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NBT BANCORP INC（NBTB）与Rocket Lab Corp（RKLB）财务数据对比。点击上方公司名可切换其他公司
NBT BANCORP INC的季度营收约是Rocket Lab Corp的1.0倍（$184.5M vs $179.7M），NBT BANCORP INC净利率更高（27.7% vs -29.5%，领先57.2%），过去两年Rocket Lab Corp的营收复合增速更高（39.2% vs 14.6%）
NBT银行是美国的金融机构，旗下设有176个营业网点，分布于纽约、宾夕法尼亚、佛蒙特、马萨诸塞、新罕布什尔、缅因及康涅狄格州。其母公司为NBT Bancorp Inc.，总部位于美国纽约州诺威奇，在纳斯达克全球精选市场上市，股票代码为NBTB。
Rocket Lab是公开上市的航空航天制造商及发射服务提供商，旗下Electron轨道火箭主打小型卫星发射，截至2026年1月已成功完成超75次任务，是全球现役发射次数最多的小型运载火箭。公司还开发了Electron的亚轨道改型HASTE用作高超音速技术测试平台，下一代可复用中型运载火箭Neutron目前也在研发中。
NBTB vs RKLB — 直观对比
营收规模更大
NBTB
是对方的1.0倍
$179.7M
净利率更高
NBTB
高出57.2%
-29.5%
两年增速更快
RKLB
近两年复合增速
14.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.5M | $179.7M |
| 净利润 | $51.1M | $-52.9M |
| 毛利率 | — | 38.0% |
| 营业利润率 | — | -28.4% |
| 净利率 | 27.7% | -29.5% |
| 营收同比 | — | 35.7% |
| 净利润同比 | 127.2% | -1.1% |
| 每股收益（稀释后） | $0.98 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NBTBRKLB
| Q1 26 | $184.5M | — | ||
| Q4 25 | $185.1M | $179.7M | ||
| Q3 25 | $186.1M | $155.1M | ||
| Q2 25 | $171.2M | $144.5M | ||
| Q1 25 | $154.7M | $122.6M | ||
| Q4 24 | $148.5M | $132.4M | ||
| Q3 24 | $147.4M | $104.8M | ||
| Q2 24 | $140.4M | $106.3M |
净利润NBTBRKLB
| Q1 26 | $51.1M | — | ||
| Q4 25 | — | $-52.9M | ||
| Q3 25 | $54.5M | $-18.3M | ||
| Q2 25 | $22.5M | $-66.4M | ||
| Q1 25 | $36.7M | $-60.6M | ||
| Q4 24 | — | $-52.3M | ||
| Q3 24 | $38.1M | $-51.9M | ||
| Q2 24 | $32.7M | $-41.6M |
毛利率NBTBRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | 38.0% | ||
| Q3 25 | — | 37.0% | ||
| Q2 25 | — | 32.1% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | 27.8% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 25.6% |
营业利润率NBTBRKLB
| Q1 26 | — | — | ||
| Q4 25 | 37.6% | -28.4% | ||
| Q3 25 | 38.6% | -38.0% | ||
| Q2 25 | 17.9% | -41.3% | ||
| Q1 25 | 30.5% | -48.3% | ||
| Q4 24 | 30.7% | -38.9% | ||
| Q3 24 | 33.1% | -49.5% | ||
| Q2 24 | 29.9% | -40.7% |
净利率NBTBRKLB
| Q1 26 | 27.7% | — | ||
| Q4 25 | — | -29.5% | ||
| Q3 25 | 29.3% | -11.8% | ||
| Q2 25 | 13.2% | -46.0% | ||
| Q1 25 | 23.8% | -49.5% | ||
| Q4 24 | — | -39.5% | ||
| Q3 24 | 25.8% | -49.6% | ||
| Q2 24 | 23.3% | -39.2% |
每股收益（稀释后）NBTBRKLB
| Q1 26 | $0.98 | — | ||
| Q4 25 | $1.09 | $-0.09 | ||
| Q3 25 | $1.03 | $-0.03 | ||
| Q2 25 | $0.44 | $-0.13 | ||
| Q1 25 | $0.77 | $-0.12 | ||
| Q4 24 | $0.77 | $-0.11 | ||
| Q3 24 | $0.80 | $-0.10 | ||
| Q2 24 | $0.69 | $-0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.0B |
| 总债务越低越好 | $160.9M | $152.4M |
| 股东权益账面价值 | $1.9B | $1.7B |
| 总资产 | $16.2B | $2.3B |
| 负债/权益比越低杠杆越低 | 0.08× | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资NBTBRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $976.7M | ||
| Q2 25 | — | $688.1M | ||
| Q1 25 | — | $428.4M | ||
| Q4 24 | — | $419.0M | ||
| Q3 24 | — | $442.4M | ||
| Q2 24 | — | $496.8M |
总债务NBTBRKLB
| Q1 26 | $160.9M | — | ||
| Q4 25 | — | $152.4M | ||
| Q3 25 | — | $347.0M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $345.9M | ||
| Q4 24 | — | $345.4M | ||
| Q3 24 | — | $61.2M | ||
| Q2 24 | — | $64.2M |
股东权益NBTBRKLB
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.9B | $1.7B | ||
| Q3 25 | $1.9B | $1.3B | ||
| Q2 25 | $1.8B | $688.5M | ||
| Q1 25 | $1.6B | $431.3M | ||
| Q4 24 | $1.5B | $382.5M | ||
| Q3 24 | $1.5B | $419.8M | ||
| Q2 24 | $1.5B | $455.2M |
总资产NBTBRKLB
| Q1 26 | $16.2B | — | ||
| Q4 25 | $16.0B | $2.3B | ||
| Q3 25 | $16.1B | $2.2B | ||
| Q2 25 | $16.0B | $1.6B | ||
| Q1 25 | $13.9B | $1.3B | ||
| Q4 24 | $13.8B | $1.2B | ||
| Q3 24 | $13.8B | $1.2B | ||
| Q2 24 | $13.5B | $1.2B |
负债/权益比NBTBRKLB
| Q1 26 | 0.08× | — | ||
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.50× | ||
| Q1 25 | — | 0.80× | ||
| Q4 24 | — | 0.90× | ||
| Q3 24 | — | 0.15× | ||
| Q2 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-64.5M |
| 自由现金流经营现金流 - 资本支出 | — | $-114.2M |
| 自由现金流率自由现金流/营收 | — | -63.6% |
| 资本支出强度资本支出/营收 | — | 27.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-321.8M |
8季度趋势，按日历期对齐
经营现金流NBTBRKLB
| Q1 26 | — | — | ||
| Q4 25 | $235.2M | $-64.5M | ||
| Q3 25 | $80.6M | $-23.5M | ||
| Q2 25 | $46.5M | $-23.2M | ||
| Q1 25 | $42.0M | $-54.2M | ||
| Q4 24 | $188.6M | $-2.4M | ||
| Q3 24 | $52.1M | $-30.9M | ||
| Q2 24 | $50.5M | $-13.0M |
自由现金流NBTBRKLB
| Q1 26 | — | — | ||
| Q4 25 | $218.9M | $-114.2M | ||
| Q3 25 | $74.3M | $-69.4M | ||
| Q2 25 | $44.1M | $-55.3M | ||
| Q1 25 | $38.3M | $-82.9M | ||
| Q4 24 | $176.8M | $-23.9M | ||
| Q3 24 | $47.8M | $-41.9M | ||
| Q2 24 | $49.1M | $-28.3M |
自由现金流率NBTBRKLB
| Q1 26 | — | — | ||
| Q4 25 | 118.2% | -63.6% | ||
| Q3 25 | 40.0% | -44.8% | ||
| Q2 25 | 25.8% | -38.3% | ||
| Q1 25 | 24.8% | -67.6% | ||
| Q4 24 | 119.0% | -18.1% | ||
| Q3 24 | 32.4% | -40.0% | ||
| Q2 24 | 35.0% | -26.7% |
资本支出强度NBTBRKLB
| Q1 26 | — | — | ||
| Q4 25 | 8.8% | 27.6% | ||
| Q3 25 | 3.4% | 29.6% | ||
| Q2 25 | 1.4% | 22.2% | ||
| Q1 25 | 2.4% | 23.4% | ||
| Q4 24 | 7.9% | 16.3% | ||
| Q3 24 | 2.9% | 10.5% | ||
| Q2 24 | 1.0% | 14.4% |
现金转化率NBTBRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 2.06× | — | ||
| Q1 25 | 1.14× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.37× | — | ||
| Q2 24 | 1.54× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NBTB
| Net Interest Income | $134.3M | 73% |
| Noninterest Income | $50.1M | 27% |
RKLB
| Products | $94.0M | 52% |
| Transferred Over Time | $87.3M | 49% |
