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National Bank Holdings Corp（NBHC）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
National Bank Holdings Corp的季度营收约是RESOURCES CONNECTION, INC.的1.1倍（$126.8M vs $117.7M），National Bank Holdings Corp净利率更高（16.4% vs -10.8%，领先27.2%），过去两年National Bank Holdings Corp的营收复合增速更高（14.0% vs -11.8%）
这是一家美国区域性银行控股集团，目前在伊利诺伊、印第安纳等八个美国州布局营业网点，拥有近250个金融服务中心与约200家零售分行，总资产达485亿美元。它是总部位于印第安纳州的最大银行控股公司，也跻身美国银行业三十强之列。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
NBHC vs RGP — 直观对比
营收规模更大
NBHC
是对方的1.1倍
$117.7M
净利率更高
NBHC
高出27.2%
-10.8%
两年增速更快
NBHC
近两年复合增速
-11.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $126.8M | $117.7M |
| 净利润 | $20.8M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 16.4% | -10.8% |
| 营收同比 | — | -19.2% |
| 净利润同比 | -14.2% | 81.6% |
| 每股收益（稀释后） | $0.46 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NBHCRGP
| Q1 26 | $126.8M | — | ||
| Q4 25 | $100.6M | $117.7M | ||
| Q3 25 | $108.9M | $120.2M | ||
| Q2 25 | $104.5M | $139.3M | ||
| Q1 25 | $102.1M | $129.4M | ||
| Q4 24 | $101.3M | $145.6M | ||
| Q3 24 | $106.0M | $136.9M | ||
| Q2 24 | $97.6M | $148.2M |
净利润NBHCRGP
| Q1 26 | $20.8M | — | ||
| Q4 25 | $16.0M | $-12.7M | ||
| Q3 25 | $35.3M | $-2.4M | ||
| Q2 25 | $34.0M | $-73.3M | ||
| Q1 25 | $24.2M | $-44.1M | ||
| Q4 24 | $28.2M | $-68.7M | ||
| Q3 24 | $33.1M | $-5.7M | ||
| Q2 24 | $26.1M | $10.5M |
毛利率NBHCRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
营业利润率NBHCRGP
| Q1 26 | — | — | ||
| Q4 25 | 19.0% | -10.3% | ||
| Q3 25 | 39.6% | -1.7% | ||
| Q2 25 | 39.8% | -47.0% | ||
| Q1 25 | 29.2% | -38.4% | ||
| Q4 24 | 34.3% | -52.7% | ||
| Q3 24 | 37.6% | -3.5% | ||
| Q2 24 | 32.5% | 7.6% |
净利率NBHCRGP
| Q1 26 | 16.4% | — | ||
| Q4 25 | 15.9% | -10.8% | ||
| Q3 25 | 32.4% | -2.0% | ||
| Q2 25 | 32.6% | -52.6% | ||
| Q1 25 | 23.7% | -34.0% | ||
| Q4 24 | 27.8% | -47.2% | ||
| Q3 24 | 31.2% | -4.2% | ||
| Q2 24 | 26.8% | 7.1% |
每股收益（稀释后）NBHCRGP
| Q1 26 | $0.46 | — | ||
| Q4 25 | $0.42 | $-0.38 | ||
| Q3 25 | $0.92 | $-0.07 | ||
| Q2 25 | $0.88 | $-2.21 | ||
| Q1 25 | $0.63 | $-1.34 | ||
| Q4 24 | $0.72 | $-2.08 | ||
| Q3 24 | $0.86 | $-0.17 | ||
| Q2 24 | $0.68 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $472.8M | $89.8M |
| 总债务越低越好 | $202.1M | — |
| 股东权益账面价值 | $1.7B | $194.6M |
| 总资产 | $12.6B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.12× | — |
8季度趋势，按日历期对齐
现金及短期投资NBHCRGP
| Q1 26 | $472.8M | — | ||
| Q4 25 | $417.1M | $89.8M | ||
| Q3 25 | $555.6M | $77.5M | ||
| Q2 25 | $296.5M | $86.1M | ||
| Q1 25 | $246.3M | $72.5M | ||
| Q4 24 | $127.8M | $78.2M | ||
| Q3 24 | $180.8M | $89.6M | ||
| Q2 24 | $145.0M | $108.9M |
总债务NBHCRGP
| Q1 26 | $202.1M | — | ||
| Q4 25 | $54.5M | — | ||
| Q3 25 | $54.7M | — | ||
| Q2 25 | $54.4M | — | ||
| Q1 25 | $54.6M | — | ||
| Q4 24 | $54.5M | — | ||
| Q3 24 | $54.4M | — | ||
| Q2 24 | $54.4M | — |
股东权益NBHCRGP
| Q1 26 | $1.7B | — | ||
| Q4 25 | $1.4B | $194.6M | ||
| Q3 25 | $1.4B | $206.4M | ||
| Q2 25 | $1.4B | $207.1M | ||
| Q1 25 | $1.3B | $277.8M | ||
| Q4 24 | $1.3B | $325.7M | ||
| Q3 24 | $1.3B | $407.2M | ||
| Q2 24 | $1.2B | $418.8M |
总资产NBHCRGP
| Q1 26 | $12.6B | — | ||
| Q4 25 | $9.9B | $289.3M | ||
| Q3 25 | $10.2B | $287.2M | ||
| Q2 25 | $10.0B | $304.7M | ||
| Q1 25 | $10.1B | $375.6M | ||
| Q4 24 | $9.8B | $424.9M | ||
| Q3 24 | $10.0B | $512.9M | ||
| Q2 24 | $10.0B | $510.9M |
负债/权益比NBHCRGP
| Q1 26 | 0.12× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流NBHCRGP
| Q1 26 | — | — | ||
| Q4 25 | $162.4M | $15.9M | ||
| Q3 25 | $52.4M | $-7.8M | ||
| Q2 25 | $32.3M | $16.8M | ||
| Q1 25 | $39.6M | $659.0K | ||
| Q4 24 | $155.3M | $1.8M | ||
| Q3 24 | $47.0M | $-309.0K | ||
| Q2 24 | $31.9M | $3.2M |
自由现金流NBHCRGP
| Q1 26 | — | — | ||
| Q4 25 | — | $15.6M | ||
| Q3 25 | — | $-8.0M | ||
| Q2 25 | — | $16.5M | ||
| Q1 25 | — | $238.0K | ||
| Q4 24 | — | $61.0K | ||
| Q3 24 | — | $-575.0K | ||
| Q2 24 | — | $3.0M |
自由现金流率NBHCRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 13.2% | ||
| Q3 25 | — | -6.6% | ||
| Q2 25 | — | 11.8% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | -0.4% | ||
| Q2 24 | — | 2.1% |
资本支出强度NBHCRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% |
现金转化率NBHCRGP
| Q1 26 | — | — | ||
| Q4 25 | 10.13× | — | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 5.51× | — | ||
| Q3 24 | 1.42× | — | ||
| Q2 24 | 1.22× | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NBHC
| Net Interest Income | $108.8M | 86% |
| Noninterest Income | $18.0M | 14% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
