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EVERSPIN TECHNOLOGIES INC.（MRAM）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
EVERSPIN TECHNOLOGIES INC.的季度营收约是RIVERVIEW BANCORP INC的1.1倍（$14.9M vs $14.0M），RIVERVIEW BANCORP INC净利率更高（9.8% vs -2.0%，领先11.8%），EVERSPIN TECHNOLOGIES INC.同比增速更快（13.2% vs 10.4%），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs 18.2%）
Everspin Technologies是一家总部位于美国亚利桑那州钱德勒的上市半导体企业，核心业务为研发生产磁阻随机存取存储器（MRAM）产品，涵盖Toggle MRAM与自旋转移矩MRAM两大产品系列，同时也对外授权嵌入式MRAM、磁传感器相关技术，并提供嵌入式MRAM后道代工服务。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
MRAM vs RVSB — 直观对比
营收规模更大
MRAM
是对方的1.1倍
$14.0M
营收增速更快
MRAM
高出2.8%
10.4%
净利率更高
RVSB
高出11.8%
-2.0%
两年增速更快
RVSB
近两年复合增速
18.2%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $14.9M | $14.0M |
| 净利润 | $-296.0K | $1.4M |
| 毛利率 | 52.7% | — |
| 营业利润率 | 29.0% | 12.4% |
| 净利率 | -2.0% | 9.8% |
| 营收同比 | 13.2% | 10.4% |
| 净利润同比 | — | 11.8% |
| 每股收益（稀释后） | $-0.01 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MRAMRVSB
| Q1 26 | $14.9M | — | ||
| Q4 25 | $14.8M | $14.0M | ||
| Q3 25 | $14.1M | $13.6M | ||
| Q2 25 | $13.2M | $13.3M | ||
| Q1 25 | $13.1M | $12.9M | ||
| Q4 24 | $13.2M | $12.7M | ||
| Q3 24 | $12.1M | $12.8M | ||
| Q2 24 | $10.6M | $12.2M |
净利润MRAMRVSB
| Q1 26 | $-296.0K | — | ||
| Q4 25 | $1.2M | $1.4M | ||
| Q3 25 | $54.0K | $1.1M | ||
| Q2 25 | $-670.0K | $1.2M | ||
| Q1 25 | $-1.2M | $1.1M | ||
| Q4 24 | $1.2M | $1.2M | ||
| Q3 24 | $2.3M | $1.6M | ||
| Q2 24 | $-2.5M | $966.0K |
毛利率MRAMRVSB
| Q1 26 | 52.7% | — | ||
| Q4 25 | 50.8% | — | ||
| Q3 25 | 51.3% | — | ||
| Q2 25 | 51.3% | — | ||
| Q1 25 | 51.4% | — | ||
| Q4 24 | 51.3% | — | ||
| Q3 24 | 49.2% | — | ||
| Q2 24 | 49.0% | — |
营业利润率MRAMRVSB
| Q1 26 | 29.0% | — | ||
| Q4 25 | -7.2% | 12.4% | ||
| Q3 25 | -11.0% | 10.2% | ||
| Q2 25 | -14.9% | 11.7% | ||
| Q1 25 | -14.7% | 11.3% | ||
| Q4 24 | -11.8% | 12.4% | ||
| Q3 24 | -17.5% | 15.5% | ||
| Q2 24 | -26.5% | 10.0% |
净利率MRAMRVSB
| Q1 26 | -2.0% | — | ||
| Q4 25 | 8.1% | 9.8% | ||
| Q3 25 | 0.4% | 8.1% | ||
| Q2 25 | -5.1% | 9.2% | ||
| Q1 25 | -8.9% | 8.9% | ||
| Q4 24 | 9.2% | 9.7% | ||
| Q3 24 | 18.8% | 12.2% | ||
| Q2 24 | -23.5% | 7.9% |
每股收益（稀释后）MRAMRVSB
| Q1 26 | $-0.01 | — | ||
| Q4 25 | $0.05 | $0.07 | ||
| Q3 25 | $0.00 | $0.05 | ||
| Q2 25 | $-0.03 | $0.06 | ||
| Q1 25 | $-0.05 | $0.05 | ||
| Q4 24 | $0.07 | $0.06 | ||
| Q3 24 | $0.10 | $0.07 | ||
| Q2 24 | $-0.12 | $0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.5M | $28.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $70.2M | $164.2M |
| 总资产 | $83.2M | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MRAMRVSB
| Q1 26 | $40.5M | — | ||
| Q4 25 | $44.5M | $28.6M | ||
| Q3 25 | $45.3M | $32.8M | ||
| Q2 25 | $45.0M | $34.2M | ||
| Q1 25 | $42.2M | $29.4M | ||
| Q4 24 | $42.1M | $25.3M | ||
| Q3 24 | $39.6M | $31.0M | ||
| Q2 24 | $36.8M | $27.8M |
股东权益MRAMRVSB
| Q1 26 | $70.2M | — | ||
| Q4 25 | $68.9M | $164.2M | ||
| Q3 25 | $65.8M | $163.5M | ||
| Q2 25 | $64.1M | $162.0M | ||
| Q1 25 | $63.0M | $160.0M | ||
| Q4 24 | $62.6M | $158.3M | ||
| Q3 24 | $59.3M | $160.8M | ||
| Q2 24 | $55.4M | $155.9M |
总资产MRAMRVSB
| Q1 26 | $83.2M | — | ||
| Q4 25 | $84.6M | $1.5B | ||
| Q3 25 | $80.3M | $1.5B | ||
| Q2 25 | $78.9M | $1.5B | ||
| Q1 25 | $80.2M | $1.5B | ||
| Q4 24 | $77.8M | $1.5B | ||
| Q3 24 | $72.6M | $1.5B | ||
| Q2 24 | $64.6M | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $570.0K | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | — | $-736.0K |
| 自由现金流率自由现金流/营收 | — | -5.2% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | — | -0.37× |
| 过去12个月自由现金流最近4个季度 | — | $20.4M |
8季度趋势，按日历期对齐
经营现金流MRAMRVSB
| Q1 26 | $570.0K | — | ||
| Q4 25 | $2.6M | $-506.0K | ||
| Q3 25 | $881.0K | $16.8M | ||
| Q2 25 | $5.0M | $-697.0K | ||
| Q1 25 | $1.4M | $8.3M | ||
| Q4 24 | $3.8M | $2.2M | ||
| Q3 24 | $2.8M | $764.0K | ||
| Q2 24 | $1.7M | $5.4M |
自由现金流MRAMRVSB
| Q1 26 | — | — | ||
| Q4 25 | $-975.0K | $-736.0K | ||
| Q3 25 | $543.0K | $16.4M | ||
| Q2 25 | $3.0M | $-773.0K | ||
| Q1 25 | $527.0K | $5.6M | ||
| Q4 24 | $2.1M | $1.9M | ||
| Q3 24 | $2.8M | $-1.4M | ||
| Q2 24 | $1.7M | $5.3M |
自由现金流率MRAMRVSB
| Q1 26 | — | — | ||
| Q4 25 | -6.6% | -5.2% | ||
| Q3 25 | 3.9% | 120.1% | ||
| Q2 25 | 22.9% | -5.8% | ||
| Q1 25 | 4.0% | 43.1% | ||
| Q4 24 | 15.8% | 15.0% | ||
| Q3 24 | 22.9% | -11.3% | ||
| Q2 24 | 15.9% | 43.7% |
资本支出强度MRAMRVSB
| Q1 26 | — | — | ||
| Q4 25 | 24.3% | 1.6% | ||
| Q3 25 | 2.4% | 2.9% | ||
| Q2 25 | 15.1% | 0.6% | ||
| Q1 25 | 6.9% | 21.0% | ||
| Q4 24 | 13.2% | 2.4% | ||
| Q3 24 | 0.5% | 17.3% | ||
| Q2 24 | 0.3% | 0.9% |
现金转化率MRAMRVSB
| Q1 26 | — | — | ||
| Q4 25 | 2.19× | -0.37× | ||
| Q3 25 | 16.31× | 15.25× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | 3.16× | 1.79× | ||
| Q3 24 | 1.25× | 0.49× | ||
| Q2 24 | — | 5.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MRAM
| Product sales | $14.1M | 95% |
| Licensing, royalty, patent, engineering services and other revenue | $772.0K | 5% |
RVSB
暂无分部数据
