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MVB FINANCIAL CORP（MVBF）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
READING INTERNATIONAL INC的季度营收约是MVB FINANCIAL CORP的1.4倍（$50.3M vs $36.7M），MVB FINANCIAL CORP净利率更高（0.0% vs -5.1%，领先5.1%），过去两年READING INTERNATIONAL INC的营收复合增速更高（5.6% vs 2.8%）
MVB金融公司是总部位于美国西弗吉尼亚州的金融控股企业，主要提供商业与零售银行服务、财富管理、抵押贷款及存款产品，同时面向金融科技、游戏领域企业提供专项数字银行解决方案，服务覆盖美国中大西洋地区。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
MVBF vs RDI — 直观对比
营收规模更大
RDI
是对方的1.4倍
$36.7M
净利率更高
MVBF
高出5.1%
-5.1%
两年增速更快
RDI
近两年复合增速
2.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $36.7M | $50.3M |
| 净利润 | $0 | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | — | -1.9% |
| 净利率 | 0.0% | -5.1% |
| 营收同比 | — | -14.2% |
| 净利润同比 | — | -14.5% |
| 每股收益（稀释后） | $0.39 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MVBFRDI
| Q1 26 | $36.7M | — | ||
| Q4 25 | $39.1M | $50.3M | ||
| Q3 25 | $61.2M | $52.2M | ||
| Q2 25 | $33.7M | $60.4M | ||
| Q1 25 | $33.7M | $40.2M | ||
| Q4 24 | $46.2M | $58.6M | ||
| Q3 24 | $33.2M | $60.1M | ||
| Q2 24 | $34.7M | $46.8M |
净利润MVBFRDI
| Q1 26 | $0 | — | ||
| Q4 25 | $4.2M | $-2.6M | ||
| Q3 25 | $17.1M | $-4.2M | ||
| Q2 25 | $2.0M | $-2.7M | ||
| Q1 25 | $3.6M | $-4.8M | ||
| Q4 24 | $9.4M | $-2.2M | ||
| Q3 24 | $2.1M | $-7.0M | ||
| Q2 24 | $4.1M | $-12.8M |
营业利润率MVBFRDI
| Q1 26 | — | — | ||
| Q4 25 | 13.9% | -1.9% | ||
| Q3 25 | 38.3% | -0.6% | ||
| Q2 25 | 9.4% | 4.8% | ||
| Q1 25 | 14.3% | -17.2% | ||
| Q4 24 | 26.5% | 2.6% | ||
| Q3 24 | 8.4% | -0.6% | ||
| Q2 24 | 15.9% | -16.4% |
净利率MVBFRDI
| Q1 26 | 0.0% | — | ||
| Q4 25 | 10.8% | -5.1% | ||
| Q3 25 | 28.0% | -8.0% | ||
| Q2 25 | 5.9% | -4.4% | ||
| Q1 25 | 10.6% | -11.8% | ||
| Q4 24 | 20.4% | -3.8% | ||
| Q3 24 | 6.3% | -11.7% | ||
| Q2 24 | 11.8% | -27.4% |
每股收益（稀释后）MVBFRDI
| Q1 26 | $0.39 | — | ||
| Q4 25 | $0.32 | $-0.11 | ||
| Q3 25 | $1.32 | $-0.18 | ||
| Q2 25 | $0.15 | $-0.12 | ||
| Q1 25 | $0.27 | $-0.21 | ||
| Q4 24 | $0.72 | $-0.11 | ||
| Q3 24 | $0.16 | $-0.31 | ||
| Q2 24 | $0.31 | $-0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $177.6M | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $334.9M | $-18.2M |
| 总资产 | $3.3B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MVBFRDI
| Q1 26 | $177.6M | — | ||
| Q4 25 | $244.1M | $10.5M | ||
| Q3 25 | $300.0M | $8.1M | ||
| Q2 25 | $399.4M | $9.1M | ||
| Q1 25 | $251.4M | $5.9M | ||
| Q4 24 | $317.9M | $12.4M | ||
| Q3 24 | $610.9M | $10.1M | ||
| Q2 24 | $455.5M | $9.3M |
总债务MVBFRDI
| Q1 26 | — | — | ||
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MVBFRDI
| Q1 26 | $334.9M | — | ||
| Q4 25 | $334.0M | $-18.2M | ||
| Q3 25 | $327.8M | $-12.1M | ||
| Q2 25 | $302.3M | $-7.7M | ||
| Q1 25 | $310.1M | $-8.1M | ||
| Q4 24 | $305.7M | $-4.4M | ||
| Q3 24 | $303.1M | $1.6M | ||
| Q2 24 | $296.6M | $6.5M |
总资产MVBFRDI
| Q1 26 | $3.3B | — | ||
| Q4 25 | $3.3B | $434.9M | ||
| Q3 25 | $3.2B | $435.2M | ||
| Q2 25 | $3.2B | $438.1M | ||
| Q1 25 | $3.0B | $441.0M | ||
| Q4 24 | $3.1B | $471.0M | ||
| Q3 24 | $3.4B | $495.7M | ||
| Q2 24 | $3.3B | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $4.3M |
| 自由现金流经营现金流 - 资本支出 | — | $4.1M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.9M |
8季度趋势，按日历期对齐
经营现金流MVBFRDI
| Q1 26 | — | — | ||
| Q4 25 | $4.0M | $4.3M | ||
| Q3 25 | $-2.6M | $295.0K | ||
| Q2 25 | $7.4M | $1.6M | ||
| Q1 25 | $14.1M | $-7.7M | ||
| Q4 24 | $-285.0K | $8.0M | ||
| Q3 24 | $8.6M | $1.3M | ||
| Q2 24 | $26.9M | $-10.4M |
自由现金流MVBFRDI
| Q1 26 | — | — | ||
| Q4 25 | $2.1M | $4.1M | ||
| Q3 25 | $-3.5M | $-246.0K | ||
| Q2 25 | $7.2M | $1.2M | ||
| Q1 25 | $13.9M | $-8.0M | ||
| Q4 24 | $-1.9M | $7.0M | ||
| Q3 24 | $8.3M | $-1.1M | ||
| Q2 24 | $26.6M | $-10.6M |
自由现金流率MVBFRDI
| Q1 26 | — | — | ||
| Q4 25 | 5.4% | 8.2% | ||
| Q3 25 | -5.8% | -0.5% | ||
| Q2 25 | 21.5% | 1.9% | ||
| Q1 25 | 41.2% | -19.8% | ||
| Q4 24 | -4.1% | 12.0% | ||
| Q3 24 | 25.1% | -1.8% | ||
| Q2 24 | 76.7% | -22.7% |
资本支出强度MVBFRDI
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 0.3% | ||
| Q3 25 | 1.6% | 1.0% | ||
| Q2 25 | 0.6% | 0.6% | ||
| Q1 25 | 0.8% | 0.6% | ||
| Q4 24 | 3.5% | 1.7% | ||
| Q3 24 | 0.9% | 4.0% | ||
| Q2 24 | 0.7% | 0.5% |
现金转化率MVBFRDI
| Q1 26 | — | — | ||
| Q4 25 | 0.95× | — | ||
| Q3 25 | -0.15× | — | ||
| Q2 25 | 3.72× | — | ||
| Q1 25 | 3.95× | — | ||
| Q4 24 | -0.03× | — | ||
| Q3 24 | 4.15× | — | ||
| Q2 24 | 6.57× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MVBF
| Net Interest Income | $28.5M | 78% |
| Noninterest Income | $8.2M | 22% |
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
