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MGIC INVESTMENT CORP（MTG）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
MGIC INVESTMENT CORP的季度营收约是STURM RUGER & CO INC的2.0倍（$297.1M vs $151.1M），STURM RUGER & CO INC同比增速更快（3.6% vs -3.0%），过去两年STURM RUGER & CO INC的营收复合增速更高（5.1% vs -1.4%）
MGIC投资集团（纽交所代码：MTG）是美国专业的私人抵押贷款保险服务商，总部位于威斯康星州密尔沃基市，主要为美国本土住房抵押贷款业务提供保险解决方案，帮助贷款机构管控信用风险，助力普通消费者顺利获得购房贷款支持。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
MTG vs RGR — 直观对比
营收规模更大
MTG
是对方的2.0倍
$151.1M
营收增速更快
RGR
高出6.6%
-3.0%
两年增速更快
RGR
近两年复合增速
-1.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $297.1M | $151.1M |
| 净利润 | $165.3M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | — | 2.3% |
| 净利率 | 55.6% | — |
| 营收同比 | -3.0% | 3.6% |
| 净利润同比 | -10.9% | — |
| 每股收益（稀释后） | $0.76 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MTGRGR
| Q1 26 | $297.1M | — | ||
| Q4 25 | $298.7M | $151.1M | ||
| Q3 25 | $304.5M | $126.8M | ||
| Q2 25 | $304.2M | $132.5M | ||
| Q1 25 | $306.2M | $135.7M | ||
| Q4 24 | $301.4M | $145.8M | ||
| Q3 24 | $306.6M | $122.3M | ||
| Q2 24 | $305.3M | $130.8M |
净利润MTGRGR
| Q1 26 | $165.3M | — | ||
| Q4 25 | $169.3M | — | ||
| Q3 25 | $191.1M | $1.6M | ||
| Q2 25 | $192.5M | $-17.2M | ||
| Q1 25 | $185.5M | $7.8M | ||
| Q4 24 | $184.7M | — | ||
| Q3 24 | $200.0M | $4.7M | ||
| Q2 24 | $204.2M | $8.3M |
毛利率MTGRGR
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
营业利润率MTGRGR
| Q1 26 | — | — | ||
| Q4 25 | 71.2% | 2.3% | ||
| Q3 25 | 77.2% | -2.7% | ||
| Q2 25 | 80.9% | -15.6% | ||
| Q1 25 | 76.6% | 6.2% | ||
| Q4 24 | 77.9% | 7.8% | ||
| Q3 24 | 82.9% | 3.1% | ||
| Q2 24 | 85.1% | 6.9% |
净利率MTGRGR
| Q1 26 | 55.6% | — | ||
| Q4 25 | 56.7% | — | ||
| Q3 25 | 62.8% | 1.2% | ||
| Q2 25 | 63.3% | -13.0% | ||
| Q1 25 | 60.6% | 5.7% | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 65.2% | 3.9% | ||
| Q2 24 | 66.9% | 6.3% |
每股收益（稀释后）MTGRGR
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.75 | $0.22 | ||
| Q3 25 | $0.83 | $0.10 | ||
| Q2 25 | $0.81 | $-1.05 | ||
| Q1 25 | $0.75 | $0.46 | ||
| Q4 24 | $0.71 | $0.62 | ||
| Q3 24 | $0.77 | $0.28 | ||
| Q2 24 | $0.77 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $235.1M | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $283.8M |
| 总资产 | $6.4B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MTGRGR
| Q1 26 | $235.1M | — | ||
| Q4 25 | $369.0M | $92.5M | ||
| Q3 25 | $266.9M | $80.8M | ||
| Q2 25 | $294.9M | $101.4M | ||
| Q1 25 | $207.0M | $108.3M | ||
| Q4 24 | $229.5M | $105.5M | ||
| Q3 24 | $288.6M | $96.0M | ||
| Q2 24 | $281.8M | $105.6M |
股东权益MTGRGR
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.1B | $283.8M | ||
| Q3 25 | $5.2B | $279.6M | ||
| Q2 25 | $5.2B | $289.3M | ||
| Q1 25 | $5.1B | $321.5M | ||
| Q4 24 | $5.2B | $319.6M | ||
| Q3 24 | $5.3B | $314.9M | ||
| Q2 24 | $5.1B | $321.5M |
总资产MTGRGR
| Q1 26 | $6.4B | — | ||
| Q4 25 | $6.6B | $342.0M | ||
| Q3 25 | $6.6B | $342.3M | ||
| Q2 25 | $6.5B | $349.5M | ||
| Q1 25 | $6.5B | $379.0M | ||
| Q4 24 | $6.5B | $384.0M | ||
| Q3 24 | $6.7B | $373.5M | ||
| Q2 24 | $6.5B | $376.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流MTGRGR
| Q1 26 | — | — | ||
| Q4 25 | $230.8M | $15.5M | ||
| Q3 25 | $215.4M | $12.9M | ||
| Q2 25 | $183.0M | $14.7M | ||
| Q1 25 | $223.7M | $11.1M | ||
| Q4 24 | $182.4M | $20.0M | ||
| Q3 24 | $182.9M | $9.4M | ||
| Q2 24 | $169.2M | $18.7M |
自由现金流MTGRGR
| Q1 26 | — | — | ||
| Q4 25 | $230.2M | $12.3M | ||
| Q3 25 | $215.1M | $7.0M | ||
| Q2 25 | $183.0M | $9.1M | ||
| Q1 25 | $223.5M | $10.0M | ||
| Q4 24 | $181.9M | $16.4M | ||
| Q3 24 | $182.5M | $2.6M | ||
| Q2 24 | $169.0M | $10.1M |
自由现金流率MTGRGR
| Q1 26 | — | — | ||
| Q4 25 | 77.1% | 8.2% | ||
| Q3 25 | 70.6% | 5.5% | ||
| Q2 25 | 60.1% | 6.9% | ||
| Q1 25 | 73.0% | 7.4% | ||
| Q4 24 | 60.3% | 11.2% | ||
| Q3 24 | 59.5% | 2.1% | ||
| Q2 24 | 55.3% | 7.7% |
资本支出强度MTGRGR
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 2.1% | ||
| Q3 25 | 0.1% | 4.6% | ||
| Q2 25 | 0.0% | 4.2% | ||
| Q1 25 | 0.0% | 0.8% | ||
| Q4 24 | 0.2% | 2.5% | ||
| Q3 24 | 0.1% | 5.5% | ||
| Q2 24 | 0.1% | 6.6% |
现金转化率MTGRGR
| Q1 26 | — | — | ||
| Q4 25 | 1.36× | — | ||
| Q3 25 | 1.13× | 8.15× | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 1.21× | 1.43× | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | 0.91× | 1.98× | ||
| Q2 24 | 0.83× | 2.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MTG
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
