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MGIC INVESTMENT CORP（MTG）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
MGIC INVESTMENT CORP的季度营收约是LiveRamp Holdings, Inc.的1.4倍（$297.1M vs $212.2M），MGIC INVESTMENT CORP净利率更高（55.6% vs 18.8%，领先36.9%），LiveRamp Holdings, Inc.同比增速更快（8.6% vs -3.0%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs -1.4%）
MGIC投资集团（纽交所代码：MTG）是美国专业的私人抵押贷款保险服务商，总部位于威斯康星州密尔沃基市，主要为美国本土住房抵押贷款业务提供保险解决方案，帮助贷款机构管控信用风险，助力普通消费者顺利获得购房贷款支持。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
MTG vs RAMP — 直观对比
营收规模更大
MTG
是对方的1.4倍
$212.2M
营收增速更快
RAMP
高出11.6%
-3.0%
净利率更高
MTG
高出36.9%
18.8%
两年增速更快
RAMP
近两年复合增速
-1.4%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $297.1M | $212.2M |
| 净利润 | $165.3M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 55.6% | 18.8% |
| 营收同比 | -3.0% | 8.6% |
| 净利润同比 | -10.9% | 255.7% |
| 每股收益（稀释后） | $0.76 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MTGRAMP
| Q1 26 | $297.1M | — | ||
| Q4 25 | $298.7M | $212.2M | ||
| Q3 25 | $304.5M | $199.8M | ||
| Q2 25 | $304.2M | $194.8M | ||
| Q1 25 | $306.2M | $188.7M | ||
| Q4 24 | $301.4M | $195.4M | ||
| Q3 24 | $306.6M | $185.5M | ||
| Q2 24 | $305.3M | $176.0M |
净利润MTGRAMP
| Q1 26 | $165.3M | — | ||
| Q4 25 | $169.3M | $39.9M | ||
| Q3 25 | $191.1M | $27.4M | ||
| Q2 25 | $192.5M | $7.7M | ||
| Q1 25 | $185.5M | $-6.3M | ||
| Q4 24 | $184.7M | $11.2M | ||
| Q3 24 | $200.0M | $1.7M | ||
| Q2 24 | $204.2M | $-7.5M |
毛利率MTGRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率MTGRAMP
| Q1 26 | — | — | ||
| Q4 25 | 71.2% | 18.6% | ||
| Q3 25 | 77.2% | 10.7% | ||
| Q2 25 | 80.9% | 3.7% | ||
| Q1 25 | 76.6% | -6.1% | ||
| Q4 24 | 77.9% | 7.5% | ||
| Q3 24 | 82.9% | 4.0% | ||
| Q2 24 | 85.1% | -3.0% |
净利率MTGRAMP
| Q1 26 | 55.6% | — | ||
| Q4 25 | 56.7% | 18.8% | ||
| Q3 25 | 62.8% | 13.7% | ||
| Q2 25 | 63.3% | 4.0% | ||
| Q1 25 | 60.6% | -3.3% | ||
| Q4 24 | 61.3% | 5.7% | ||
| Q3 24 | 65.2% | 0.9% | ||
| Q2 24 | 66.9% | -4.3% |
每股收益（稀释后）MTGRAMP
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.75 | $0.62 | ||
| Q3 25 | $0.83 | $0.42 | ||
| Q2 25 | $0.81 | $0.12 | ||
| Q1 25 | $0.75 | $-0.10 | ||
| Q4 24 | $0.71 | $0.17 | ||
| Q3 24 | $0.77 | $0.03 | ||
| Q2 24 | $0.77 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $235.1M | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $962.3M |
| 总资产 | $6.4B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MTGRAMP
| Q1 26 | $235.1M | — | ||
| Q4 25 | $369.0M | $403.4M | ||
| Q3 25 | $266.9M | $376.9M | ||
| Q2 25 | $294.9M | $371.1M | ||
| Q1 25 | $207.0M | $420.8M | ||
| Q4 24 | $229.5M | $384.3M | ||
| Q3 24 | $288.6M | $348.4M | ||
| Q2 24 | $281.8M | $342.7M |
股东权益MTGRAMP
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.1B | $962.3M | ||
| Q3 25 | $5.2B | $943.8M | ||
| Q2 25 | $5.2B | $947.8M | ||
| Q1 25 | $5.1B | $948.9M | ||
| Q4 24 | $5.2B | $957.7M | ||
| Q3 24 | $5.3B | $932.1M | ||
| Q2 24 | $5.1B | $951.9M |
总资产MTGRAMP
| Q1 26 | $6.4B | — | ||
| Q4 25 | $6.6B | $1.3B | ||
| Q3 25 | $6.6B | $1.2B | ||
| Q2 25 | $6.5B | $1.2B | ||
| Q1 25 | $6.5B | $1.3B | ||
| Q4 24 | $6.5B | $1.3B | ||
| Q3 24 | $6.7B | $1.2B | ||
| Q2 24 | $6.5B | $1.2B |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
