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Midland States Bancorp, Inc.（MSBI）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
STURM RUGER & CO INC的季度营收约是Midland States Bancorp, Inc.的1.9倍（$151.1M vs $79.5M），过去两年STURM RUGER & CO INC的营收复合增速更高（5.1% vs -6.4%）
雷德尼爾銀行公司是總部位於西雅圖的雷德尼爾國家銀行的母公司，該銀行是華盛頓州的本土銀行，在全州設有多家網點。其發展歷史可追溯至1889年理查德·霍利約克創辦的通商國家銀行，1974年正式更名為雷德尼爾國家銀行，此後陸續收購機構，將業務拓展至阿拉斯加與俄勒岡地區。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
MSBI vs RGR — 直观对比
营收规模更大
RGR
是对方的1.9倍
$79.5M
两年增速更快
RGR
近两年复合增速
-6.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $79.5M | $151.1M |
| 净利润 | $18.5M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | — | 2.3% |
| 净利率 | 23.2% | — |
| 营收同比 | — | 3.6% |
| 净利润同比 | 739.3% | — |
| 每股收益（稀释后） | $0.74 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MSBIRGR
| Q1 26 | $79.5M | — | ||
| Q4 25 | $85.6M | $151.1M | ||
| Q3 25 | $81.1M | $126.8M | ||
| Q2 25 | $82.2M | $132.5M | ||
| Q1 25 | $76.1M | $135.7M | ||
| Q4 24 | $93.9M | $145.8M | ||
| Q3 24 | $92.7M | $122.3M | ||
| Q2 24 | $90.9M | $130.8M |
净利润MSBIRGR
| Q1 26 | $18.5M | — | ||
| Q4 25 | $-2.9M | — | ||
| Q3 25 | $7.6M | $1.6M | ||
| Q2 25 | $12.0M | $-17.2M | ||
| Q1 25 | $-141.0M | $7.8M | ||
| Q4 24 | $-30.8M | — | ||
| Q3 24 | $20.4M | $4.7M | ||
| Q2 24 | $25.7M | $8.3M |
毛利率MSBIRGR
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
营业利润率MSBIRGR
| Q1 26 | — | — | ||
| Q4 25 | -5.5% | 2.3% | ||
| Q3 25 | 13.9% | -2.7% | ||
| Q2 25 | 18.1% | -15.6% | ||
| Q1 25 | -181.2% | 6.2% | ||
| Q4 24 | -66.5% | 7.8% | ||
| Q3 24 | 26.9% | 3.1% | ||
| Q2 24 | 35.0% | 6.9% |
净利率MSBIRGR
| Q1 26 | 23.2% | — | ||
| Q4 25 | -4.9% | — | ||
| Q3 25 | 9.3% | 1.2% | ||
| Q2 25 | 14.6% | -13.0% | ||
| Q1 25 | -185.4% | 5.7% | ||
| Q4 24 | -52.5% | — | ||
| Q3 24 | 22.1% | 3.9% | ||
| Q2 24 | 28.3% | 6.3% |
每股收益（稀释后）MSBIRGR
| Q1 26 | $0.74 | — | ||
| Q4 25 | $-0.22 | $0.22 | ||
| Q3 25 | $0.24 | $0.10 | ||
| Q2 25 | $0.44 | $-1.05 | ||
| Q1 25 | $-6.58 | $0.46 | ||
| Q4 24 | $-1.49 | $0.62 | ||
| Q3 24 | $0.83 | $0.28 | ||
| Q2 24 | $1.06 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.4M | $92.5M |
| 总债务越低越好 | $33.2M | — |
| 股东权益账面价值 | $569.5M | $283.8M |
| 总资产 | $6.5B | $342.0M |
| 负债/权益比越低杠杆越低 | 0.06× | — |
8季度趋势，按日历期对齐
现金及短期投资MSBIRGR
| Q1 26 | $89.4M | — | ||
| Q4 25 | $127.8M | $92.5M | ||
| Q3 25 | $166.1M | $80.8M | ||
| Q2 25 | $176.6M | $101.4M | ||
| Q1 25 | $102.0M | $108.3M | ||
| Q4 24 | $114.8M | $105.5M | ||
| Q3 24 | $121.9M | $96.0M | ||
| Q2 24 | $124.6M | $105.6M |
总债务MSBIRGR
| Q1 26 | $33.2M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MSBIRGR
| Q1 26 | $569.5M | — | ||
| Q4 25 | $565.5M | $283.8M | ||
| Q3 25 | $584.0M | $279.6M | ||
| Q2 25 | $573.7M | $289.3M | ||
| Q1 25 | $571.4M | $321.5M | ||
| Q4 24 | $710.8M | $319.6M | ||
| Q3 24 | $771.2M | $314.9M | ||
| Q2 24 | $736.8M | $321.5M |
总资产MSBIRGR
| Q1 26 | $6.5B | — | ||
| Q4 25 | $6.5B | $342.0M | ||
| Q3 25 | $6.9B | $342.3M | ||
| Q2 25 | $7.1B | $349.5M | ||
| Q1 25 | $7.3B | $379.0M | ||
| Q4 24 | $7.5B | $384.0M | ||
| Q3 24 | $7.7B | $373.5M | ||
| Q2 24 | $7.7B | $376.7M |
负债/权益比MSBIRGR
| Q1 26 | 0.06× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流MSBIRGR
| Q1 26 | — | — | ||
| Q4 25 | $125.7M | $15.5M | ||
| Q3 25 | $80.0M | $12.9M | ||
| Q2 25 | $28.1M | $14.7M | ||
| Q1 25 | $24.7M | $11.1M | ||
| Q4 24 | $176.5M | $20.0M | ||
| Q3 24 | $46.5M | $9.4M | ||
| Q2 24 | $31.4M | $18.7M |
自由现金流MSBIRGR
| Q1 26 | — | — | ||
| Q4 25 | $120.3M | $12.3M | ||
| Q3 25 | $78.6M | $7.0M | ||
| Q2 25 | $26.7M | $9.1M | ||
| Q1 25 | $22.9M | $10.0M | ||
| Q4 24 | $169.6M | $16.4M | ||
| Q3 24 | $44.4M | $2.6M | ||
| Q2 24 | $29.9M | $10.1M |
自由现金流率MSBIRGR
| Q1 26 | — | — | ||
| Q4 25 | 140.6% | 8.2% | ||
| Q3 25 | 96.9% | 5.5% | ||
| Q2 25 | 32.4% | 6.9% | ||
| Q1 25 | 30.1% | 7.4% | ||
| Q4 24 | 180.6% | 11.2% | ||
| Q3 24 | 47.9% | 2.1% | ||
| Q2 24 | 32.9% | 7.7% |
资本支出强度MSBIRGR
| Q1 26 | — | — | ||
| Q4 25 | 6.2% | 2.1% | ||
| Q3 25 | 1.7% | 4.6% | ||
| Q2 25 | 1.7% | 4.2% | ||
| Q1 25 | 2.4% | 0.8% | ||
| Q4 24 | 7.3% | 2.5% | ||
| Q3 24 | 2.3% | 5.5% | ||
| Q2 24 | 1.7% | 6.6% |
现金转化率MSBIRGR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 10.58× | 8.15× | ||
| Q2 25 | 2.33× | — | ||
| Q1 25 | — | 1.43× | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.28× | 1.98× | ||
| Q2 24 | 1.22× | 2.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MSBI
| Net Interest Income | $57.4M | 72% |
| Noninterest Income | $22.1M | 28% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
