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Midland States Bancorp, Inc.（MSBI）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是Midland States Bancorp, Inc.的1.5倍（$117.7M vs $79.5M），Midland States Bancorp, Inc.净利率更高（23.2% vs -10.8%，领先34.0%），过去两年Midland States Bancorp, Inc.的营收复合增速更高（-6.4% vs -11.8%）
雷德尼爾銀行公司是總部位於西雅圖的雷德尼爾國家銀行的母公司，該銀行是華盛頓州的本土銀行，在全州設有多家網點。其發展歷史可追溯至1889年理查德·霍利約克創辦的通商國家銀行，1974年正式更名為雷德尼爾國家銀行，此後陸續收購機構，將業務拓展至阿拉斯加與俄勒岡地區。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
MSBI vs RGP — 直观对比
营收规模更大
RGP
是对方的1.5倍
$79.5M
净利率更高
MSBI
高出34.0%
-10.8%
两年增速更快
MSBI
近两年复合增速
-11.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $79.5M | $117.7M |
| 净利润 | $18.5M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 23.2% | -10.8% |
| 营收同比 | — | -19.2% |
| 净利润同比 | 739.3% | 81.6% |
| 每股收益（稀释后） | $0.74 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MSBIRGP
| Q1 26 | $79.5M | — | ||
| Q4 25 | $85.6M | $117.7M | ||
| Q3 25 | $81.1M | $120.2M | ||
| Q2 25 | $82.2M | $139.3M | ||
| Q1 25 | $76.1M | $129.4M | ||
| Q4 24 | $93.9M | $145.6M | ||
| Q3 24 | $92.7M | $136.9M | ||
| Q2 24 | $90.9M | $148.2M |
净利润MSBIRGP
| Q1 26 | $18.5M | — | ||
| Q4 25 | $-2.9M | $-12.7M | ||
| Q3 25 | $7.6M | $-2.4M | ||
| Q2 25 | $12.0M | $-73.3M | ||
| Q1 25 | $-141.0M | $-44.1M | ||
| Q4 24 | $-30.8M | $-68.7M | ||
| Q3 24 | $20.4M | $-5.7M | ||
| Q2 24 | $25.7M | $10.5M |
毛利率MSBIRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
营业利润率MSBIRGP
| Q1 26 | — | — | ||
| Q4 25 | -5.5% | -10.3% | ||
| Q3 25 | 13.9% | -1.7% | ||
| Q2 25 | 18.1% | -47.0% | ||
| Q1 25 | -181.2% | -38.4% | ||
| Q4 24 | -66.5% | -52.7% | ||
| Q3 24 | 26.9% | -3.5% | ||
| Q2 24 | 35.0% | 7.6% |
净利率MSBIRGP
| Q1 26 | 23.2% | — | ||
| Q4 25 | -4.9% | -10.8% | ||
| Q3 25 | 9.3% | -2.0% | ||
| Q2 25 | 14.6% | -52.6% | ||
| Q1 25 | -185.4% | -34.0% | ||
| Q4 24 | -52.5% | -47.2% | ||
| Q3 24 | 22.1% | -4.2% | ||
| Q2 24 | 28.3% | 7.1% |
每股收益（稀释后）MSBIRGP
| Q1 26 | $0.74 | — | ||
| Q4 25 | $-0.22 | $-0.38 | ||
| Q3 25 | $0.24 | $-0.07 | ||
| Q2 25 | $0.44 | $-2.21 | ||
| Q1 25 | $-6.58 | $-1.34 | ||
| Q4 24 | $-1.49 | $-2.08 | ||
| Q3 24 | $0.83 | $-0.17 | ||
| Q2 24 | $1.06 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.4M | $89.8M |
| 总债务越低越好 | $33.2M | — |
| 股东权益账面价值 | $569.5M | $194.6M |
| 总资产 | $6.5B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.06× | — |
8季度趋势，按日历期对齐
现金及短期投资MSBIRGP
| Q1 26 | $89.4M | — | ||
| Q4 25 | $127.8M | $89.8M | ||
| Q3 25 | $166.1M | $77.5M | ||
| Q2 25 | $176.6M | $86.1M | ||
| Q1 25 | $102.0M | $72.5M | ||
| Q4 24 | $114.8M | $78.2M | ||
| Q3 24 | $121.9M | $89.6M | ||
| Q2 24 | $124.6M | $108.9M |
总债务MSBIRGP
| Q1 26 | $33.2M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MSBIRGP
| Q1 26 | $569.5M | — | ||
| Q4 25 | $565.5M | $194.6M | ||
| Q3 25 | $584.0M | $206.4M | ||
| Q2 25 | $573.7M | $207.1M | ||
| Q1 25 | $571.4M | $277.8M | ||
| Q4 24 | $710.8M | $325.7M | ||
| Q3 24 | $771.2M | $407.2M | ||
| Q2 24 | $736.8M | $418.8M |
总资产MSBIRGP
| Q1 26 | $6.5B | — | ||
| Q4 25 | $6.5B | $289.3M | ||
| Q3 25 | $6.9B | $287.2M | ||
| Q2 25 | $7.1B | $304.7M | ||
| Q1 25 | $7.3B | $375.6M | ||
| Q4 24 | $7.5B | $424.9M | ||
| Q3 24 | $7.7B | $512.9M | ||
| Q2 24 | $7.7B | $510.9M |
负债/权益比MSBIRGP
| Q1 26 | 0.06× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流MSBIRGP
| Q1 26 | — | — | ||
| Q4 25 | $125.7M | $15.9M | ||
| Q3 25 | $80.0M | $-7.8M | ||
| Q2 25 | $28.1M | $16.8M | ||
| Q1 25 | $24.7M | $659.0K | ||
| Q4 24 | $176.5M | $1.8M | ||
| Q3 24 | $46.5M | $-309.0K | ||
| Q2 24 | $31.4M | $3.2M |
自由现金流MSBIRGP
| Q1 26 | — | — | ||
| Q4 25 | $120.3M | $15.6M | ||
| Q3 25 | $78.6M | $-8.0M | ||
| Q2 25 | $26.7M | $16.5M | ||
| Q1 25 | $22.9M | $238.0K | ||
| Q4 24 | $169.6M | $61.0K | ||
| Q3 24 | $44.4M | $-575.0K | ||
| Q2 24 | $29.9M | $3.0M |
自由现金流率MSBIRGP
| Q1 26 | — | — | ||
| Q4 25 | 140.6% | 13.2% | ||
| Q3 25 | 96.9% | -6.6% | ||
| Q2 25 | 32.4% | 11.8% | ||
| Q1 25 | 30.1% | 0.2% | ||
| Q4 24 | 180.6% | 0.0% | ||
| Q3 24 | 47.9% | -0.4% | ||
| Q2 24 | 32.9% | 2.1% |
资本支出强度MSBIRGP
| Q1 26 | — | — | ||
| Q4 25 | 6.2% | 0.3% | ||
| Q3 25 | 1.7% | 0.1% | ||
| Q2 25 | 1.7% | 0.2% | ||
| Q1 25 | 2.4% | 0.3% | ||
| Q4 24 | 7.3% | 1.2% | ||
| Q3 24 | 2.3% | 0.2% | ||
| Q2 24 | 1.7% | 0.1% |
现金转化率MSBIRGP
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 10.58× | — | ||
| Q2 25 | 2.33× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.28× | — | ||
| Q2 24 | 1.22× | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MSBI
| Net Interest Income | $57.4M | 72% |
| Noninterest Income | $22.1M | 28% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
