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纽蒙特（NEM）与美国合众银行（USB）财务数据对比。点击上方公司名可切换其他公司
美国合众银行的季度营收约是纽蒙特的1.0倍（$7.4B vs $7.3B），美国合众银行净利率更高（27.8% vs 26.0%，领先1.7%），美国合众银行同比增速更快（5.1% vs -31.4%），过去两年纽蒙特的营收复合增速更高（28.8% vs 4.7%）
纽蒙特公司是总部位于美国科罗拉多州丹佛市的金矿企业，为全球规模最大的金矿开采集团。公司成立于1921年，在全球十余个国家持有金矿资产，还与巴里克矿业共同持有内华达金矿的部分股权，除黄金外也开采铜、银、锌、铅等多种金属。
美国合众银行是美国跨国银行机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为系统重要性机构，旗下核心运营主体提供银行、投资、按揭等多元金融服务。
NEM vs USB — 直观对比
营收规模更大
USB
是对方的1.0倍
$7.3B
营收增速更快
USB
高出36.5%
-31.4%
净利率更高
USB
高出1.7%
26.0%
两年增速更快
NEM
近两年复合增速
4.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $7.3B | $7.4B |
| 净利润 | $1.9B | $2.0B |
| 毛利率 | — | — |
| 营业利润率 | — | 34.4% |
| 净利率 | 26.0% | 27.8% |
| 营收同比 | -31.4% | 5.1% |
| 净利润同比 | -8.3% | 23.0% |
| 每股收益（稀释后） | $1.68 | $1.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NEMUSB
| Q1 26 | $7.3B | — | ||
| Q4 25 | $6.8B | $7.4B | ||
| Q3 25 | $5.5B | $7.3B | ||
| Q2 25 | $5.3B | $7.0B | ||
| Q1 25 | $5.0B | $7.0B | ||
| Q4 24 | $5.7B | $7.0B | ||
| Q3 24 | $4.6B | $6.9B | ||
| Q2 24 | $4.4B | $6.9B |
净利润NEMUSB
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.3B | $2.0B | ||
| Q3 25 | $1.8B | $2.0B | ||
| Q2 25 | $2.1B | $1.8B | ||
| Q1 25 | $1.9B | $1.7B | ||
| Q4 24 | $1.4B | $1.7B | ||
| Q3 24 | $922.0M | $1.7B | ||
| Q2 24 | $853.0M | $1.6B |
营业利润率NEMUSB
| Q1 26 | — | — | ||
| Q4 25 | 47.6% | 34.4% | ||
| Q3 25 | 45.4% | 34.5% | ||
| Q2 25 | 58.6% | 32.7% | ||
| Q1 25 | 49.3% | 31.0% | ||
| Q4 24 | 36.3% | 30.1% | ||
| Q3 24 | 23.0% | 30.2% | ||
| Q2 24 | 23.5% | 29.9% |
净利率NEMUSB
| Q1 26 | 26.0% | — | ||
| Q4 25 | 19.1% | 27.8% | ||
| Q3 25 | 33.2% | 27.3% | ||
| Q2 25 | 38.8% | 25.9% | ||
| Q1 25 | 37.7% | 24.6% | ||
| Q4 24 | 24.8% | 23.7% | ||
| Q3 24 | 20.0% | 25.0% | ||
| Q2 24 | 19.4% | 23.3% |
每股收益（稀释后）NEMUSB
| Q1 26 | $1.68 | — | ||
| Q4 25 | $1.19 | $1.26 | ||
| Q3 25 | $1.67 | $1.22 | ||
| Q2 25 | $1.85 | $1.11 | ||
| Q1 25 | $1.68 | $1.03 | ||
| Q4 24 | $1.23 | $1.01 | ||
| Q3 24 | $0.80 | $1.03 | ||
| Q2 24 | $0.74 | $0.97 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.7B | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $31.4B | $65.2B |
| 总资产 | $55.5B | $692.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NEMUSB
| Q1 26 | $4.7B | — | ||
| Q4 25 | $8.2B | — | ||
| Q3 25 | $6.0B | — | ||
| Q2 25 | $6.7B | — | ||
| Q1 25 | $4.7B | — | ||
| Q4 24 | $3.6B | — | ||
| Q3 24 | $3.1B | — | ||
| Q2 24 | $2.7B | — |
总债务NEMUSB
| Q1 26 | — | — | ||
| Q4 25 | $5.1B | — | ||
| Q3 25 | $5.2B | — | ||
| Q2 25 | $7.1B | — | ||
| Q1 25 | $7.5B | — | ||
| Q4 24 | $8.5B | — | ||
| Q3 24 | $8.6B | — | ||
| Q2 24 | $8.7B | — |
股东权益NEMUSB
| Q1 26 | $31.4B | — | ||
| Q4 25 | $33.9B | $65.2B | ||
| Q3 25 | $33.2B | $63.3B | ||
| Q2 25 | $32.1B | $61.4B | ||
| Q1 25 | $31.2B | $60.1B | ||
| Q4 24 | $29.9B | $58.6B | ||
| Q3 24 | $29.7B | $58.9B | ||
| Q2 24 | $29.4B | $56.4B |
总资产NEMUSB
| Q1 26 | $55.5B | — | ||
| Q4 25 | $57.1B | $692.3B | ||
| Q3 25 | $54.7B | $695.4B | ||
| Q2 25 | $55.2B | $686.4B | ||
| Q1 25 | $55.5B | $676.5B | ||
| Q4 24 | $56.3B | $678.3B | ||
| Q3 24 | $56.2B | $686.5B | ||
| Q2 24 | $55.7B | $680.1B |
负债/权益比NEMUSB
| Q1 26 | — | — | ||
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.16× | — | ||
| Q2 25 | 0.22× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.30× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.8B |
| 自由现金流经营现金流 - 资本支出 | $1.2B | — |
| 自由现金流率自由现金流/营收 | 16.5% | — |
| 资本支出强度资本支出/营收 | 11.3% | — |
| 现金转化率经营现金流/净利润 | — | 1.39× |
| 过去12个月自由现金流最近4个季度 | $7.3B | — |
8季度趋势，按日历期对齐
经营现金流NEMUSB
| Q1 26 | — | — | ||
| Q4 25 | $3.6B | $2.8B | ||
| Q3 25 | $2.3B | $3.4B | ||
| Q2 25 | $2.4B | $2.0B | ||
| Q1 25 | $2.0B | $-285.0M | ||
| Q4 24 | $2.5B | $4.8B | ||
| Q3 24 | $1.6B | $972.0M | ||
| Q2 24 | $1.4B | $2.9B |
自由现金流NEMUSB
| Q1 26 | $1.2B | — | ||
| Q4 25 | $2.8B | — | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $771.0M | — | ||
| Q2 24 | $628.0M | — |
自由现金流率NEMUSB
| Q1 26 | 16.5% | — | ||
| Q4 25 | 41.3% | — | ||
| Q3 25 | 28.4% | — | ||
| Q2 25 | 32.2% | — | ||
| Q1 25 | 24.1% | — | ||
| Q4 24 | 28.9% | — | ||
| Q3 24 | 16.7% | — | ||
| Q2 24 | 14.3% | — |
资本支出强度NEMUSB
| Q1 26 | 11.3% | — | ||
| Q4 25 | 11.9% | — | ||
| Q3 25 | 13.2% | — | ||
| Q2 25 | 12.7% | — | ||
| Q1 25 | 16.5% | — | ||
| Q4 24 | 15.5% | — | ||
| Q3 24 | 19.0% | — | ||
| Q2 24 | 18.2% | — |
现金转化率NEMUSB
| Q1 26 | — | — | ||
| Q4 25 | 2.78× | 1.39× | ||
| Q3 25 | 1.25× | 1.69× | ||
| Q2 25 | 1.16× | 1.12× | ||
| Q1 25 | 1.07× | -0.17× | ||
| Q4 24 | 1.79× | 2.87× | ||
| Q3 24 | 1.79× | 0.57× | ||
| Q2 24 | 1.67× | 1.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NEM
| Consolidated gold sales, net | $6.0B | 83% |
| Other | $506.0M | 7% |
| Consolidated copper sales, net | $354.0M | 5% |
| Consolidated silver sales, net | $188.0M | 3% |
| Consolidated zinc sales, net | $181.0M | 2% |
| Consolidated lead sales, net | $42.0M | 1% |
USB
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