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MVB FINANCIAL CORP（MVBF）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
RE/MAX Holdings, Inc.的季度营收约是MVB FINANCIAL CORP的1.9倍（$71.1M vs $36.7M），RE/MAX Holdings, Inc.净利率更高（2.0% vs 0.0%，领先2.0%），过去两年MVB FINANCIAL CORP的营收复合增速更高（2.8% vs -4.7%）
MVB金融公司是总部位于美国西弗吉尼亚州的金融控股企业，主要提供商业与零售银行服务、财富管理、抵押贷款及存款产品，同时面向金融科技、游戏领域企业提供专项数字银行解决方案，服务覆盖美国中大西洋地区。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
MVBF vs RMAX — 直观对比
营收规模更大
RMAX
是对方的1.9倍
$36.7M
净利率更高
RMAX
高出2.0%
0.0%
两年增速更快
MVBF
近两年复合增速
-4.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $36.7M | $71.1M |
| 净利润 | $0 | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.1% |
| 净利率 | 0.0% | 2.0% |
| 营收同比 | — | -1.8% |
| 净利润同比 | — | -75.2% |
| 每股收益（稀释后） | $0.39 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MVBFRMAX
| Q1 26 | $36.7M | — | ||
| Q4 25 | $39.1M | $71.1M | ||
| Q3 25 | $61.2M | $73.2M | ||
| Q2 25 | $33.7M | $72.8M | ||
| Q1 25 | $33.7M | $74.5M | ||
| Q4 24 | $46.2M | $72.5M | ||
| Q3 24 | $33.2M | $78.5M | ||
| Q2 24 | $34.7M | $78.5M |
净利润MVBFRMAX
| Q1 26 | $0 | — | ||
| Q4 25 | $4.2M | $1.4M | ||
| Q3 25 | $17.1M | $4.0M | ||
| Q2 25 | $2.0M | $4.7M | ||
| Q1 25 | $3.6M | $-2.0M | ||
| Q4 24 | $9.4M | $5.8M | ||
| Q3 24 | $2.1M | $966.0K | ||
| Q2 24 | $4.1M | $3.7M |
营业利润率MVBFRMAX
| Q1 26 | — | — | ||
| Q4 25 | 13.9% | 13.1% | ||
| Q3 25 | 38.3% | 25.0% | ||
| Q2 25 | 9.4% | 19.3% | ||
| Q1 25 | 14.3% | 7.2% | ||
| Q4 24 | 26.5% | 5.9% | ||
| Q3 24 | 8.4% | 19.4% | ||
| Q2 24 | 15.9% | 20.6% |
净利率MVBFRMAX
| Q1 26 | 0.0% | — | ||
| Q4 25 | 10.8% | 2.0% | ||
| Q3 25 | 28.0% | 5.4% | ||
| Q2 25 | 5.9% | 6.4% | ||
| Q1 25 | 10.6% | -2.6% | ||
| Q4 24 | 20.4% | 8.0% | ||
| Q3 24 | 6.3% | 1.2% | ||
| Q2 24 | 11.8% | 4.7% |
每股收益（稀释后）MVBFRMAX
| Q1 26 | $0.39 | — | ||
| Q4 25 | $0.32 | — | ||
| Q3 25 | $1.32 | — | ||
| Q2 25 | $0.15 | — | ||
| Q1 25 | $0.27 | — | ||
| Q4 24 | $0.72 | — | ||
| Q3 24 | $0.16 | — | ||
| Q2 24 | $0.31 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $177.6M | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $334.9M | $452.4M |
| 总资产 | $3.3B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资MVBFRMAX
| Q1 26 | $177.6M | — | ||
| Q4 25 | $244.1M | $118.7M | ||
| Q3 25 | $300.0M | $107.5M | ||
| Q2 25 | $399.4M | $94.3M | ||
| Q1 25 | $251.4M | $89.1M | ||
| Q4 24 | $317.9M | $96.6M | ||
| Q3 24 | $610.9M | $83.8M | ||
| Q2 24 | $455.5M | $66.1M |
总债务MVBFRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M |
股东权益MVBFRMAX
| Q1 26 | $334.9M | — | ||
| Q4 25 | $334.0M | $452.4M | ||
| Q3 25 | $327.8M | $448.1M | ||
| Q2 25 | $302.3M | $442.4M | ||
| Q1 25 | $310.1M | $433.5M | ||
| Q4 24 | $305.7M | $429.5M | ||
| Q3 24 | $303.1M | $423.1M | ||
| Q2 24 | $296.6M | $418.4M |
总资产MVBFRMAX
| Q1 26 | $3.3B | — | ||
| Q4 25 | $3.3B | $582.5M | ||
| Q3 25 | $3.2B | $582.2M | ||
| Q2 25 | $3.2B | $574.8M | ||
| Q1 25 | $3.0B | $571.4M | ||
| Q4 24 | $3.1B | $581.6M | ||
| Q3 24 | $3.4B | $578.6M | ||
| Q2 24 | $3.3B | $571.4M |
负债/权益比MVBFRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.9M |
| 自由现金流经营现金流 - 资本支出 | — | $33.5M |
| 自由现金流率自由现金流/营收 | — | 47.1% |
| 资本支出强度资本支出/营收 | — | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | — | $56.8M |
8季度趋势，按日历期对齐
经营现金流MVBFRMAX
| Q1 26 | — | — | ||
| Q4 25 | $4.0M | $40.9M | ||
| Q3 25 | $-2.6M | $17.7M | ||
| Q2 25 | $7.4M | $4.6M | ||
| Q1 25 | $14.1M | $5.7M | ||
| Q4 24 | $-285.0K | $59.7M | ||
| Q3 24 | $8.6M | $17.6M | ||
| Q2 24 | $26.9M | $15.9M |
自由现金流MVBFRMAX
| Q1 26 | — | — | ||
| Q4 25 | $2.1M | $33.5M | ||
| Q3 25 | $-3.5M | $16.4M | ||
| Q2 25 | $7.2M | $2.9M | ||
| Q1 25 | $13.9M | $4.0M | ||
| Q4 24 | $-1.9M | $53.0M | ||
| Q3 24 | $8.3M | $16.3M | ||
| Q2 24 | $26.6M | $14.0M |
自由现金流率MVBFRMAX
| Q1 26 | — | — | ||
| Q4 25 | 5.4% | 47.1% | ||
| Q3 25 | -5.8% | 22.4% | ||
| Q2 25 | 21.5% | 4.0% | ||
| Q1 25 | 41.2% | 5.3% | ||
| Q4 24 | -4.1% | 73.2% | ||
| Q3 24 | 25.1% | 20.8% | ||
| Q2 24 | 76.7% | 17.8% |
资本支出强度MVBFRMAX
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 10.4% | ||
| Q3 25 | 1.6% | 1.8% | ||
| Q2 25 | 0.6% | 2.2% | ||
| Q1 25 | 0.8% | 2.3% | ||
| Q4 24 | 3.5% | 9.1% | ||
| Q3 24 | 0.9% | 1.7% | ||
| Q2 24 | 0.7% | 2.4% |
现金转化率MVBFRMAX
| Q1 26 | — | — | ||
| Q4 25 | 0.95× | 28.39× | ||
| Q3 25 | -0.15× | 4.45× | ||
| Q2 25 | 3.72× | 0.97× | ||
| Q1 25 | 3.95× | — | ||
| Q4 24 | -0.03× | 10.28× | ||
| Q3 24 | 4.15× | 18.22× | ||
| Q2 24 | 6.57× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MVBF
| Net Interest Income | $28.5M | 78% |
| Noninterest Income | $8.2M | 22% |
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
