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NB Bancorp, Inc.（NBBK）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
RE/MAX Holdings, Inc.的季度营收约是NB Bancorp, Inc.的1.1倍（$71.1M vs $63.4M），NB Bancorp, Inc.净利率更高（12.2% vs 2.0%，领先10.1%），NB Bancorp, Inc.同比增速更快（33.9% vs -1.8%），NB Bancorp, Inc.自由现金流更多（$57.4M vs $33.5M），过去两年NB Bancorp, Inc.的营收复合增速更高（22.6% vs -4.7%）
NB Bancorp, Inc.是一家总部位于美国的银行控股公司，通过旗下全资银行子公司运营，提供全系列零售及商业银行服务，包括存款产品、消费贷款、住房抵押贷款、小微企业融资方案，主要服务纽约大都会区的个人及中小微企业客户。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
NBBK vs RMAX — 直观对比
营收规模更大
RMAX
是对方的1.1倍
$63.4M
营收增速更快
NBBK
高出35.7%
-1.8%
净利率更高
NBBK
高出10.1%
2.0%
自由现金流更多
NBBK
多$23.9M
$33.5M
两年增速更快
NBBK
近两年复合增速
-4.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $63.4M | $71.1M |
| 净利润 | $7.7M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 23.5% | 13.1% |
| 净利率 | 12.2% | 2.0% |
| 营收同比 | 33.9% | -1.8% |
| 净利润同比 | -50.6% | -75.2% |
| 每股收益（稀释后） | $0.19 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NBBKRMAX
| Q4 25 | $63.4M | $71.1M | ||
| Q3 25 | $51.7M | $73.2M | ||
| Q2 25 | $51.2M | $72.8M | ||
| Q1 25 | $47.4M | $74.5M | ||
| Q4 24 | $47.3M | $72.5M | ||
| Q3 24 | $42.6M | $78.5M | ||
| Q2 24 | $41.7M | $78.5M | ||
| Q1 24 | $42.1M | $78.3M |
净利润NBBKRMAX
| Q4 25 | $7.7M | $1.4M | ||
| Q3 25 | $15.4M | $4.0M | ||
| Q2 25 | $14.6M | $4.7M | ||
| Q1 25 | $12.7M | $-2.0M | ||
| Q4 24 | $15.6M | $5.8M | ||
| Q3 24 | $8.4M | $966.0K | ||
| Q2 24 | $9.5M | $3.7M | ||
| Q1 24 | $8.7M | $-3.4M |
营业利润率NBBKRMAX
| Q4 25 | 23.5% | 13.1% | ||
| Q3 25 | 38.6% | 25.0% | ||
| Q2 25 | 36.6% | 19.3% | ||
| Q1 25 | 37.1% | 7.2% | ||
| Q4 24 | 40.7% | 5.9% | ||
| Q3 24 | 36.1% | 19.4% | ||
| Q2 24 | 28.3% | 20.6% | ||
| Q1 24 | 28.8% | 5.8% |
净利率NBBKRMAX
| Q4 25 | 12.2% | 2.0% | ||
| Q3 25 | 29.7% | 5.4% | ||
| Q2 25 | 28.5% | 6.4% | ||
| Q1 25 | 26.7% | -2.6% | ||
| Q4 24 | 33.0% | 8.0% | ||
| Q3 24 | 19.7% | 1.2% | ||
| Q2 24 | 22.7% | 4.7% | ||
| Q1 24 | 20.7% | -4.3% |
每股收益（稀释后）NBBKRMAX
| Q4 25 | $0.19 | — | ||
| Q3 25 | $0.43 | — | ||
| Q2 25 | $0.39 | — | ||
| Q1 25 | $0.33 | — | ||
| Q4 24 | $0.40 | — | ||
| Q3 24 | $0.21 | — | ||
| Q2 24 | $0.24 | — | ||
| Q1 24 | $0.22 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $858.9M | $452.4M |
| 总资产 | $7.0B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资NBBKRMAX
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M | ||
| Q1 24 | — | $82.1M |
总债务NBBKRMAX
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
股东权益NBBKRMAX
| Q4 25 | $858.9M | $452.4M | ||
| Q3 25 | $737.0M | $448.1M | ||
| Q2 25 | $737.1M | $442.4M | ||
| Q1 25 | $739.6M | $433.5M | ||
| Q4 24 | $765.2M | $429.5M | ||
| Q3 24 | $747.4M | $423.1M | ||
| Q2 24 | $734.3M | $418.4M | ||
| Q1 24 | $733.8M | $412.0M |
总资产NBBKRMAX
| Q4 25 | $7.0B | $582.5M | ||
| Q3 25 | $5.4B | $582.2M | ||
| Q2 25 | $5.2B | $574.8M | ||
| Q1 25 | $5.2B | $571.4M | ||
| Q4 24 | $5.2B | $581.6M | ||
| Q3 24 | $5.0B | $578.6M | ||
| Q2 24 | $4.8B | $571.4M | ||
| Q1 24 | $4.7B | $566.7M |
负债/权益比NBBKRMAX
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $60.8M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $57.4M | $33.5M |
| 自由现金流率自由现金流/营收 | 90.6% | 47.1% |
| 资本支出强度资本支出/营收 | 5.4% | 10.4% |
| 现金转化率经营现金流/净利润 | 7.89× | 28.39× |
| 过去12个月自由现金流最近4个季度 | $117.2M | $56.8M |
8季度趋势，按日历期对齐
经营现金流NBBKRMAX
| Q4 25 | $60.8M | $40.9M | ||
| Q3 25 | $24.2M | $17.7M | ||
| Q2 25 | $27.0M | $4.6M | ||
| Q1 25 | $9.9M | $5.7M | ||
| Q4 24 | $43.2M | $59.7M | ||
| Q3 24 | $8.6M | $17.6M | ||
| Q2 24 | $24.7M | $15.9M | ||
| Q1 24 | $-11.4M | $9.4M |
自由现金流NBBKRMAX
| Q4 25 | $57.4M | $33.5M | ||
| Q3 25 | $23.9M | $16.4M | ||
| Q2 25 | $26.1M | $2.9M | ||
| Q1 25 | $9.8M | $4.0M | ||
| Q4 24 | $41.3M | $53.0M | ||
| Q3 24 | $8.4M | $16.3M | ||
| Q2 24 | $23.8M | $14.0M | ||
| Q1 24 | $-11.7M | $6.8M |
自由现金流率NBBKRMAX
| Q4 25 | 90.6% | 47.1% | ||
| Q3 25 | 46.3% | 22.4% | ||
| Q2 25 | 51.0% | 4.0% | ||
| Q1 25 | 20.8% | 5.3% | ||
| Q4 24 | 87.2% | 73.2% | ||
| Q3 24 | 19.7% | 20.8% | ||
| Q2 24 | 57.1% | 17.8% | ||
| Q1 24 | -27.7% | 8.6% |
资本支出强度NBBKRMAX
| Q4 25 | 5.4% | 10.4% | ||
| Q3 25 | 0.6% | 1.8% | ||
| Q2 25 | 1.9% | 2.2% | ||
| Q1 25 | 0.2% | 2.3% | ||
| Q4 24 | 4.1% | 9.1% | ||
| Q3 24 | 0.5% | 1.7% | ||
| Q2 24 | 2.1% | 2.4% | ||
| Q1 24 | 0.6% | 3.3% |
现金转化率NBBKRMAX
| Q4 25 | 7.89× | 28.39× | ||
| Q3 25 | 1.58× | 4.45× | ||
| Q2 25 | 1.85× | 0.97× | ||
| Q1 25 | 0.79× | — | ||
| Q4 24 | 2.77× | 10.28× | ||
| Q3 24 | 1.03× | 18.22× | ||
| Q2 24 | 2.61× | 4.29× | ||
| Q1 24 | -1.31× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NBBK
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
