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NAVIENT CORP（NAVI）与ROGERS CORP（ROG）财务数据对比。点击上方公司名可切换其他公司
ROGERS CORP的季度营收约是NAVIENT CORP的1.5倍（$200.5M vs $137.0M），ROGERS CORP净利率更高（2.2% vs -5.0%，领先7.3%），ROGERS CORP同比增速更快（5.2% vs -38.3%），过去两年ROGERS CORP的营收复合增速更高（-3.3% vs -30.9%）
纳文特公司是一家总部位于美国特拉华州威尔明顿的金融服务企业，前身是学生贷款服务商。公司于2014年由学生贷款机构萨利美拆分而来，目前在美国各地设有办事处，共有约4500名员工，2018年时曾承接全美四分之一的学生贷款业务，2024年被禁止承接联邦学生贷款业务。
罗杰斯公司是一家专注于特种工程材料研发生产的企业，总部位于美国亚利桑那州钱德勒市，其产品广泛应用于先进电子、移动通信、清洁能源、航空航天等多个高科技领域，为全球客户提供高性能材料解决方案。
NAVI vs ROG — 直观对比
营收规模更大
ROG
是对方的1.5倍
$137.0M
营收增速更快
ROG
高出43.5%
-38.3%
净利率更高
ROG
高出7.3%
-5.0%
两年增速更快
ROG
近两年复合增速
-30.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $137.0M | $200.5M |
| 净利润 | $-6.0M | $4.5M |
| 毛利率 | — | 32.2% |
| 营业利润率 | -5.9% | — |
| 净利率 | -5.0% | 2.2% |
| 营收同比 | -38.3% | 5.2% |
| 净利润同比 | -125.0% | 421.4% |
| 每股收益（稀释后） | $-0.05 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NAVIROG
| Q1 26 | — | $200.5M | ||
| Q4 25 | $137.0M | $201.5M | ||
| Q3 25 | $161.0M | $216.0M | ||
| Q2 25 | $156.0M | $202.8M | ||
| Q1 25 | $156.0M | $190.5M | ||
| Q4 24 | $222.0M | $192.2M | ||
| Q3 24 | $396.0M | $210.3M | ||
| Q2 24 | $247.0M | $214.2M |
净利润NAVIROG
| Q1 26 | — | $4.5M | ||
| Q4 25 | $-6.0M | $4.6M | ||
| Q3 25 | $-86.0M | $8.6M | ||
| Q2 25 | $14.0M | $-73.6M | ||
| Q1 25 | $-2.0M | $-1.4M | ||
| Q4 24 | $24.0M | $-500.0K | ||
| Q3 24 | $-2.0M | $10.7M | ||
| Q2 24 | $36.0M | $8.1M |
毛利率NAVIROG
| Q1 26 | — | 32.2% | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 33.5% | ||
| Q2 25 | — | 31.6% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 34.1% |
营业利润率NAVIROG
| Q1 26 | — | — | ||
| Q4 25 | -5.9% | 3.5% | ||
| Q3 25 | -72.7% | 7.3% | ||
| Q2 25 | 11.5% | -33.3% | ||
| Q1 25 | -3.2% | -0.2% | ||
| Q4 24 | 11.7% | -6.6% | ||
| Q3 24 | 3.0% | 6.9% | ||
| Q2 24 | 19.4% | 5.3% |
净利率NAVIROG
| Q1 26 | — | 2.2% | ||
| Q4 25 | -5.0% | 2.3% | ||
| Q3 25 | -53.4% | 4.0% | ||
| Q2 25 | 9.0% | -36.3% | ||
| Q1 25 | -1.3% | -0.7% | ||
| Q4 24 | 10.8% | -0.3% | ||
| Q3 24 | -0.5% | 5.1% | ||
| Q2 24 | 14.6% | 3.8% |
每股收益（稀释后）NAVIROG
| Q1 26 | — | $0.25 | ||
| Q4 25 | $-0.05 | $0.20 | ||
| Q3 25 | $-0.87 | $0.48 | ||
| Q2 25 | $0.13 | $-4.00 | ||
| Q1 25 | $-0.02 | $-0.08 | ||
| Q4 24 | $0.24 | $-0.04 | ||
| Q3 24 | $-0.02 | $0.58 | ||
| Q2 24 | $0.32 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $637.0M | $195.8M |
| 总债务越低越好 | $40.6B | — |
| 股东权益账面价值 | $2.4B | $1.2B |
| 总资产 | $48.7B | $1.4B |
| 负债/权益比越低杠杆越低 | 16.94× | — |
8季度趋势，按日历期对齐
现金及短期投资NAVIROG
| Q1 26 | — | $195.8M | ||
| Q4 25 | $637.0M | $197.0M | ||
| Q3 25 | $571.0M | $167.8M | ||
| Q2 25 | $712.0M | $157.2M | ||
| Q1 25 | $642.0M | $175.6M | ||
| Q4 24 | $722.0M | $159.8M | ||
| Q3 24 | $1.1B | $146.4M | ||
| Q2 24 | $1.1B | $119.9M |
总债务NAVIROG
| Q1 26 | — | — | ||
| Q4 25 | $40.6B | — | ||
| Q3 25 | $41.4B | — | ||
| Q2 25 | $42.3B | — | ||
| Q1 25 | $42.9B | — | ||
| Q4 24 | $43.2B | — | ||
| Q3 24 | $44.7B | — | ||
| Q2 24 | $47.5B | — |
股东权益NAVIROG
| Q1 26 | — | $1.2B | ||
| Q4 25 | $2.4B | $1.2B | ||
| Q3 25 | $2.4B | $1.2B | ||
| Q2 25 | $2.6B | $1.2B | ||
| Q1 25 | $2.6B | $1.3B | ||
| Q4 24 | $2.6B | $1.3B | ||
| Q3 24 | $2.7B | $1.3B | ||
| Q2 24 | $2.7B | $1.3B |
总资产NAVIROG
| Q1 26 | — | $1.4B | ||
| Q4 25 | $48.7B | $1.4B | ||
| Q3 25 | $49.3B | $1.4B | ||
| Q2 25 | $50.2B | $1.5B | ||
| Q1 25 | $51.0B | $1.5B | ||
| Q4 24 | $51.8B | $1.5B | ||
| Q3 24 | $53.4B | $1.5B | ||
| Q2 24 | $56.6B | $1.5B |
负债/权益比NAVIROG
| Q1 26 | — | — | ||
| Q4 25 | 16.94× | — | ||
| Q3 25 | 16.98× | — | ||
| Q2 25 | 16.52× | — | ||
| Q1 25 | 16.56× | — | ||
| Q4 24 | 16.35× | — | ||
| Q3 24 | 16.59× | — | ||
| Q2 24 | 17.30× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $441.0M | $5.8M |
| 自由现金流经营现金流 - 资本支出 | — | $1.1M |
| 自由现金流率自由现金流/营收 | — | 0.5% |
| 资本支出强度资本支出/营收 | — | 2.3% |
| 现金转化率经营现金流/净利润 | — | 1.29× |
| 过去12个月自由现金流最近4个季度 | — | $70.1M |
8季度趋势，按日历期对齐
经营现金流NAVIROG
| Q1 26 | — | $5.8M | ||
| Q4 25 | $441.0M | $46.9M | ||
| Q3 25 | $70.0M | $28.9M | ||
| Q2 25 | $126.0M | $13.7M | ||
| Q1 25 | $71.0M | $11.7M | ||
| Q4 24 | $459.0M | $33.7M | ||
| Q3 24 | $-10.0M | $42.4M | ||
| Q2 24 | $279.0M | $22.9M |
自由现金流NAVIROG
| Q1 26 | — | $1.1M | ||
| Q4 25 | — | $42.2M | ||
| Q3 25 | — | $21.2M | ||
| Q2 25 | — | $5.6M | ||
| Q1 25 | — | $2.1M | ||
| Q4 24 | — | $18.3M | ||
| Q3 24 | — | $25.2M | ||
| Q2 24 | — | $8.8M |
自由现金流率NAVIROG
| Q1 26 | — | 0.5% | ||
| Q4 25 | — | 20.9% | ||
| Q3 25 | — | 9.8% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | 9.5% | ||
| Q3 24 | — | 12.0% | ||
| Q2 24 | — | 4.1% |
资本支出强度NAVIROG
| Q1 26 | — | 2.3% | ||
| Q4 25 | — | 2.3% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 4.0% | ||
| Q1 25 | — | 5.0% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | — | 8.2% | ||
| Q2 24 | — | 6.6% |
现金转化率NAVIROG
| Q1 26 | — | 1.29× | ||
| Q4 25 | — | 10.20× | ||
| Q3 25 | — | 3.36× | ||
| Q2 25 | 9.00× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 19.13× | — | ||
| Q3 24 | — | 3.96× | ||
| Q2 24 | 7.75× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
