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Midland States Bancorp, Inc.（MSBI）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
null的季度营收约是Midland States Bancorp, Inc.的1.5倍（$117.3M vs $79.5M），Midland States Bancorp, Inc.净利率更高（23.2% vs -7.3%，领先30.5%），过去两年Midland States Bancorp, Inc.的营收复合增速更高（-6.4% vs -14.4%）
雷德尼爾銀行公司是總部位於西雅圖的雷德尼爾國家銀行的母公司，該銀行是華盛頓州的本土銀行，在全州設有多家網點。其發展歷史可追溯至1889年理查德·霍利約克創辦的通商國家銀行，1974年正式更名為雷德尼爾國家銀行，此後陸續收購機構，將業務拓展至阿拉斯加與俄勒岡地區。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
MSBI vs SWIM — 直观对比
营收规模更大
SWIM
是对方的1.5倍
$79.5M
净利率更高
MSBI
高出30.5%
-7.3%
两年增速更快
MSBI
近两年复合增速
-14.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $79.5M | $117.3M |
| 净利润 | $18.5M | $-8.5M |
| 毛利率 | — | 31.7% |
| 营业利润率 | — | — |
| 净利率 | 23.2% | -7.3% |
| 营收同比 | — | 5.3% |
| 净利润同比 | 739.3% | -43.1% |
| 每股收益（稀释后） | $0.74 | $-0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MSBISWIM
| Q1 26 | $79.5M | $117.3M | ||
| Q4 25 | $85.6M | $100.0M | ||
| Q3 25 | $81.1M | $161.9M | ||
| Q2 25 | $82.2M | $172.6M | ||
| Q1 25 | $76.1M | $111.4M | ||
| Q4 24 | $93.9M | $87.3M | ||
| Q3 24 | $92.7M | $150.5M | ||
| Q2 24 | $90.9M | $160.1M |
净利润MSBISWIM
| Q1 26 | $18.5M | $-8.5M | ||
| Q4 25 | $-2.9M | $-7.0M | ||
| Q3 25 | $7.6M | $8.1M | ||
| Q2 25 | $12.0M | $16.0M | ||
| Q1 25 | $-141.0M | $-6.0M | ||
| Q4 24 | $-30.8M | $-29.2M | ||
| Q3 24 | $20.4M | $5.9M | ||
| Q2 24 | $25.7M | $13.3M |
毛利率MSBISWIM
| Q1 26 | — | 31.7% | ||
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% |
营业利润率MSBISWIM
| Q1 26 | — | — | ||
| Q4 25 | -5.5% | -10.7% | ||
| Q3 25 | 13.9% | 13.3% | ||
| Q2 25 | 18.1% | 14.3% | ||
| Q1 25 | -181.2% | -4.4% | ||
| Q4 24 | -66.5% | -14.9% | ||
| Q3 24 | 26.9% | 8.9% | ||
| Q2 24 | 35.0% | 12.5% |
净利率MSBISWIM
| Q1 26 | 23.2% | -7.3% | ||
| Q4 25 | -4.9% | -7.0% | ||
| Q3 25 | 9.3% | 5.0% | ||
| Q2 25 | 14.6% | 9.3% | ||
| Q1 25 | -185.4% | -5.4% | ||
| Q4 24 | -52.5% | -33.4% | ||
| Q3 24 | 22.1% | 3.9% | ||
| Q2 24 | 28.3% | 8.3% |
每股收益（稀释后）MSBISWIM
| Q1 26 | $0.74 | $-0.07 | ||
| Q4 25 | $-0.22 | $-0.06 | ||
| Q3 25 | $0.24 | $0.07 | ||
| Q2 25 | $0.44 | $0.13 | ||
| Q1 25 | $-6.58 | $-0.05 | ||
| Q4 24 | $-1.49 | $-0.24 | ||
| Q3 24 | $0.83 | $0.05 | ||
| Q2 24 | $1.06 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.4M | — |
| 总债务越低越好 | $33.2M | $3.3M |
| 股东权益账面价值 | $569.5M | $396.7M |
| 总资产 | $6.5B | $856.4M |
| 负债/权益比越低杠杆越低 | 0.06× | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资MSBISWIM
| Q1 26 | $89.4M | — | ||
| Q4 25 | $127.8M | — | ||
| Q3 25 | $166.1M | — | ||
| Q2 25 | $176.6M | — | ||
| Q1 25 | $102.0M | — | ||
| Q4 24 | $114.8M | — | ||
| Q3 24 | $121.9M | — | ||
| Q2 24 | $124.6M | — |
总债务MSBISWIM
| Q1 26 | $33.2M | $3.3M | ||
| Q4 25 | — | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | — | $281.5M | ||
| Q3 24 | — | $282.8M | ||
| Q2 24 | — | $282.4M |
股东权益MSBISWIM
| Q1 26 | $569.5M | $396.7M | ||
| Q4 25 | $565.5M | $405.9M | ||
| Q3 25 | $584.0M | $408.4M | ||
| Q2 25 | $573.7M | $398.4M | ||
| Q1 25 | $571.4M | $381.1M | ||
| Q4 24 | $710.8M | $387.2M | ||
| Q3 24 | $771.2M | $416.6M | ||
| Q2 24 | $736.8M | $408.1M |
总资产MSBISWIM
| Q1 26 | $6.5B | $856.4M | ||
| Q4 25 | $6.5B | $823.2M | ||
| Q3 25 | $6.9B | $844.4M | ||
| Q2 25 | $7.1B | $822.1M | ||
| Q1 25 | $7.3B | $824.6M | ||
| Q4 24 | $7.5B | $794.2M | ||
| Q3 24 | $7.7B | $853.4M | ||
| Q2 24 | $7.7B | $830.0M |
负债/权益比MSBISWIM
| Q1 26 | 0.06× | 0.01× | ||
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | — | 0.73× | ||
| Q3 24 | — | 0.68× | ||
| Q2 24 | — | 0.69× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-47.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流MSBISWIM
| Q1 26 | — | $-47.7M | ||
| Q4 25 | $125.7M | $23.3M | ||
| Q3 25 | $80.0M | $51.0M | ||
| Q2 25 | $28.1M | $36.0M | ||
| Q1 25 | $24.7M | $-46.9M | ||
| Q4 24 | $176.5M | $6.2M | ||
| Q3 24 | $46.5M | $37.2M | ||
| Q2 24 | $31.4M | $52.4M |
自由现金流MSBISWIM
| Q1 26 | — | — | ||
| Q4 25 | $120.3M | $14.1M | ||
| Q3 25 | $78.6M | $45.2M | ||
| Q2 25 | $26.7M | $29.1M | ||
| Q1 25 | $22.9M | $-50.3M | ||
| Q4 24 | $169.6M | $-98.0K | ||
| Q3 24 | $44.4M | $33.2M | ||
| Q2 24 | $29.9M | $47.9M |
自由现金流率MSBISWIM
| Q1 26 | — | — | ||
| Q4 25 | 140.6% | 14.1% | ||
| Q3 25 | 96.9% | 27.9% | ||
| Q2 25 | 32.4% | 16.8% | ||
| Q1 25 | 30.1% | -45.2% | ||
| Q4 24 | 180.6% | -0.1% | ||
| Q3 24 | 47.9% | 22.1% | ||
| Q2 24 | 32.9% | 29.9% |
资本支出强度MSBISWIM
| Q1 26 | — | — | ||
| Q4 25 | 6.2% | 9.2% | ||
| Q3 25 | 1.7% | 3.6% | ||
| Q2 25 | 1.7% | 4.0% | ||
| Q1 25 | 2.4% | 3.1% | ||
| Q4 24 | 7.3% | 7.2% | ||
| Q3 24 | 2.3% | 2.7% | ||
| Q2 24 | 1.7% | 2.8% |
现金转化率MSBISWIM
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 10.58× | 6.29× | ||
| Q2 25 | 2.33× | 2.25× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.28× | 6.32× | ||
| Q2 24 | 1.22× | 3.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MSBI
| Net Interest Income | $57.4M | 72% |
| Noninterest Income | $22.1M | 28% |
SWIM
暂无分部数据
