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Midland States Bancorp, Inc.（MSBI）与RMR GROUP INC.（RMR）财务数据对比。点击上方公司名可切换其他公司
Midland States Bancorp, Inc.的季度营收约是RMR GROUP INC.的1.2倍（$79.5M vs $66.7M），Midland States Bancorp, Inc.净利率更高（23.2% vs 18.3%，领先4.9%）
雷德尼爾銀行公司是總部位於西雅圖的雷德尼爾國家銀行的母公司，該銀行是華盛頓州的本土銀行，在全州設有多家網點。其發展歷史可追溯至1889年理查德·霍利約克創辦的通商國家銀行，1974年正式更名為雷德尼爾國家銀行，此後陸續收購機構，將業務拓展至阿拉斯加與俄勒岡地區。
RMR集团是总部位于美国的另类资产管理企业，核心业务聚焦不动产及相关投资，覆盖商业地产、住宅物业、基础设施等赛道，服务全球核心市场的机构投资者、高净值人士及零售客户。
MSBI vs RMR — 直观对比
营收规模更大
MSBI
是对方的1.2倍
$66.7M
净利率更高
MSBI
高出4.9%
18.3%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $79.5M | $66.7M |
| 净利润 | $18.5M | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 48.1% |
| 净利率 | 23.2% | 18.3% |
| 营收同比 | — | 40.8% |
| 净利润同比 | 739.3% | 91.1% |
| 每股收益（稀释后） | $0.74 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MSBIRMR
| Q1 26 | $79.5M | — | ||
| Q4 25 | $85.6M | $66.7M | ||
| Q3 25 | $81.1M | — | ||
| Q2 25 | $82.2M | — | ||
| Q1 25 | $76.1M | — | ||
| Q4 24 | $93.9M | — | ||
| Q3 24 | $92.7M | — | ||
| Q2 24 | $90.9M | — |
净利润MSBIRMR
| Q1 26 | $18.5M | — | ||
| Q4 25 | $-2.9M | $12.2M | ||
| Q3 25 | $7.6M | — | ||
| Q2 25 | $12.0M | — | ||
| Q1 25 | $-141.0M | — | ||
| Q4 24 | $-30.8M | — | ||
| Q3 24 | $20.4M | — | ||
| Q2 24 | $25.7M | — |
营业利润率MSBIRMR
| Q1 26 | — | — | ||
| Q4 25 | -5.5% | 48.1% | ||
| Q3 25 | 13.9% | — | ||
| Q2 25 | 18.1% | — | ||
| Q1 25 | -181.2% | — | ||
| Q4 24 | -66.5% | — | ||
| Q3 24 | 26.9% | — | ||
| Q2 24 | 35.0% | — |
净利率MSBIRMR
| Q1 26 | 23.2% | — | ||
| Q4 25 | -4.9% | 18.3% | ||
| Q3 25 | 9.3% | — | ||
| Q2 25 | 14.6% | — | ||
| Q1 25 | -185.4% | — | ||
| Q4 24 | -52.5% | — | ||
| Q3 24 | 22.1% | — | ||
| Q2 24 | 28.3% | — |
每股收益（稀释后）MSBIRMR
| Q1 26 | $0.74 | — | ||
| Q4 25 | $-0.22 | $0.71 | ||
| Q3 25 | $0.24 | — | ||
| Q2 25 | $0.44 | — | ||
| Q1 25 | $-6.58 | — | ||
| Q4 24 | $-1.49 | — | ||
| Q3 24 | $0.83 | — | ||
| Q2 24 | $1.06 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.4M | $49.3M |
| 总债务越低越好 | $33.2M | — |
| 股东权益账面价值 | $569.5M | $232.7M |
| 总资产 | $6.5B | $687.1M |
| 负债/权益比越低杠杆越低 | 0.06× | — |
8季度趋势，按日历期对齐
现金及短期投资MSBIRMR
| Q1 26 | $89.4M | — | ||
| Q4 25 | $127.8M | $49.3M | ||
| Q3 25 | $166.1M | — | ||
| Q2 25 | $176.6M | — | ||
| Q1 25 | $102.0M | — | ||
| Q4 24 | $114.8M | — | ||
| Q3 24 | $121.9M | — | ||
| Q2 24 | $124.6M | — |
总债务MSBIRMR
| Q1 26 | $33.2M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MSBIRMR
| Q1 26 | $569.5M | — | ||
| Q4 25 | $565.5M | $232.7M | ||
| Q3 25 | $584.0M | — | ||
| Q2 25 | $573.7M | — | ||
| Q1 25 | $571.4M | — | ||
| Q4 24 | $710.8M | — | ||
| Q3 24 | $771.2M | — | ||
| Q2 24 | $736.8M | — |
总资产MSBIRMR
| Q1 26 | $6.5B | — | ||
| Q4 25 | $6.5B | $687.1M | ||
| Q3 25 | $6.9B | — | ||
| Q2 25 | $7.1B | — | ||
| Q1 25 | $7.3B | — | ||
| Q4 24 | $7.5B | — | ||
| Q3 24 | $7.7B | — | ||
| Q2 24 | $7.7B | — |
负债/权益比MSBIRMR
| Q1 26 | 0.06× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $10.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.88× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流MSBIRMR
| Q1 26 | — | — | ||
| Q4 25 | $125.7M | $10.7M | ||
| Q3 25 | $80.0M | — | ||
| Q2 25 | $28.1M | — | ||
| Q1 25 | $24.7M | — | ||
| Q4 24 | $176.5M | — | ||
| Q3 24 | $46.5M | — | ||
| Q2 24 | $31.4M | — |
自由现金流MSBIRMR
| Q1 26 | — | — | ||
| Q4 25 | $120.3M | — | ||
| Q3 25 | $78.6M | — | ||
| Q2 25 | $26.7M | — | ||
| Q1 25 | $22.9M | — | ||
| Q4 24 | $169.6M | — | ||
| Q3 24 | $44.4M | — | ||
| Q2 24 | $29.9M | — |
自由现金流率MSBIRMR
| Q1 26 | — | — | ||
| Q4 25 | 140.6% | — | ||
| Q3 25 | 96.9% | — | ||
| Q2 25 | 32.4% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 180.6% | — | ||
| Q3 24 | 47.9% | — | ||
| Q2 24 | 32.9% | — |
资本支出强度MSBIRMR
| Q1 26 | — | — | ||
| Q4 25 | 6.2% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 2.4% | — | ||
| Q4 24 | 7.3% | — | ||
| Q3 24 | 2.3% | — | ||
| Q2 24 | 1.7% | — |
现金转化率MSBIRMR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.88× | ||
| Q3 25 | 10.58× | — | ||
| Q2 25 | 2.33× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.28× | — | ||
| Q2 24 | 1.22× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MSBI
| Net Interest Income | $57.4M | 72% |
| Noninterest Income | $22.1M | 28% |
RMR
| Management Service Incentive | $23.6M | 35% |
| Industrial Logistics Properties Trust | $15.1M | 23% |
| Managed Private Real Estate Capital | $11.1M | 17% |
| Office Properties Income Trust | $5.6M | 8% |
| Other Private Entities | $5.3M | 8% |
| RMR Residential | $3.4M | 5% |
| Sonesta International Hotels Corporation | $2.1M | 3% |
| Investment Advisory Management And Administrative Service | $1.2M | 2% |
