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National Bank Holdings Corp（NBHC）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
Ribbon Communications Inc.的季度营收约是National Bank Holdings Corp的1.3倍（$162.6M vs $126.8M），Ribbon Communications Inc.净利率更高（54.8% vs 16.4%，领先38.4%），过去两年National Bank Holdings Corp的营收复合增速更高（14.0% vs -8.1%）
这是一家美国区域性银行控股集团，目前在伊利诺伊、印第安纳等八个美国州布局营业网点，拥有近250个金融服务中心与约200家零售分行，总资产达485亿美元。它是总部位于印第安纳州的最大银行控股公司，也跻身美国银行业三十强之列。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
NBHC vs RBBN — 直观对比
营收规模更大
RBBN
是对方的1.3倍
$126.8M
净利率更高
RBBN
高出38.4%
16.4%
两年增速更快
NBHC
近两年复合增速
-8.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $126.8M | $162.6M |
| 净利润 | $20.8M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | — | 37.6% |
| 净利率 | 16.4% | 54.8% |
| 营收同比 | — | -10.3% |
| 净利润同比 | -14.2% | — |
| 每股收益（稀释后） | $0.46 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NBHCRBBN
| Q1 26 | $126.8M | $162.6M | ||
| Q4 25 | $100.6M | $227.3M | ||
| Q3 25 | $108.9M | $215.4M | ||
| Q2 25 | $104.5M | $220.6M | ||
| Q1 25 | $102.1M | $181.3M | ||
| Q4 24 | $101.3M | $251.4M | ||
| Q3 24 | $106.0M | $210.2M | ||
| Q2 24 | $97.6M | $192.6M |
净利润NBHCRBBN
| Q1 26 | $20.8M | $89.1M | ||
| Q4 25 | $16.0M | — | ||
| Q3 25 | $35.3M | $-12.1M | ||
| Q2 25 | $34.0M | $-11.1M | ||
| Q1 25 | $24.2M | $-26.2M | ||
| Q4 24 | $28.2M | — | ||
| Q3 24 | $33.1M | $-13.4M | ||
| Q2 24 | $26.1M | $-16.8M |
毛利率NBHCRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率NBHCRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 19.0% | 4.1% | ||
| Q3 25 | 39.6% | 1.3% | ||
| Q2 25 | 39.8% | 1.9% | ||
| Q1 25 | 29.2% | -10.8% | ||
| Q4 24 | 34.3% | 13.2% | ||
| Q3 24 | 37.6% | -0.4% | ||
| Q2 24 | 32.5% | -1.0% |
净利率NBHCRBBN
| Q1 26 | 16.4% | 54.8% | ||
| Q4 25 | 15.9% | — | ||
| Q3 25 | 32.4% | -5.6% | ||
| Q2 25 | 32.6% | -5.0% | ||
| Q1 25 | 23.7% | -14.5% | ||
| Q4 24 | 27.8% | — | ||
| Q3 24 | 31.2% | -6.4% | ||
| Q2 24 | 26.8% | -8.7% |
每股收益（稀释后）NBHCRBBN
| Q1 26 | $0.46 | $0.50 | ||
| Q4 25 | $0.42 | $0.50 | ||
| Q3 25 | $0.92 | $-0.07 | ||
| Q2 25 | $0.88 | $-0.06 | ||
| Q1 25 | $0.63 | $-0.15 | ||
| Q4 24 | $0.72 | $0.05 | ||
| Q3 24 | $0.86 | $-0.08 | ||
| Q2 24 | $0.68 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $472.8M | $67.6M |
| 总债务越低越好 | $202.1M | — |
| 股东权益账面价值 | $1.7B | $419.1M |
| 总资产 | $12.6B | — |
| 负债/权益比越低杠杆越低 | 0.12× | — |
8季度趋势，按日历期对齐
现金及短期投资NBHCRBBN
| Q1 26 | $472.8M | $67.6M | ||
| Q4 25 | $417.1M | $96.4M | ||
| Q3 25 | $555.6M | $74.8M | ||
| Q2 25 | $296.5M | $60.5M | ||
| Q1 25 | $246.3M | $71.2M | ||
| Q4 24 | $127.8M | $87.8M | ||
| Q3 24 | $180.8M | $37.2M | ||
| Q2 24 | $145.0M | $64.6M |
总债务NBHCRBBN
| Q1 26 | $202.1M | — | ||
| Q4 25 | $54.5M | $342.1M | ||
| Q3 25 | $54.7M | $344.3M | ||
| Q2 25 | $54.4M | $346.5M | ||
| Q1 25 | $54.6M | $347.4M | ||
| Q4 24 | $54.5M | $348.3M | ||
| Q3 24 | $54.4M | $349.1M | ||
| Q2 24 | $54.4M | $350.0M |
股东权益NBHCRBBN
| Q1 26 | $1.7B | $419.1M | ||
| Q4 25 | $1.4B | $449.0M | ||
| Q3 25 | $1.4B | $360.1M | ||
| Q2 25 | $1.4B | $370.4M | ||
| Q1 25 | $1.3B | $381.8M | ||
| Q4 24 | $1.3B | $404.6M | ||
| Q3 24 | $1.3B | $395.5M | ||
| Q2 24 | $1.2B | $405.0M |
总资产NBHCRBBN
| Q1 26 | $12.6B | — | ||
| Q4 25 | $9.9B | $1.2B | ||
| Q3 25 | $10.2B | $1.1B | ||
| Q2 25 | $10.0B | $1.1B | ||
| Q1 25 | $10.1B | $1.1B | ||
| Q4 24 | $9.8B | $1.2B | ||
| Q3 24 | $10.0B | $1.1B | ||
| Q2 24 | $10.0B | $1.1B |
负债/权益比NBHCRBBN
| Q1 26 | 0.12× | — | ||
| Q4 25 | 0.04× | 0.76× | ||
| Q3 25 | 0.04× | 0.96× | ||
| Q2 25 | 0.04× | 0.94× | ||
| Q1 25 | 0.04× | 0.91× | ||
| Q4 24 | 0.04× | 0.86× | ||
| Q3 24 | 0.04× | 0.88× | ||
| Q2 24 | 0.04× | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NBHC
| Net Interest Income | $108.8M | 86% |
| Noninterest Income | $18.0M | 14% |
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
