vs
NBT BANCORP INC（NBTB）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
NBT BANCORP INC的季度营收约是Ribbon Communications Inc.的1.1倍（$184.5M vs $162.6M），Ribbon Communications Inc.净利率更高（54.8% vs 27.7%，领先27.1%），过去两年NBT BANCORP INC的营收复合增速更高（14.6% vs -8.1%）
NBT银行是美国的金融机构，旗下设有176个营业网点，分布于纽约、宾夕法尼亚、佛蒙特、马萨诸塞、新罕布什尔、缅因及康涅狄格州。其母公司为NBT Bancorp Inc.，总部位于美国纽约州诺威奇，在纳斯达克全球精选市场上市，股票代码为NBTB。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
NBTB vs RBBN — 直观对比
营收规模更大
NBTB
是对方的1.1倍
$162.6M
净利率更高
RBBN
高出27.1%
27.7%
两年增速更快
NBTB
近两年复合增速
-8.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $184.5M | $162.6M |
| 净利润 | $51.1M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | — | 37.6% |
| 净利率 | 27.7% | 54.8% |
| 营收同比 | — | -10.3% |
| 净利润同比 | 127.2% | — |
| 每股收益（稀释后） | $0.98 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NBTBRBBN
| Q1 26 | $184.5M | $162.6M | ||
| Q4 25 | $185.1M | $227.3M | ||
| Q3 25 | $186.1M | $215.4M | ||
| Q2 25 | $171.2M | $220.6M | ||
| Q1 25 | $154.7M | $181.3M | ||
| Q4 24 | $148.5M | $251.4M | ||
| Q3 24 | $147.4M | $210.2M | ||
| Q2 24 | $140.4M | $192.6M |
净利润NBTBRBBN
| Q1 26 | $51.1M | $89.1M | ||
| Q4 25 | — | — | ||
| Q3 25 | $54.5M | $-12.1M | ||
| Q2 25 | $22.5M | $-11.1M | ||
| Q1 25 | $36.7M | $-26.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | $38.1M | $-13.4M | ||
| Q2 24 | $32.7M | $-16.8M |
毛利率NBTBRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率NBTBRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 37.6% | 4.1% | ||
| Q3 25 | 38.6% | 1.3% | ||
| Q2 25 | 17.9% | 1.9% | ||
| Q1 25 | 30.5% | -10.8% | ||
| Q4 24 | 30.7% | 13.2% | ||
| Q3 24 | 33.1% | -0.4% | ||
| Q2 24 | 29.9% | -1.0% |
净利率NBTBRBBN
| Q1 26 | 27.7% | 54.8% | ||
| Q4 25 | — | — | ||
| Q3 25 | 29.3% | -5.6% | ||
| Q2 25 | 13.2% | -5.0% | ||
| Q1 25 | 23.8% | -14.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | 25.8% | -6.4% | ||
| Q2 24 | 23.3% | -8.7% |
每股收益（稀释后）NBTBRBBN
| Q1 26 | $0.98 | $0.50 | ||
| Q4 25 | $1.09 | $0.50 | ||
| Q3 25 | $1.03 | $-0.07 | ||
| Q2 25 | $0.44 | $-0.06 | ||
| Q1 25 | $0.77 | $-0.15 | ||
| Q4 24 | $0.77 | $0.05 | ||
| Q3 24 | $0.80 | $-0.08 | ||
| Q2 24 | $0.69 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $67.6M |
| 总债务越低越好 | $160.9M | — |
| 股东权益账面价值 | $1.9B | $419.1M |
| 总资产 | $16.2B | — |
| 负债/权益比越低杠杆越低 | 0.08× | — |
8季度趋势，按日历期对齐
现金及短期投资NBTBRBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $74.8M | ||
| Q2 25 | — | $60.5M | ||
| Q1 25 | — | $71.2M | ||
| Q4 24 | — | $87.8M | ||
| Q3 24 | — | $37.2M | ||
| Q2 24 | — | $64.6M |
总债务NBTBRBBN
| Q1 26 | $160.9M | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益NBTBRBBN
| Q1 26 | $1.9B | $419.1M | ||
| Q4 25 | $1.9B | $449.0M | ||
| Q3 25 | $1.9B | $360.1M | ||
| Q2 25 | $1.8B | $370.4M | ||
| Q1 25 | $1.6B | $381.8M | ||
| Q4 24 | $1.5B | $404.6M | ||
| Q3 24 | $1.5B | $395.5M | ||
| Q2 24 | $1.5B | $405.0M |
总资产NBTBRBBN
| Q1 26 | $16.2B | — | ||
| Q4 25 | $16.0B | $1.2B | ||
| Q3 25 | $16.1B | $1.1B | ||
| Q2 25 | $16.0B | $1.1B | ||
| Q1 25 | $13.9B | $1.1B | ||
| Q4 24 | $13.8B | $1.2B | ||
| Q3 24 | $13.8B | $1.1B | ||
| Q2 24 | $13.5B | $1.1B |
负债/权益比NBTBRBBN
| Q1 26 | 0.08× | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NBTB
| Net Interest Income | $134.3M | 73% |
| Noninterest Income | $50.1M | 27% |
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
