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NBT BANCORP INC（NBTB）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
NBT BANCORP INC的季度营收约是RESOURCES CONNECTION, INC.的1.6倍（$184.5M vs $117.7M），NBT BANCORP INC净利率更高（27.7% vs -10.8%，领先38.5%），过去两年NBT BANCORP INC的营收复合增速更高（14.6% vs -11.8%）
NBT银行是美国的金融机构，旗下设有176个营业网点，分布于纽约、宾夕法尼亚、佛蒙特、马萨诸塞、新罕布什尔、缅因及康涅狄格州。其母公司为NBT Bancorp Inc.，总部位于美国纽约州诺威奇，在纳斯达克全球精选市场上市，股票代码为NBTB。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
NBTB vs RGP — 直观对比
营收规模更大
NBTB
是对方的1.6倍
$117.7M
净利率更高
NBTB
高出38.5%
-10.8%
两年增速更快
NBTB
近两年复合增速
-11.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $184.5M | $117.7M |
| 净利润 | $51.1M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 27.7% | -10.8% |
| 营收同比 | — | -19.2% |
| 净利润同比 | 127.2% | 81.6% |
| 每股收益（稀释后） | $0.98 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NBTBRGP
| Q1 26 | $184.5M | — | ||
| Q4 25 | $185.1M | $117.7M | ||
| Q3 25 | $186.1M | $120.2M | ||
| Q2 25 | $171.2M | $139.3M | ||
| Q1 25 | $154.7M | $129.4M | ||
| Q4 24 | $148.5M | $145.6M | ||
| Q3 24 | $147.4M | $136.9M | ||
| Q2 24 | $140.4M | $148.2M |
净利润NBTBRGP
| Q1 26 | $51.1M | — | ||
| Q4 25 | — | $-12.7M | ||
| Q3 25 | $54.5M | $-2.4M | ||
| Q2 25 | $22.5M | $-73.3M | ||
| Q1 25 | $36.7M | $-44.1M | ||
| Q4 24 | — | $-68.7M | ||
| Q3 24 | $38.1M | $-5.7M | ||
| Q2 24 | $32.7M | $10.5M |
毛利率NBTBRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
营业利润率NBTBRGP
| Q1 26 | — | — | ||
| Q4 25 | 37.6% | -10.3% | ||
| Q3 25 | 38.6% | -1.7% | ||
| Q2 25 | 17.9% | -47.0% | ||
| Q1 25 | 30.5% | -38.4% | ||
| Q4 24 | 30.7% | -52.7% | ||
| Q3 24 | 33.1% | -3.5% | ||
| Q2 24 | 29.9% | 7.6% |
净利率NBTBRGP
| Q1 26 | 27.7% | — | ||
| Q4 25 | — | -10.8% | ||
| Q3 25 | 29.3% | -2.0% | ||
| Q2 25 | 13.2% | -52.6% | ||
| Q1 25 | 23.8% | -34.0% | ||
| Q4 24 | — | -47.2% | ||
| Q3 24 | 25.8% | -4.2% | ||
| Q2 24 | 23.3% | 7.1% |
每股收益（稀释后）NBTBRGP
| Q1 26 | $0.98 | — | ||
| Q4 25 | $1.09 | $-0.38 | ||
| Q3 25 | $1.03 | $-0.07 | ||
| Q2 25 | $0.44 | $-2.21 | ||
| Q1 25 | $0.77 | $-1.34 | ||
| Q4 24 | $0.77 | $-2.08 | ||
| Q3 24 | $0.80 | $-0.17 | ||
| Q2 24 | $0.69 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.8M |
| 总债务越低越好 | $160.9M | — |
| 股东权益账面价值 | $1.9B | $194.6M |
| 总资产 | $16.2B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.08× | — |
8季度趋势，按日历期对齐
现金及短期投资NBTBRGP
| Q1 26 | — | — | ||
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M |
总债务NBTBRGP
| Q1 26 | $160.9M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益NBTBRGP
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.9B | $194.6M | ||
| Q3 25 | $1.9B | $206.4M | ||
| Q2 25 | $1.8B | $207.1M | ||
| Q1 25 | $1.6B | $277.8M | ||
| Q4 24 | $1.5B | $325.7M | ||
| Q3 24 | $1.5B | $407.2M | ||
| Q2 24 | $1.5B | $418.8M |
总资产NBTBRGP
| Q1 26 | $16.2B | — | ||
| Q4 25 | $16.0B | $289.3M | ||
| Q3 25 | $16.1B | $287.2M | ||
| Q2 25 | $16.0B | $304.7M | ||
| Q1 25 | $13.9B | $375.6M | ||
| Q4 24 | $13.8B | $424.9M | ||
| Q3 24 | $13.8B | $512.9M | ||
| Q2 24 | $13.5B | $510.9M |
负债/权益比NBTBRGP
| Q1 26 | 0.08× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流NBTBRGP
| Q1 26 | — | — | ||
| Q4 25 | $235.2M | $15.9M | ||
| Q3 25 | $80.6M | $-7.8M | ||
| Q2 25 | $46.5M | $16.8M | ||
| Q1 25 | $42.0M | $659.0K | ||
| Q4 24 | $188.6M | $1.8M | ||
| Q3 24 | $52.1M | $-309.0K | ||
| Q2 24 | $50.5M | $3.2M |
自由现金流NBTBRGP
| Q1 26 | — | — | ||
| Q4 25 | $218.9M | $15.6M | ||
| Q3 25 | $74.3M | $-8.0M | ||
| Q2 25 | $44.1M | $16.5M | ||
| Q1 25 | $38.3M | $238.0K | ||
| Q4 24 | $176.8M | $61.0K | ||
| Q3 24 | $47.8M | $-575.0K | ||
| Q2 24 | $49.1M | $3.0M |
自由现金流率NBTBRGP
| Q1 26 | — | — | ||
| Q4 25 | 118.2% | 13.2% | ||
| Q3 25 | 40.0% | -6.6% | ||
| Q2 25 | 25.8% | 11.8% | ||
| Q1 25 | 24.8% | 0.2% | ||
| Q4 24 | 119.0% | 0.0% | ||
| Q3 24 | 32.4% | -0.4% | ||
| Q2 24 | 35.0% | 2.1% |
资本支出强度NBTBRGP
| Q1 26 | — | — | ||
| Q4 25 | 8.8% | 0.3% | ||
| Q3 25 | 3.4% | 0.1% | ||
| Q2 25 | 1.4% | 0.2% | ||
| Q1 25 | 2.4% | 0.3% | ||
| Q4 24 | 7.9% | 1.2% | ||
| Q3 24 | 2.9% | 0.2% | ||
| Q2 24 | 1.0% | 0.1% |
现金转化率NBTBRGP
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 2.06× | — | ||
| Q1 25 | 1.14× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.37× | — | ||
| Q2 24 | 1.54× | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NBTB
| Net Interest Income | $134.3M | 73% |
| Noninterest Income | $50.1M | 27% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
