vs 21.1%）
该资料实际介绍的是1973年成立于新泽西州切里希尔的商业银行，该银行在2007年被多伦多道明银行收购，并入其旗下的TD Banknorth，之后TD Banknorth统一更名为TD银行。
该公司是一家公开上市的生物制药企业，总部位于加利福尼亚州纽瓦克，专注研发纯化人类神经干细胞，旨在治疗中枢神经系统疾病与瘫痪，其所研发的神经干细胞可分化为中枢神经系统的神经元、星形胶质细胞与少突胶质细胞这三大主要细胞类型。
MPB vs STEM — 直观对比
营收规模更大
MPB
是对方的1.3倍
$47.1M
营收增速更快
MPB
高出46.3%
-15.6%
净利率更高
MPB
高出65.2%
-33.9%
两年增速更快
STEM
近两年复合增速
21.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $62.0M | $47.1M |
| 净利润 | $19.4M | $-16.0M |
| 毛利率 | — | 48.9% |
| 营业利润率 | 43.6% | -17.7% |
| 净利率 | 31.4% | -33.9% |
| 营收同比 | 30.8% | -15.6% |
| 净利润同比 | 47.0% | 68.8% |
| 每股收益（稀释后） | $0.83 | $-4.40 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MPBSTEM
| Q4 25 | $62.0M | $47.1M | ||
| Q3 25 | $61.8M | $38.2M | ||
| Q2 25 | $54.3M | $38.4M | ||
| Q1 25 | $47.7M | $32.5M | ||
| Q4 24 | $47.4M | $55.8M | ||
| Q3 24 | $45.3M | $29.3M | ||
| Q2 24 | $44.1M | $34.0M | ||
| Q1 24 | $42.3M | $25.5M |
净利润MPBSTEM
| Q4 25 | $19.4M | $-16.0M | ||
| Q3 25 | $18.3M | $-23.8M | ||
| Q2 25 | $4.8M | $202.5M | ||
| Q1 25 | $13.7M | $-25.0M | ||
| Q4 24 | $13.2M | $-51.1M | ||
| Q3 24 | $12.3M | $-148.3M | ||
| Q2 24 | $11.8M | $-582.3M | ||
| Q1 24 | $12.1M | $-72.3M |
毛利率MPBSTEM
| Q4 25 | — | 48.9% | ||
| Q3 25 | — | 35.5% | ||
| Q2 25 | — | 33.4% | ||
| Q1 25 | — | 32.4% | ||
| Q4 24 | — | -4.4% | ||
| Q3 24 | — | 21.2% | ||
| Q2 24 | — | 27.6% | ||
| Q1 24 | — | -95.0% |
营业利润率MPBSTEM
| Q4 25 | 43.6% | -17.7% | ||
| Q3 25 | 39.3% | -33.6% | ||
| Q2 25 | 7.9% | -34.8% | ||
| Q1 25 | 35.2% | -65.0% | ||
| Q4 24 | 34.1% | -84.4% | ||
| Q3 24 | 32.8% | -493.2% | ||
| Q2 24 | 32.4% | -1705.5% | ||
| Q1 24 | 34.8% | -267.0% |
净利率MPBSTEM
| Q4 25 | 31.4% | -33.9% | ||
| Q3 25 | 29.6% | -62.2% | ||
| Q2 25 | 8.8% | 527.8% | ||
| Q1 25 | 28.8% | -76.9% | ||
| Q4 24 | 27.9% | -91.6% | ||
| Q3 24 | 27.1% | -506.3% | ||
| Q2 24 | 26.7% | -1712.6% | ||
| Q1 24 | 28.7% | -283.9% |
每股收益（稀释后）MPBSTEM
| Q4 25 | $0.83 | $-4.40 | ||
| Q3 25 | $0.79 | $-2.84 | ||
| Q2 25 | $0.22 | $-1.79 | ||
| Q1 25 | $0.71 | $-0.15 | ||
| Q4 24 | $0.72 | $-15.29 | ||
| Q3 24 | $0.74 | $-18.24 | ||
| Q2 24 | $0.71 | $-71.81 | ||
| Q1 24 | $0.73 | $-0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $48.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $814.1M | $-249.4M |
| 总资产 | $6.1B | $308.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MPBSTEM
| Q4 25 | — | $48.9M | ||
| Q3 25 | — | $43.1M | ||
| Q2 25 | — | $40.8M | ||
| Q1 25 | — | $58.6M | ||
| Q4 24 | — | $56.3M | ||
| Q3 24 | — | $75.4M | ||
| Q2 24 | — | $89.6M | ||
| Q1 24 | — | $112.8M |
股东权益MPBSTEM
| Q4 25 | $814.1M | $-249.4M | ||
| Q3 25 | $796.3M | $-235.7M | ||
| Q2 25 | $775.7M | $-214.1M | ||
| Q1 25 | $667.9M | $-417.5M | ||
| Q4 24 | $655.0M | $-398.4M | ||
| Q3 24 | $573.1M | $-344.1M | ||
| Q2 24 | $559.7M | $-203.2M | ||
| Q1 24 | $551.0M | $371.6M |
总资产MPBSTEM
| Q4 25 | $6.1B | $308.9M | ||
| Q3 25 | $6.3B | $362.6M | ||
| Q2 25 | $6.4B | $379.2M | ||
| Q1 25 | $5.5B | $405.1M | ||
| Q4 24 | $5.5B | $437.4M | ||
| Q3 24 | $5.5B | $537.8M | ||
| Q2 24 | $5.4B | $691.5M | ||
| Q1 24 | $5.3B | $1.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $80.0M | $8.2M |
| 自由现金流经营现金流 - 资本支出 | $71.8M | — |
| 自由现金流率自由现金流/营收 | 115.8% | — |
| 资本支出强度资本支出/营收 | 13.3% | — |
| 现金转化率经营现金流/净利润 | 4.12× | — |
| 过去12个月自由现金流最近4个季度 | $132.1M | — |
8季度趋势，按日历期对齐
经营现金流MPBSTEM
| Q4 25 | $80.0M | $8.2M | ||
| Q3 25 | $26.3M | $11.4M | ||
| Q2 25 | $29.0M | $-21.3M | ||
| Q1 25 | $11.5M | $8.5M | ||
| Q4 24 | $51.4M | $-14.7M | ||
| Q3 24 | $16.9M | $-9.4M | ||
| Q2 24 | $18.0M | $-11.9M | ||
| Q1 24 | $12.4M | $-621.0K |
自由现金流MPBSTEM
| Q4 25 | $71.8M | — | ||
| Q3 25 | $24.3M | — | ||
| Q2 25 | $27.2M | — | ||
| Q1 25 | $8.8M | — | ||
| Q4 24 | $44.5M | — | ||
| Q3 24 | $16.8M | — | ||
| Q2 24 | $17.7M | — | ||
| Q1 24 | $12.1M | — |
自由现金流率MPBSTEM
| Q4 25 | 115.8% | — | ||
| Q3 25 | 39.4% | — | ||
| Q2 25 | 50.1% | — | ||
| Q1 25 | 18.4% | — | ||
| Q4 24 | 93.8% | — | ||
| Q3 24 | 37.1% | — | ||
| Q2 24 | 40.2% | — | ||
| Q1 24 | 28.5% | — |
资本支出强度MPBSTEM
| Q4 25 | 13.3% | — | ||
| Q3 25 | 3.1% | — | ||
| Q2 25 | 3.2% | — | ||
| Q1 25 | 5.7% | — | ||
| Q4 24 | 14.6% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.7% | — | ||
| Q1 24 | 0.8% | — |
现金转化率MPBSTEM
| Q4 25 | 4.12× | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 6.08× | -0.11× | ||
| Q1 25 | 0.84× | — | ||
| Q4 24 | 3.88× | — | ||
| Q3 24 | 1.37× | — | ||
| Q2 24 | 1.53× | — | ||
| Q1 24 | 1.02× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
