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NAVIENT CORP（NAVI）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
NAVIENT CORP的季度营收约是RESOURCES CONNECTION, INC.的1.2倍（$137.0M vs $117.7M），NAVIENT CORP净利率更高（-5.0% vs -10.8%，领先5.7%），RESOURCES CONNECTION, INC.同比增速更快（-19.2% vs -38.3%），过去两年RESOURCES CONNECTION, INC.的营收复合增速更高（-11.8% vs -30.9%）
纳文特公司是一家总部位于美国特拉华州威尔明顿的金融服务企业，前身是学生贷款服务商。公司于2014年由学生贷款机构萨利美拆分而来，目前在美国各地设有办事处，共有约4500名员工，2018年时曾承接全美四分之一的学生贷款业务，2024年被禁止承接联邦学生贷款业务。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
NAVI vs RGP — 直观对比
营收规模更大
NAVI
是对方的1.2倍
$117.7M
营收增速更快
RGP
高出19.1%
-38.3%
净利率更高
NAVI
高出5.7%
-10.8%
两年增速更快
RGP
近两年复合增速
-30.9%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $137.0M | $117.7M |
| 净利润 | $-6.0M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | -5.9% | -10.3% |
| 净利率 | -5.0% | -10.8% |
| 营收同比 | -38.3% | -19.2% |
| 净利润同比 | -125.0% | 81.6% |
| 每股收益（稀释后） | $-0.05 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NAVIRGP
| Q4 25 | $137.0M | $117.7M | ||
| Q3 25 | $161.0M | $120.2M | ||
| Q2 25 | $156.0M | $139.3M | ||
| Q1 25 | $156.0M | $129.4M | ||
| Q4 24 | $222.0M | $145.6M | ||
| Q3 24 | $396.0M | $136.9M | ||
| Q2 24 | $247.0M | $148.2M | ||
| Q1 24 | $287.0M | $151.3M |
净利润NAVIRGP
| Q4 25 | $-6.0M | $-12.7M | ||
| Q3 25 | $-86.0M | $-2.4M | ||
| Q2 25 | $14.0M | $-73.3M | ||
| Q1 25 | $-2.0M | $-44.1M | ||
| Q4 24 | $24.0M | $-68.7M | ||
| Q3 24 | $-2.0M | $-5.7M | ||
| Q2 24 | $36.0M | $10.5M | ||
| Q1 24 | $73.0M | $2.5M |
毛利率NAVIRGP
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
营业利润率NAVIRGP
| Q4 25 | -5.9% | -10.3% | ||
| Q3 25 | -72.7% | -1.7% | ||
| Q2 25 | 11.5% | -47.0% | ||
| Q1 25 | -3.2% | -38.4% | ||
| Q4 24 | 11.7% | -52.7% | ||
| Q3 24 | 3.0% | -3.5% | ||
| Q2 24 | 19.4% | 7.6% | ||
| Q1 24 | 30.7% | 2.8% |
净利率NAVIRGP
| Q4 25 | -5.0% | -10.8% | ||
| Q3 25 | -53.4% | -2.0% | ||
| Q2 25 | 9.0% | -52.6% | ||
| Q1 25 | -1.3% | -34.0% | ||
| Q4 24 | 10.8% | -47.2% | ||
| Q3 24 | -0.5% | -4.2% | ||
| Q2 24 | 14.6% | 7.1% | ||
| Q1 24 | 25.4% | 1.7% |
每股收益（稀释后）NAVIRGP
| Q4 25 | $-0.05 | $-0.38 | ||
| Q3 25 | $-0.87 | $-0.07 | ||
| Q2 25 | $0.13 | $-2.21 | ||
| Q1 25 | $-0.02 | $-1.34 | ||
| Q4 24 | $0.24 | $-2.08 | ||
| Q3 24 | $-0.02 | $-0.17 | ||
| Q2 24 | $0.32 | $0.31 | ||
| Q1 24 | $0.64 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $637.0M | $89.8M |
| 总债务越低越好 | $40.6B | — |
| 股东权益账面价值 | $2.4B | $194.6M |
| 总资产 | $48.7B | $289.3M |
| 负债/权益比越低杠杆越低 | 16.94× | — |
8季度趋势，按日历期对齐
现金及短期投资NAVIRGP
| Q4 25 | $637.0M | $89.8M | ||
| Q3 25 | $571.0M | $77.5M | ||
| Q2 25 | $712.0M | $86.1M | ||
| Q1 25 | $642.0M | $72.5M | ||
| Q4 24 | $722.0M | $78.2M | ||
| Q3 24 | $1.1B | $89.6M | ||
| Q2 24 | $1.1B | $108.9M | ||
| Q1 24 | $823.0M | $113.8M |
总债务NAVIRGP
| Q4 25 | $40.6B | — | ||
| Q3 25 | $41.4B | — | ||
| Q2 25 | $42.3B | — | ||
| Q1 25 | $42.9B | — | ||
| Q4 24 | $43.2B | — | ||
| Q3 24 | $44.7B | — | ||
| Q2 24 | $47.5B | — | ||
| Q1 24 | $50.8B | — |
股东权益NAVIRGP
| Q4 25 | $2.4B | $194.6M | ||
| Q3 25 | $2.4B | $206.4M | ||
| Q2 25 | $2.6B | $207.1M | ||
| Q1 25 | $2.6B | $277.8M | ||
| Q4 24 | $2.6B | $325.7M | ||
| Q3 24 | $2.7B | $407.2M | ||
| Q2 24 | $2.7B | $418.8M | ||
| Q1 24 | $2.8B | $414.9M |
总资产NAVIRGP
| Q4 25 | $48.7B | $289.3M | ||
| Q3 25 | $49.3B | $287.2M | ||
| Q2 25 | $50.2B | $304.7M | ||
| Q1 25 | $51.0B | $375.6M | ||
| Q4 24 | $51.8B | $424.9M | ||
| Q3 24 | $53.4B | $512.9M | ||
| Q2 24 | $56.6B | $510.9M | ||
| Q1 24 | $59.0B | $523.2M |
负债/权益比NAVIRGP
| Q4 25 | 16.94× | — | ||
| Q3 25 | 16.98× | — | ||
| Q2 25 | 16.52× | — | ||
| Q1 25 | 16.56× | — | ||
| Q4 24 | 16.35× | — | ||
| Q3 24 | 16.59× | — | ||
| Q2 24 | 17.30× | — | ||
| Q1 24 | 18.38× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $441.0M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流NAVIRGP
| Q4 25 | $441.0M | $15.9M | ||
| Q3 25 | $70.0M | $-7.8M | ||
| Q2 25 | $126.0M | $16.8M | ||
| Q1 25 | $71.0M | $659.0K | ||
| Q4 24 | $459.0M | $1.8M | ||
| Q3 24 | $-10.0M | $-309.0K | ||
| Q2 24 | $279.0M | $3.2M | ||
| Q1 24 | $182.0M | $20.5M |
自由现金流NAVIRGP
| Q4 25 | — | $15.6M | ||
| Q3 25 | — | $-8.0M | ||
| Q2 25 | — | $16.5M | ||
| Q1 25 | — | $238.0K | ||
| Q4 24 | — | $61.0K | ||
| Q3 24 | — | $-575.0K | ||
| Q2 24 | — | $3.0M | ||
| Q1 24 | — | $20.4M |
自由现金流率NAVIRGP
| Q4 25 | — | 13.2% | ||
| Q3 25 | — | -6.6% | ||
| Q2 25 | — | 11.8% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | -0.4% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | 13.5% |
资本支出强度NAVIRGP
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.1% |
现金转化率NAVIRGP
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 9.00× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 19.13× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 7.75× | 0.30× | ||
| Q1 24 | 2.49× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NAVI
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
