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MVB FINANCIAL CORP（MVBF）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
RCI HOSPITALITY HOLDINGS, INC.的季度营收约是MVB FINANCIAL CORP的1.9倍（$70.9M vs $36.7M），MVB FINANCIAL CORP净利率更高（0.0% vs -7.8%，领先7.8%），过去两年MVB FINANCIAL CORP的营收复合增速更高（2.8% vs -2.0%）
MVB金融公司是总部位于美国西弗吉尼亚州的金融控股企业，主要提供商业与零售银行服务、财富管理、抵押贷款及存款产品，同时面向金融科技、游戏领域企业提供专项数字银行解决方案，服务覆盖美国中大西洋地区。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
MVBF vs RICK — 直观对比
营收规模更大
RICK
是对方的1.9倍
$36.7M
净利率更高
MVBF
高出7.8%
-7.8%
两年增速更快
MVBF
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $36.7M | $70.9M |
| 净利润 | $0 | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | -0.7% |
| 净利率 | 0.0% | -7.8% |
| 营收同比 | — | -3.1% |
| 净利润同比 | — | -2354.9% |
| 每股收益（稀释后） | $0.39 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MVBFRICK
| Q1 26 | $36.7M | — | ||
| Q4 25 | $39.1M | — | ||
| Q3 25 | $61.2M | $70.9M | ||
| Q2 25 | $33.7M | $71.1M | ||
| Q1 25 | $33.7M | $65.9M | ||
| Q4 24 | $46.2M | $71.5M | ||
| Q3 24 | $33.2M | $73.2M | ||
| Q2 24 | $34.7M | $76.2M |
净利润MVBFRICK
| Q1 26 | $0 | — | ||
| Q4 25 | $4.2M | — | ||
| Q3 25 | $17.1M | $-5.5M | ||
| Q2 25 | $2.0M | $4.1M | ||
| Q1 25 | $3.6M | $3.2M | ||
| Q4 24 | $9.4M | $9.0M | ||
| Q3 24 | $2.1M | $244.0K | ||
| Q2 24 | $4.1M | $-5.2M |
营业利润率MVBFRICK
| Q1 26 | — | — | ||
| Q4 25 | 13.9% | — | ||
| Q3 25 | 38.3% | -0.7% | ||
| Q2 25 | 9.4% | 12.2% | ||
| Q1 25 | 14.3% | 12.4% | ||
| Q4 24 | 26.5% | 19.5% | ||
| Q3 24 | 8.4% | 4.8% | ||
| Q2 24 | 15.9% | -3.3% |
净利率MVBFRICK
| Q1 26 | 0.0% | — | ||
| Q4 25 | 10.8% | — | ||
| Q3 25 | 28.0% | -7.8% | ||
| Q2 25 | 5.9% | 5.7% | ||
| Q1 25 | 10.6% | 4.9% | ||
| Q4 24 | 20.4% | 12.6% | ||
| Q3 24 | 6.3% | 0.3% | ||
| Q2 24 | 11.8% | -6.9% |
每股收益（稀释后）MVBFRICK
| Q1 26 | $0.39 | — | ||
| Q4 25 | $0.32 | — | ||
| Q3 25 | $1.32 | $-0.60 | ||
| Q2 25 | $0.15 | $0.46 | ||
| Q1 25 | $0.27 | $0.36 | ||
| Q4 24 | $0.72 | $1.01 | ||
| Q3 24 | $0.16 | $0.04 | ||
| Q2 24 | $0.31 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $177.6M | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $334.9M | $261.1M |
| 总资产 | $3.3B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资MVBFRICK
| Q1 26 | $177.6M | — | ||
| Q4 25 | $244.1M | — | ||
| Q3 25 | $300.0M | $33.7M | ||
| Q2 25 | $399.4M | $29.3M | ||
| Q1 25 | $251.4M | $32.7M | ||
| Q4 24 | $317.9M | $34.7M | ||
| Q3 24 | $610.9M | $32.4M | ||
| Q2 24 | $455.5M | $34.9M |
总债务MVBFRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — |
股东权益MVBFRICK
| Q1 26 | $334.9M | — | ||
| Q4 25 | $334.0M | — | ||
| Q3 25 | $327.8M | $261.1M | ||
| Q2 25 | $302.3M | $269.5M | ||
| Q1 25 | $310.1M | $268.8M | ||
| Q4 24 | $305.7M | $269.0M | ||
| Q3 24 | $303.1M | $263.4M | ||
| Q2 24 | $296.6M | $271.2M |
总资产MVBFRICK
| Q1 26 | $3.3B | — | ||
| Q4 25 | $3.3B | — | ||
| Q3 25 | $3.2B | $596.9M | ||
| Q2 25 | $3.2B | $597.4M | ||
| Q1 25 | $3.0B | $589.8M | ||
| Q4 24 | $3.1B | $586.2M | ||
| Q3 24 | $3.4B | $584.4M | ||
| Q2 24 | $3.3B | $601.0M |
负债/权益比MVBFRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流MVBFRICK
| Q1 26 | — | — | ||
| Q4 25 | $4.0M | — | ||
| Q3 25 | $-2.6M | $13.7M | ||
| Q2 25 | $7.4M | $13.8M | ||
| Q1 25 | $14.1M | $8.5M | ||
| Q4 24 | $-285.0K | $13.3M | ||
| Q3 24 | $8.6M | $15.7M | ||
| Q2 24 | $26.9M | $15.8M |
自由现金流MVBFRICK
| Q1 26 | — | — | ||
| Q4 25 | $2.1M | — | ||
| Q3 25 | $-3.5M | $11.5M | ||
| Q2 25 | $7.2M | $10.1M | ||
| Q1 25 | $13.9M | $5.7M | ||
| Q4 24 | $-1.9M | $7.6M | ||
| Q3 24 | $8.3M | $10.3M | ||
| Q2 24 | $26.6M | $9.3M |
自由现金流率MVBFRICK
| Q1 26 | — | — | ||
| Q4 25 | 5.4% | — | ||
| Q3 25 | -5.8% | 16.2% | ||
| Q2 25 | 21.5% | 14.2% | ||
| Q1 25 | 41.2% | 8.6% | ||
| Q4 24 | -4.1% | 10.6% | ||
| Q3 24 | 25.1% | 14.0% | ||
| Q2 24 | 76.7% | 12.3% |
资本支出强度MVBFRICK
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | — | ||
| Q3 25 | 1.6% | 3.2% | ||
| Q2 25 | 0.6% | 5.2% | ||
| Q1 25 | 0.8% | 4.3% | ||
| Q4 24 | 3.5% | 8.0% | ||
| Q3 24 | 0.9% | 7.3% | ||
| Q2 24 | 0.7% | 8.4% |
现金转化率MVBFRICK
| Q1 26 | — | — | ||
| Q4 25 | 0.95× | — | ||
| Q3 25 | -0.15× | — | ||
| Q2 25 | 3.72× | 3.40× | ||
| Q1 25 | 3.95× | 2.65× | ||
| Q4 24 | -0.03× | 1.48× | ||
| Q3 24 | 4.15× | 64.14× | ||
| Q2 24 | 6.57× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MVBF
| Net Interest Income | $28.5M | 78% |
| Noninterest Income | $8.2M | 22% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
