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MGIC INVESTMENT CORP（MTG）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
MGIC INVESTMENT CORP的季度营收约是Ribbon Communications Inc.的1.8倍（$297.1M vs $162.6M），MGIC INVESTMENT CORP净利率更高（55.6% vs 54.8%，领先0.9%），MGIC INVESTMENT CORP同比增速更快（-3.0% vs -10.3%），过去两年MGIC INVESTMENT CORP的营收复合增速更高（-1.4% vs -8.1%）
MGIC投资集团（纽交所代码：MTG）是美国专业的私人抵押贷款保险服务商，总部位于威斯康星州密尔沃基市，主要为美国本土住房抵押贷款业务提供保险解决方案，帮助贷款机构管控信用风险，助力普通消费者顺利获得购房贷款支持。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
MTG vs RBBN — 直观对比
营收规模更大
MTG
是对方的1.8倍
$162.6M
营收增速更快
MTG
高出7.3%
-10.3%
净利率更高
MTG
高出0.9%
54.8%
两年增速更快
MTG
近两年复合增速
-8.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $297.1M | $162.6M |
| 净利润 | $165.3M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | — | 37.6% |
| 净利率 | 55.6% | 54.8% |
| 营收同比 | -3.0% | -10.3% |
| 净利润同比 | -10.9% | — |
| 每股收益（稀释后） | $0.76 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MTGRBBN
| Q1 26 | $297.1M | $162.6M | ||
| Q4 25 | $298.7M | $227.3M | ||
| Q3 25 | $304.5M | $215.4M | ||
| Q2 25 | $304.2M | $220.6M | ||
| Q1 25 | $306.2M | $181.3M | ||
| Q4 24 | $301.4M | $251.4M | ||
| Q3 24 | $306.6M | $210.2M | ||
| Q2 24 | $305.3M | $192.6M |
净利润MTGRBBN
| Q1 26 | $165.3M | $89.1M | ||
| Q4 25 | $169.3M | — | ||
| Q3 25 | $191.1M | $-12.1M | ||
| Q2 25 | $192.5M | $-11.1M | ||
| Q1 25 | $185.5M | $-26.2M | ||
| Q4 24 | $184.7M | — | ||
| Q3 24 | $200.0M | $-13.4M | ||
| Q2 24 | $204.2M | $-16.8M |
毛利率MTGRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率MTGRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 71.2% | 4.1% | ||
| Q3 25 | 77.2% | 1.3% | ||
| Q2 25 | 80.9% | 1.9% | ||
| Q1 25 | 76.6% | -10.8% | ||
| Q4 24 | 77.9% | 13.2% | ||
| Q3 24 | 82.9% | -0.4% | ||
| Q2 24 | 85.1% | -1.0% |
净利率MTGRBBN
| Q1 26 | 55.6% | 54.8% | ||
| Q4 25 | 56.7% | — | ||
| Q3 25 | 62.8% | -5.6% | ||
| Q2 25 | 63.3% | -5.0% | ||
| Q1 25 | 60.6% | -14.5% | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 65.2% | -6.4% | ||
| Q2 24 | 66.9% | -8.7% |
每股收益（稀释后）MTGRBBN
| Q1 26 | $0.76 | $0.50 | ||
| Q4 25 | $0.75 | $0.50 | ||
| Q3 25 | $0.83 | $-0.07 | ||
| Q2 25 | $0.81 | $-0.06 | ||
| Q1 25 | $0.75 | $-0.15 | ||
| Q4 24 | $0.71 | $0.05 | ||
| Q3 24 | $0.77 | $-0.08 | ||
| Q2 24 | $0.77 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $235.1M | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $419.1M |
| 总资产 | $6.4B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MTGRBBN
| Q1 26 | $235.1M | $67.6M | ||
| Q4 25 | $369.0M | $96.4M | ||
| Q3 25 | $266.9M | $74.8M | ||
| Q2 25 | $294.9M | $60.5M | ||
| Q1 25 | $207.0M | $71.2M | ||
| Q4 24 | $229.5M | $87.8M | ||
| Q3 24 | $288.6M | $37.2M | ||
| Q2 24 | $281.8M | $64.6M |
总债务MTGRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益MTGRBBN
| Q1 26 | $5.0B | $419.1M | ||
| Q4 25 | $5.1B | $449.0M | ||
| Q3 25 | $5.2B | $360.1M | ||
| Q2 25 | $5.2B | $370.4M | ||
| Q1 25 | $5.1B | $381.8M | ||
| Q4 24 | $5.2B | $404.6M | ||
| Q3 24 | $5.3B | $395.5M | ||
| Q2 24 | $5.1B | $405.0M |
总资产MTGRBBN
| Q1 26 | $6.4B | — | ||
| Q4 25 | $6.6B | $1.2B | ||
| Q3 25 | $6.6B | $1.1B | ||
| Q2 25 | $6.5B | $1.1B | ||
| Q1 25 | $6.5B | $1.1B | ||
| Q4 24 | $6.5B | $1.2B | ||
| Q3 24 | $6.7B | $1.1B | ||
| Q2 24 | $6.5B | $1.1B |
负债/权益比MTGRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MTG
暂无分部数据
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
