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MGIC INVESTMENT CORP（MTG）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
MGIC INVESTMENT CORP的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.3倍（$297.1M vs $225.0M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs -3.0%），过去两年MGIC INVESTMENT CORP的营收复合增速更高（-1.4% vs -12.3%）
MGIC投资集团（纽交所代码：MTG）是美国专业的私人抵押贷款保险服务商，总部位于威斯康星州密尔沃基市，主要为美国本土住房抵押贷款业务提供保险解决方案，帮助贷款机构管控信用风险，助力普通消费者顺利获得购房贷款支持。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
MTG vs ROCK — 直观对比
营收规模更大
MTG
是对方的1.3倍
$225.0M
营收增速更快
ROCK
高出27.9%
-3.0%
两年增速更快
MTG
近两年复合增速
-12.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $297.1M | $225.0M |
| 净利润 | $165.3M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | — | 7.9% |
| 净利率 | 55.6% | — |
| 营收同比 | -3.0% | 24.9% |
| 净利润同比 | -10.9% | — |
| 每股收益（稀释后） | $0.76 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MTGROCK
| Q1 26 | $297.1M | — | ||
| Q4 25 | $298.7M | $225.0M | ||
| Q3 25 | $304.5M | $310.9M | ||
| Q2 25 | $304.2M | $309.5M | ||
| Q1 25 | $306.2M | $290.0M | ||
| Q4 24 | $301.4M | $180.1M | ||
| Q3 24 | $306.6M | $277.1M | ||
| Q2 24 | $305.3M | $273.6M |
净利润MTGROCK
| Q1 26 | $165.3M | — | ||
| Q4 25 | $169.3M | — | ||
| Q3 25 | $191.1M | $-89.1M | ||
| Q2 25 | $192.5M | $26.0M | ||
| Q1 25 | $185.5M | $21.1M | ||
| Q4 24 | $184.7M | — | ||
| Q3 24 | $200.0M | $34.0M | ||
| Q2 24 | $204.2M | $32.2M |
毛利率MTGROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% |
营业利润率MTGROCK
| Q1 26 | — | — | ||
| Q4 25 | 71.2% | 7.9% | ||
| Q3 25 | 77.2% | 12.8% | ||
| Q2 25 | 80.9% | 12.8% | ||
| Q1 25 | 76.6% | 8.8% | ||
| Q4 24 | 77.9% | 13.3% | ||
| Q3 24 | 82.9% | 15.6% | ||
| Q2 24 | 85.1% | 14.9% |
净利率MTGROCK
| Q1 26 | 55.6% | — | ||
| Q4 25 | 56.7% | — | ||
| Q3 25 | 62.8% | -28.6% | ||
| Q2 25 | 63.3% | 8.4% | ||
| Q1 25 | 60.6% | 7.3% | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 65.2% | 12.3% | ||
| Q2 24 | 66.9% | 11.8% |
每股收益（稀释后）MTGROCK
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.75 | — | ||
| Q3 25 | $0.83 | $-2.98 | ||
| Q2 25 | $0.81 | $0.87 | ||
| Q1 25 | $0.75 | — | ||
| Q4 24 | $0.71 | — | ||
| Q3 24 | $0.77 | $1.11 | ||
| Q2 24 | $0.77 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $235.1M | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $5.0B | $950.4M |
| 总资产 | $6.4B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资MTGROCK
| Q1 26 | $235.1M | — | ||
| Q4 25 | $369.0M | $115.7M | ||
| Q3 25 | $266.9M | $89.4M | ||
| Q2 25 | $294.9M | $43.3M | ||
| Q1 25 | $207.0M | $25.1M | ||
| Q4 24 | $229.5M | $269.5M | ||
| Q3 24 | $288.6M | $228.9M | ||
| Q2 24 | $281.8M | $179.1M |
总债务MTGROCK
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 |
股东权益MTGROCK
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.1B | $950.4M | ||
| Q3 25 | $5.2B | $951.8M | ||
| Q2 25 | $5.2B | $1.0B | ||
| Q1 25 | $5.1B | $1.0B | ||
| Q4 24 | $5.2B | $1.0B | ||
| Q3 24 | $5.3B | $1.0B | ||
| Q2 24 | $5.1B | $975.7M |
总资产MTGROCK
| Q1 26 | $6.4B | — | ||
| Q4 25 | $6.6B | $1.4B | ||
| Q3 25 | $6.6B | $1.4B | ||
| Q2 25 | $6.5B | $1.5B | ||
| Q1 25 | $6.5B | $1.4B | ||
| Q4 24 | $6.5B | $1.4B | ||
| Q3 24 | $6.7B | $1.4B | ||
| Q2 24 | $6.5B | $1.4B |
负债/权益比MTGROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $35.5M |
| 自由现金流经营现金流 - 资本支出 | — | $26.2M |
| 自由现金流率自由现金流/营收 | — | 11.7% |
| 资本支出强度资本支出/营收 | — | 4.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $120.6M |
8季度趋势，按日历期对齐
经营现金流MTGROCK
| Q1 26 | — | — | ||
| Q4 25 | $230.8M | $35.5M | ||
| Q3 25 | $215.4M | $73.0M | ||
| Q2 25 | $183.0M | $44.9M | ||
| Q1 25 | $223.7M | $13.7M | ||
| Q4 24 | $182.4M | $19.9M | ||
| Q3 24 | $182.9M | $64.7M | ||
| Q2 24 | $169.2M | $36.5M |
自由现金流MTGROCK
| Q1 26 | — | — | ||
| Q4 25 | $230.2M | $26.2M | ||
| Q3 25 | $215.1M | $64.8M | ||
| Q2 25 | $183.0M | $27.3M | ||
| Q1 25 | $223.5M | $2.3M | ||
| Q4 24 | $181.9M | $14.1M | ||
| Q3 24 | $182.5M | $60.5M | ||
| Q2 24 | $169.0M | $33.5M |
自由现金流率MTGROCK
| Q1 26 | — | — | ||
| Q4 25 | 77.1% | 11.7% | ||
| Q3 25 | 70.6% | 20.8% | ||
| Q2 25 | 60.1% | 8.8% | ||
| Q1 25 | 73.0% | 0.8% | ||
| Q4 24 | 60.3% | 7.8% | ||
| Q3 24 | 59.5% | 21.8% | ||
| Q2 24 | 55.3% | 12.2% |
资本支出强度MTGROCK
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 4.1% | ||
| Q3 25 | 0.1% | 2.6% | ||
| Q2 25 | 0.0% | 5.7% | ||
| Q1 25 | 0.0% | 3.9% | ||
| Q4 24 | 0.2% | 3.3% | ||
| Q3 24 | 0.1% | 1.5% | ||
| Q2 24 | 0.1% | 1.1% |
现金转化率MTGROCK
| Q1 26 | — | — | ||
| Q4 25 | 1.36× | — | ||
| Q3 25 | 1.13× | — | ||
| Q2 25 | 0.95× | 1.73× | ||
| Q1 25 | 1.21× | 0.65× | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | 0.91× | 1.90× | ||
| Q2 24 | 0.83× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MTG
暂无分部数据
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
