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Marqeta, Inc.（MQ）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
Marqeta, Inc.的季度营收约是null的1.4倍（$165.8M vs $117.3M），Marqeta, Inc.净利率更高（4.7% vs -7.3%，领先12.0%），Marqeta, Inc.同比增速更快（19.0% vs 5.3%），过去两年Marqeta, Inc.的营收复合增速更高（15.0% vs -14.4%）
Marqeta, Inc.运营云原生开放API平台，提供现代发卡与数字支付处理服务，可赋能金融科技初创企业、大型零售商及企业客户推出定制化实体、虚拟支付卡及嵌入式金融解决方案，服务覆盖全球消费及商业市场。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
MQ vs SWIM — 直观对比
营收规模更大
MQ
是对方的1.4倍
$117.3M
营收增速更快
MQ
高出13.7%
5.3%
净利率更高
MQ
高出12.0%
-7.3%
两年增速更快
MQ
近两年复合增速
-14.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $165.8M | $117.3M |
| 净利润 | $7.8M | $-8.5M |
| 毛利率 | 70.9% | 31.7% |
| 营业利润率 | 30.3% | — |
| 净利率 | 4.7% | -7.3% |
| 营收同比 | 19.0% | 5.3% |
| 净利润同比 | 194.8% | -43.1% |
| 每股收益（稀释后） | $0.02 | $-0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MQSWIM
| Q1 26 | $165.8M | $117.3M | ||
| Q4 25 | $172.1M | $100.0M | ||
| Q3 25 | $163.3M | $161.9M | ||
| Q2 25 | $150.4M | $172.6M | ||
| Q1 25 | $139.1M | $111.4M | ||
| Q4 24 | $135.8M | $87.3M | ||
| Q3 24 | $128.0M | $150.5M | ||
| Q2 24 | $125.3M | $160.1M |
净利润MQSWIM
| Q1 26 | $7.8M | $-8.5M | ||
| Q4 25 | — | $-7.0M | ||
| Q3 25 | $-3.6M | $8.1M | ||
| Q2 25 | $-647.0K | $16.0M | ||
| Q1 25 | $-8.3M | $-6.0M | ||
| Q4 24 | — | $-29.2M | ||
| Q3 24 | $-28.6M | $5.9M | ||
| Q2 24 | $119.1M | $13.3M |
毛利率MQSWIM
| Q1 26 | 70.9% | 31.7% | ||
| Q4 25 | 69.7% | 28.0% | ||
| Q3 25 | 70.1% | 35.4% | ||
| Q2 25 | 69.2% | 37.1% | ||
| Q1 25 | 71.0% | 29.5% | ||
| Q4 24 | 72.3% | 24.6% | ||
| Q3 24 | 70.4% | 32.4% | ||
| Q2 24 | 63.3% | 33.1% |
营业利润率MQSWIM
| Q1 26 | 30.3% | — | ||
| Q4 25 | -4.8% | -10.7% | ||
| Q3 25 | -6.4% | 13.3% | ||
| Q2 25 | -6.1% | 14.3% | ||
| Q1 25 | -13.3% | -4.4% | ||
| Q4 24 | -27.6% | -14.9% | ||
| Q3 24 | -33.0% | 8.9% | ||
| Q2 24 | 83.9% | 12.5% |
净利率MQSWIM
| Q1 26 | 4.7% | -7.3% | ||
| Q4 25 | — | -7.0% | ||
| Q3 25 | -2.2% | 5.0% | ||
| Q2 25 | -0.4% | 9.3% | ||
| Q1 25 | -5.9% | -5.4% | ||
| Q4 24 | — | -33.4% | ||
| Q3 24 | -22.4% | 3.9% | ||
| Q2 24 | 95.1% | 8.3% |
每股收益（稀释后）MQSWIM
| Q1 26 | $0.02 | $-0.07 | ||
| Q4 25 | — | $-0.06 | ||
| Q3 25 | — | $0.07 | ||
| Q2 25 | — | $0.13 | ||
| Q1 25 | — | $-0.05 | ||
| Q4 24 | — | $-0.24 | ||
| Q3 24 | — | $0.05 | ||
| Q2 24 | — | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $712.1M | — |
| 总债务越低越好 | — | $3.3M |
| 股东权益账面价值 | $742.3M | $396.7M |
| 总资产 | $1.5B | $856.4M |
| 负债/权益比越低杠杆越低 | — | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资MQSWIM
| Q1 26 | $712.1M | — | ||
| Q4 25 | $709.4M | — | ||
| Q3 25 | $747.2M | — | ||
| Q2 25 | $732.7M | — | ||
| Q1 25 | $830.9M | — | ||
| Q4 24 | $923.0M | — | ||
| Q3 24 | $886.4M | — | ||
| Q2 24 | $924.7M | — |
总债务MQSWIM
| Q1 26 | — | $3.3M | ||
| Q4 25 | — | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | — | $281.5M | ||
| Q3 24 | — | $282.8M | ||
| Q2 24 | — | $282.4M |
股东权益MQSWIM
| Q1 26 | $742.3M | $396.7M | ||
| Q4 25 | $762.0M | $405.9M | ||
| Q3 25 | $839.2M | $408.4M | ||
| Q2 25 | $843.4M | $398.4M | ||
| Q1 25 | $987.3M | $381.1M | ||
| Q4 24 | $1.1B | $387.2M | ||
| Q3 24 | $1.1B | $416.6M | ||
| Q2 24 | $1.1B | $408.1M |
总资产MQSWIM
| Q1 26 | $1.5B | $856.4M | ||
| Q4 25 | $1.5B | $823.2M | ||
| Q3 25 | $1.5B | $844.4M | ||
| Q2 25 | $1.2B | $822.1M | ||
| Q1 25 | $1.3B | $824.6M | ||
| Q4 24 | $1.5B | $794.2M | ||
| Q3 24 | $1.4B | $853.4M | ||
| Q2 24 | $1.5B | $830.0M |
负债/权益比MQSWIM
| Q1 26 | — | 0.01× | ||
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | — | 0.73× | ||
| Q3 24 | — | 0.68× | ||
| Q2 24 | — | 0.69× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-47.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流MQSWIM
| Q1 26 | — | $-47.7M | ||
| Q4 25 | $53.3M | $23.3M | ||
| Q3 25 | $86.8M | $51.0M | ||
| Q2 25 | $12.5M | $36.0M | ||
| Q1 25 | $10.0M | $-46.9M | ||
| Q4 24 | $24.8M | $6.2M | ||
| Q3 24 | $7.3M | $37.2M | ||
| Q2 24 | $25.7M | $52.4M |
自由现金流MQSWIM
| Q1 26 | — | — | ||
| Q4 25 | $53.2M | $14.1M | ||
| Q3 25 | $86.4M | $45.2M | ||
| Q2 25 | $12.2M | $29.1M | ||
| Q1 25 | $8.7M | $-50.3M | ||
| Q4 24 | $24.7M | $-98.0K | ||
| Q3 24 | $7.1M | $33.2M | ||
| Q2 24 | $24.7M | $47.9M |
自由现金流率MQSWIM
| Q1 26 | — | — | ||
| Q4 25 | 30.9% | 14.1% | ||
| Q3 25 | 52.9% | 27.9% | ||
| Q2 25 | 8.1% | 16.8% | ||
| Q1 25 | 6.3% | -45.2% | ||
| Q4 24 | 18.2% | -0.1% | ||
| Q3 24 | 5.5% | 22.1% | ||
| Q2 24 | 19.7% | 29.9% |
资本支出强度MQSWIM
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 9.2% | ||
| Q3 25 | 0.2% | 3.6% | ||
| Q2 25 | 0.2% | 4.0% | ||
| Q1 25 | 0.9% | 3.1% | ||
| Q4 24 | 0.0% | 7.2% | ||
| Q3 24 | 0.1% | 2.7% | ||
| Q2 24 | 0.8% | 2.8% |
现金转化率MQSWIM
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 6.29× | ||
| Q2 25 | — | 2.25× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 6.32× | ||
| Q2 24 | 0.22× | 3.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
