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nCino, Inc.（NCNO）与ROGERS CORP（ROG）财务数据对比。点击上方公司名可切换其他公司
ROGERS CORP的季度营收约是nCino, Inc.的1.3倍（$200.5M vs $152.2M），nCino, Inc.净利率更高（4.3% vs 2.2%，领先2.1%），nCino, Inc.同比增速更快（9.6% vs 5.2%），nCino, Inc.自由现金流更多（$4.9M vs $1.1M），过去两年nCino, Inc.的营收复合增速更高（10.9% vs -3.3%）
nCino, Inc.是一家总部位于美国北卡罗来纳州威尔明顿的全球金融科技企业，专注于提供云原生银行软件与核心银行平台，服务覆盖银行、信用合作社及各类大型金融机构，助力金融机构实现数字化运营升级。
罗杰斯公司是一家专注于特种工程材料研发生产的企业，总部位于美国亚利桑那州钱德勒市，其产品广泛应用于先进电子、移动通信、清洁能源、航空航天等多个高科技领域，为全球客户提供高性能材料解决方案。
NCNO vs ROG — 直观对比
营收规模更大
ROG
是对方的1.3倍
$152.2M
营收增速更快
NCNO
高出4.4%
5.2%
净利率更高
NCNO
高出2.1%
2.2%
自由现金流更多
NCNO
多$3.8M
$1.1M
两年增速更快
NCNO
近两年复合增速
-3.3%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $152.2M | $200.5M |
| 净利润 | $6.5M | $4.5M |
| 毛利率 | 61.6% | 32.2% |
| 营业利润率 | 7.7% | — |
| 净利率 | 4.3% | 2.2% |
| 营收同比 | 9.6% | 5.2% |
| 净利润同比 | 224.5% | 421.4% |
| 每股收益（稀释后） | $0.06 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NCNOROG
| Q1 26 | — | $200.5M | ||
| Q4 25 | $152.2M | $201.5M | ||
| Q3 25 | $148.8M | $216.0M | ||
| Q2 25 | $144.1M | $202.8M | ||
| Q1 25 | $141.4M | $190.5M | ||
| Q4 24 | $138.8M | $192.2M | ||
| Q3 24 | $132.4M | $210.3M | ||
| Q2 24 | $128.1M | $214.2M |
净利润NCNOROG
| Q1 26 | — | $4.5M | ||
| Q4 25 | $6.5M | $4.6M | ||
| Q3 25 | $-15.3M | $8.6M | ||
| Q2 25 | $5.6M | $-73.6M | ||
| Q1 25 | $-18.6M | $-1.4M | ||
| Q4 24 | $-5.3M | $-500.0K | ||
| Q3 24 | $-11.0M | $10.7M | ||
| Q2 24 | $-3.0M | $8.1M |
毛利率NCNOROG
| Q1 26 | — | 32.2% | ||
| Q4 25 | 61.6% | 31.5% | ||
| Q3 25 | 59.2% | 33.5% | ||
| Q2 25 | 60.0% | 31.6% | ||
| Q1 25 | 59.7% | 29.9% | ||
| Q4 24 | 61.3% | 32.1% | ||
| Q3 24 | 59.3% | 35.2% | ||
| Q2 24 | 60.0% | 34.1% |
营业利润率NCNOROG
| Q1 26 | — | — | ||
| Q4 25 | 7.7% | 3.5% | ||
| Q3 25 | -6.2% | 7.3% | ||
| Q2 25 | -1.0% | -33.3% | ||
| Q1 25 | -4.1% | -0.2% | ||
| Q4 24 | -0.6% | -6.6% | ||
| Q3 24 | -6.0% | 6.9% | ||
| Q2 24 | -2.9% | 5.3% |
净利率NCNOROG
| Q1 26 | — | 2.2% | ||
| Q4 25 | 4.3% | 2.3% | ||
| Q3 25 | -10.3% | 4.0% | ||
| Q2 25 | 3.9% | -36.3% | ||
| Q1 25 | -13.2% | -0.7% | ||
| Q4 24 | -3.8% | -0.3% | ||
| Q3 24 | -8.3% | 5.1% | ||
| Q2 24 | -2.3% | 3.8% |
每股收益（稀释后）NCNOROG
| Q1 26 | — | $0.25 | ||
| Q4 25 | $0.06 | $0.20 | ||
| Q3 25 | $-0.13 | $0.48 | ||
| Q2 25 | $0.05 | $-4.00 | ||
| Q1 25 | $-0.15 | $-0.08 | ||
| Q4 24 | $-0.05 | $-0.04 | ||
| Q3 24 | $-0.10 | $0.58 | ||
| Q2 24 | $-0.03 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $87.6M | $195.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.0B | $1.2B |
| 总资产 | $1.6B | $1.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NCNOROG
| Q1 26 | — | $195.8M | ||
| Q4 25 | $87.6M | $197.0M | ||
| Q3 25 | $122.9M | $167.8M | ||
| Q2 25 | $133.2M | $157.2M | ||
| Q1 25 | $120.9M | $175.6M | ||
| Q4 24 | $257.9M | $159.8M | ||
| Q3 24 | $121.4M | $146.4M | ||
| Q2 24 | $129.5M | $119.9M |
股东权益NCNOROG
| Q1 26 | — | $1.2B | ||
| Q4 25 | $1.0B | $1.2B | ||
| Q3 25 | $1.1B | $1.2B | ||
| Q2 25 | $1.1B | $1.2B | ||
| Q1 25 | $1.1B | $1.3B | ||
| Q4 24 | $1.1B | $1.3B | ||
| Q3 24 | $1.1B | $1.3B | ||
| Q2 24 | $1.1B | $1.3B |
总资产NCNOROG
| Q1 26 | — | $1.4B | ||
| Q4 25 | $1.6B | $1.4B | ||
| Q3 25 | $1.6B | $1.4B | ||
| Q2 25 | $1.7B | $1.5B | ||
| Q1 25 | $1.6B | $1.5B | ||
| Q4 24 | $1.5B | $1.5B | ||
| Q3 24 | $1.4B | $1.5B | ||
| Q2 24 | $1.4B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $5.1M | $5.8M |
| 自由现金流经营现金流 - 资本支出 | $4.9M | $1.1M |
| 自由现金流率自由现金流/营收 | 3.2% | 0.5% |
| 资本支出强度资本支出/营收 | 0.1% | 2.3% |
| 现金转化率经营现金流/净利润 | 0.78× | 1.29× |
| 过去12个月自由现金流最近4个季度 | $59.7M | $70.1M |
8季度趋势，按日历期对齐
经营现金流NCNOROG
| Q1 26 | — | $5.8M | ||
| Q4 25 | $5.1M | $46.9M | ||
| Q3 25 | $17.7M | $28.9M | ||
| Q2 25 | $54.3M | $13.7M | ||
| Q1 25 | $-10.0M | $11.7M | ||
| Q4 24 | $5.8M | $33.7M | ||
| Q3 24 | $5.0M | $42.4M | ||
| Q2 24 | $54.4M | $22.9M |
自由现金流NCNOROG
| Q1 26 | — | $1.1M | ||
| Q4 25 | $4.9M | $42.2M | ||
| Q3 25 | $12.6M | $21.2M | ||
| Q2 25 | $52.6M | $5.6M | ||
| Q1 25 | $-10.4M | $2.1M | ||
| Q4 24 | $5.1M | $18.3M | ||
| Q3 24 | $4.6M | $25.2M | ||
| Q2 24 | $54.1M | $8.8M |
自由现金流率NCNOROG
| Q1 26 | — | 0.5% | ||
| Q4 25 | 3.2% | 20.9% | ||
| Q3 25 | 8.5% | 9.8% | ||
| Q2 25 | 36.5% | 2.8% | ||
| Q1 25 | -7.3% | 1.1% | ||
| Q4 24 | 3.7% | 9.5% | ||
| Q3 24 | 3.4% | 12.0% | ||
| Q2 24 | 42.2% | 4.1% |
资本支出强度NCNOROG
| Q1 26 | — | 2.3% | ||
| Q4 25 | 0.1% | 2.3% | ||
| Q3 25 | 3.5% | 3.6% | ||
| Q2 25 | 1.2% | 4.0% | ||
| Q1 25 | 0.2% | 5.0% | ||
| Q4 24 | 0.5% | 8.0% | ||
| Q3 24 | 0.3% | 8.2% | ||
| Q2 24 | 0.3% | 6.6% |
现金转化率NCNOROG
| Q1 26 | — | 1.29× | ||
| Q4 25 | 0.78× | 10.20× | ||
| Q3 25 | — | 3.36× | ||
| Q2 25 | 9.77× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.96× | ||
| Q2 24 | — | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NCNO
| License And Service | $133.4M | 88% |
| Professional Services | $18.8M | 12% |
ROG
暂无分部数据
