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MGIC INVESTMENT CORP（MTG）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是MGIC INVESTMENT CORP的1.6倍（$461.6M vs $297.1M），MGIC INVESTMENT CORP净利率更高（55.6% vs 14.6%，领先41.0%），RBC Bearings INC同比增速更快（17.0% vs -3.0%），过去两年RBC Bearings INC的营收复合增速更高（5.6% vs -1.4%）
MGIC投资集团（纽交所代码：MTG）是美国专业的私人抵押贷款保险服务商，总部位于威斯康星州密尔沃基市，主要为美国本土住房抵押贷款业务提供保险解决方案，帮助贷款机构管控信用风险，助力普通消费者顺利获得购房贷款支持。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
MTG vs RBC — 直观对比
营收规模更大
RBC
是对方的1.6倍
$297.1M
营收增速更快
RBC
高出20.0%
-3.0%
净利率更高
MTG
高出41.0%
14.6%
两年增速更快
RBC
近两年复合增速
-1.4%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $297.1M | $461.6M |
| 净利润 | $165.3M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | — | 22.3% |
| 净利率 | 55.6% | 14.6% |
| 营收同比 | -3.0% | 17.0% |
| 净利润同比 | -10.9% | 16.4% |
| 每股收益（稀释后） | $0.76 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MTGRBC
| Q1 26 | $297.1M | — | ||
| Q4 25 | $298.7M | $461.6M | ||
| Q3 25 | $304.5M | $455.3M | ||
| Q2 25 | $304.2M | $436.0M | ||
| Q1 25 | $306.2M | $437.7M | ||
| Q4 24 | $301.4M | $394.4M | ||
| Q3 24 | $306.6M | $397.9M | ||
| Q2 24 | $305.3M | $406.3M |
净利润MTGRBC
| Q1 26 | $165.3M | — | ||
| Q4 25 | $169.3M | $67.4M | ||
| Q3 25 | $191.1M | $60.0M | ||
| Q2 25 | $192.5M | $68.5M | ||
| Q1 25 | $185.5M | $72.7M | ||
| Q4 24 | $184.7M | $57.9M | ||
| Q3 24 | $200.0M | $54.2M | ||
| Q2 24 | $204.2M | $61.4M |
毛利率MTGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% |
营业利润率MTGRBC
| Q1 26 | — | — | ||
| Q4 25 | 71.2% | 22.3% | ||
| Q3 25 | 77.2% | 21.5% | ||
| Q2 25 | 80.9% | 23.2% | ||
| Q1 25 | 76.6% | 23.0% | ||
| Q4 24 | 77.9% | 21.7% | ||
| Q3 24 | 82.9% | 21.6% | ||
| Q2 24 | 85.1% | 24.0% |
净利率MTGRBC
| Q1 26 | 55.6% | — | ||
| Q4 25 | 56.7% | 14.6% | ||
| Q3 25 | 62.8% | 13.2% | ||
| Q2 25 | 63.3% | 15.7% | ||
| Q1 25 | 60.6% | 16.6% | ||
| Q4 24 | 61.3% | 14.7% | ||
| Q3 24 | 65.2% | 13.6% | ||
| Q2 24 | 66.9% | 15.1% |
每股收益（稀释后）MTGRBC
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.75 | $2.13 | ||
| Q3 25 | $0.83 | $1.90 | ||
| Q2 25 | $0.81 | $2.17 | ||
| Q1 25 | $0.75 | $2.33 | ||
| Q4 24 | $0.71 | $1.82 | ||
| Q3 24 | $0.77 | $1.65 | ||
| Q2 24 | $0.77 | $1.90 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $235.1M | $107.6M |
| 总债务越低越好 | — | $990.2M |
| 股东权益账面价值 | $5.0B | $3.3B |
| 总资产 | $6.4B | $5.1B |
| 负债/权益比越低杠杆越低 | — | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资MTGRBC
| Q1 26 | $235.1M | — | ||
| Q4 25 | $369.0M | $107.6M | ||
| Q3 25 | $266.9M | $91.2M | ||
| Q2 25 | $294.9M | $132.9M | ||
| Q1 25 | $207.0M | $36.8M | ||
| Q4 24 | $229.5M | — | ||
| Q3 24 | $288.6M | — | ||
| Q2 24 | $281.8M | $76.8M |
总债务MTGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $990.2M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MTGRBC
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.1B | $3.3B | ||
| Q3 25 | $5.2B | $3.2B | ||
| Q2 25 | $5.2B | $3.1B | ||
| Q1 25 | $5.1B | $3.0B | ||
| Q4 24 | $5.2B | $2.9B | ||
| Q3 24 | $5.3B | $2.9B | ||
| Q2 24 | $5.1B | $2.8B |
总资产MTGRBC
| Q1 26 | $6.4B | — | ||
| Q4 25 | $6.6B | $5.1B | ||
| Q3 25 | $6.6B | $5.1B | ||
| Q2 25 | $6.5B | $4.8B | ||
| Q1 25 | $6.5B | $4.7B | ||
| Q4 24 | $6.5B | $4.7B | ||
| Q3 24 | $6.7B | $4.7B | ||
| Q2 24 | $6.5B | $4.7B |
负债/权益比MTGRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $122.1M |
| 自由现金流经营现金流 - 资本支出 | — | $99.1M |
| 自由现金流率自由现金流/营收 | — | 21.5% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流MTGRBC
| Q1 26 | — | — | ||
| Q4 25 | $230.8M | $122.1M | ||
| Q3 25 | $215.4M | $88.4M | ||
| Q2 25 | $183.0M | $120.0M | ||
| Q1 25 | $223.7M | — | ||
| Q4 24 | $182.4M | $84.0M | ||
| Q3 24 | $182.9M | — | ||
| Q2 24 | $169.2M | $97.4M |
自由现金流MTGRBC
| Q1 26 | — | — | ||
| Q4 25 | $230.2M | $99.1M | ||
| Q3 25 | $215.1M | $71.7M | ||
| Q2 25 | $183.0M | $104.3M | ||
| Q1 25 | $223.5M | — | ||
| Q4 24 | $181.9M | $73.6M | ||
| Q3 24 | $182.5M | — | ||
| Q2 24 | $169.0M | $88.4M |
自由现金流率MTGRBC
| Q1 26 | — | — | ||
| Q4 25 | 77.1% | 21.5% | ||
| Q3 25 | 70.6% | 15.7% | ||
| Q2 25 | 60.1% | 23.9% | ||
| Q1 25 | 73.0% | — | ||
| Q4 24 | 60.3% | 18.7% | ||
| Q3 24 | 59.5% | — | ||
| Q2 24 | 55.3% | 21.8% |
资本支出强度MTGRBC
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 5.0% | ||
| Q3 25 | 0.1% | 3.7% | ||
| Q2 25 | 0.0% | 3.6% | ||
| Q1 25 | 0.0% | 3.2% | ||
| Q4 24 | 0.2% | 2.6% | ||
| Q3 24 | 0.1% | 4.1% | ||
| Q2 24 | 0.1% | 2.2% |
现金转化率MTGRBC
| Q1 26 | — | — | ||
| Q4 25 | 1.36× | 1.81× | ||
| Q3 25 | 1.13× | 1.47× | ||
| Q2 25 | 0.95× | 1.75× | ||
| Q1 25 | 1.21× | — | ||
| Q4 24 | 0.99× | 1.45× | ||
| Q3 24 | 0.91× | — | ||
| Q2 24 | 0.83× | 1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MTG
暂无分部数据
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
