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MGIC INVESTMENT CORP（MTG）与Rocket Lab Corp（RKLB）财务数据对比。点击上方公司名可切换其他公司
MGIC INVESTMENT CORP的季度营收约是Rocket Lab Corp的1.7倍（$297.1M vs $179.7M），MGIC INVESTMENT CORP净利率更高（55.6% vs -29.5%，领先85.1%），Rocket Lab Corp同比增速更快（35.7% vs -3.0%），过去两年Rocket Lab Corp的营收复合增速更高（39.2% vs -1.4%）
MGIC投资集团（纽交所代码：MTG）是美国专业的私人抵押贷款保险服务商，总部位于威斯康星州密尔沃基市，主要为美国本土住房抵押贷款业务提供保险解决方案，帮助贷款机构管控信用风险，助力普通消费者顺利获得购房贷款支持。
Rocket Lab是公开上市的航空航天制造商及发射服务提供商，旗下Electron轨道火箭主打小型卫星发射，截至2026年1月已成功完成超75次任务，是全球现役发射次数最多的小型运载火箭。公司还开发了Electron的亚轨道改型HASTE用作高超音速技术测试平台，下一代可复用中型运载火箭Neutron目前也在研发中。
MTG vs RKLB — 直观对比
营收规模更大
MTG
是对方的1.7倍
$179.7M
营收增速更快
RKLB
高出38.7%
-3.0%
净利率更高
MTG
高出85.1%
-29.5%
两年增速更快
RKLB
近两年复合增速
-1.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $297.1M | $179.7M |
| 净利润 | $165.3M | $-52.9M |
| 毛利率 | — | 38.0% |
| 营业利润率 | — | -28.4% |
| 净利率 | 55.6% | -29.5% |
| 营收同比 | -3.0% | 35.7% |
| 净利润同比 | -10.9% | -1.1% |
| 每股收益（稀释后） | $0.76 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MTGRKLB
| Q1 26 | $297.1M | — | ||
| Q4 25 | $298.7M | $179.7M | ||
| Q3 25 | $304.5M | $155.1M | ||
| Q2 25 | $304.2M | $144.5M | ||
| Q1 25 | $306.2M | $122.6M | ||
| Q4 24 | $301.4M | $132.4M | ||
| Q3 24 | $306.6M | $104.8M | ||
| Q2 24 | $305.3M | $106.3M |
净利润MTGRKLB
| Q1 26 | $165.3M | — | ||
| Q4 25 | $169.3M | $-52.9M | ||
| Q3 25 | $191.1M | $-18.3M | ||
| Q2 25 | $192.5M | $-66.4M | ||
| Q1 25 | $185.5M | $-60.6M | ||
| Q4 24 | $184.7M | $-52.3M | ||
| Q3 24 | $200.0M | $-51.9M | ||
| Q2 24 | $204.2M | $-41.6M |
毛利率MTGRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | 38.0% | ||
| Q3 25 | — | 37.0% | ||
| Q2 25 | — | 32.1% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | 27.8% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 25.6% |
营业利润率MTGRKLB
| Q1 26 | — | — | ||
| Q4 25 | 71.2% | -28.4% | ||
| Q3 25 | 77.2% | -38.0% | ||
| Q2 25 | 80.9% | -41.3% | ||
| Q1 25 | 76.6% | -48.3% | ||
| Q4 24 | 77.9% | -38.9% | ||
| Q3 24 | 82.9% | -49.5% | ||
| Q2 24 | 85.1% | -40.7% |
净利率MTGRKLB
| Q1 26 | 55.6% | — | ||
| Q4 25 | 56.7% | -29.5% | ||
| Q3 25 | 62.8% | -11.8% | ||
| Q2 25 | 63.3% | -46.0% | ||
| Q1 25 | 60.6% | -49.5% | ||
| Q4 24 | 61.3% | -39.5% | ||
| Q3 24 | 65.2% | -49.6% | ||
| Q2 24 | 66.9% | -39.2% |
每股收益（稀释后）MTGRKLB
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.75 | $-0.09 | ||
| Q3 25 | $0.83 | $-0.03 | ||
| Q2 25 | $0.81 | $-0.13 | ||
| Q1 25 | $0.75 | $-0.12 | ||
| Q4 24 | $0.71 | $-0.11 | ||
| Q3 24 | $0.77 | $-0.10 | ||
| Q2 24 | $0.77 | $-0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $235.1M | $1.0B |
| 总债务越低越好 | — | $152.4M |
| 股东权益账面价值 | $5.0B | $1.7B |
| 总资产 | $6.4B | $2.3B |
| 负债/权益比越低杠杆越低 | — | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资MTGRKLB
| Q1 26 | $235.1M | — | ||
| Q4 25 | $369.0M | $1.0B | ||
| Q3 25 | $266.9M | $976.7M | ||
| Q2 25 | $294.9M | $688.1M | ||
| Q1 25 | $207.0M | $428.4M | ||
| Q4 24 | $229.5M | $419.0M | ||
| Q3 24 | $288.6M | $442.4M | ||
| Q2 24 | $281.8M | $496.8M |
总债务MTGRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | $152.4M | ||
| Q3 25 | — | $347.0M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $345.9M | ||
| Q4 24 | — | $345.4M | ||
| Q3 24 | — | $61.2M | ||
| Q2 24 | — | $64.2M |
股东权益MTGRKLB
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.1B | $1.7B | ||
| Q3 25 | $5.2B | $1.3B | ||
| Q2 25 | $5.2B | $688.5M | ||
| Q1 25 | $5.1B | $431.3M | ||
| Q4 24 | $5.2B | $382.5M | ||
| Q3 24 | $5.3B | $419.8M | ||
| Q2 24 | $5.1B | $455.2M |
总资产MTGRKLB
| Q1 26 | $6.4B | — | ||
| Q4 25 | $6.6B | $2.3B | ||
| Q3 25 | $6.6B | $2.2B | ||
| Q2 25 | $6.5B | $1.6B | ||
| Q1 25 | $6.5B | $1.3B | ||
| Q4 24 | $6.5B | $1.2B | ||
| Q3 24 | $6.7B | $1.2B | ||
| Q2 24 | $6.5B | $1.2B |
负债/权益比MTGRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.50× | ||
| Q1 25 | — | 0.80× | ||
| Q4 24 | — | 0.90× | ||
| Q3 24 | — | 0.15× | ||
| Q2 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-64.5M |
| 自由现金流经营现金流 - 资本支出 | — | $-114.2M |
| 自由现金流率自由现金流/营收 | — | -63.6% |
| 资本支出强度资本支出/营收 | — | 27.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-321.8M |
8季度趋势，按日历期对齐
经营现金流MTGRKLB
| Q1 26 | — | — | ||
| Q4 25 | $230.8M | $-64.5M | ||
| Q3 25 | $215.4M | $-23.5M | ||
| Q2 25 | $183.0M | $-23.2M | ||
| Q1 25 | $223.7M | $-54.2M | ||
| Q4 24 | $182.4M | $-2.4M | ||
| Q3 24 | $182.9M | $-30.9M | ||
| Q2 24 | $169.2M | $-13.0M |
自由现金流MTGRKLB
| Q1 26 | — | — | ||
| Q4 25 | $230.2M | $-114.2M | ||
| Q3 25 | $215.1M | $-69.4M | ||
| Q2 25 | $183.0M | $-55.3M | ||
| Q1 25 | $223.5M | $-82.9M | ||
| Q4 24 | $181.9M | $-23.9M | ||
| Q3 24 | $182.5M | $-41.9M | ||
| Q2 24 | $169.0M | $-28.3M |
自由现金流率MTGRKLB
| Q1 26 | — | — | ||
| Q4 25 | 77.1% | -63.6% | ||
| Q3 25 | 70.6% | -44.8% | ||
| Q2 25 | 60.1% | -38.3% | ||
| Q1 25 | 73.0% | -67.6% | ||
| Q4 24 | 60.3% | -18.1% | ||
| Q3 24 | 59.5% | -40.0% | ||
| Q2 24 | 55.3% | -26.7% |
资本支出强度MTGRKLB
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 27.6% | ||
| Q3 25 | 0.1% | 29.6% | ||
| Q2 25 | 0.0% | 22.2% | ||
| Q1 25 | 0.0% | 23.4% | ||
| Q4 24 | 0.2% | 16.3% | ||
| Q3 24 | 0.1% | 10.5% | ||
| Q2 24 | 0.1% | 14.4% |
现金转化率MTGRKLB
| Q1 26 | — | — | ||
| Q4 25 | 1.36× | — | ||
| Q3 25 | 1.13× | — | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 1.21× | — | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | 0.91× | — | ||
| Q2 24 | 0.83× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MTG
暂无分部数据
RKLB
| Products | $94.0M | 52% |
| Transferred Over Time | $87.3M | 49% |
