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Cloudflare, Inc.（NET）与PROSPERITY BANCSHARES INC（PB）财务数据对比。点击上方公司名可切换其他公司
Cloudflare, Inc.的季度营收约是PROSPERITY BANCSHARES INC的1.7倍（$614.5M vs $367.6M），PROSPERITY BANCSHARES INC净利率更高（31.6% vs -2.0%，领先33.6%），过去两年Cloudflare, Inc.的营收复合增速更高（27.4% vs 19.2%）
Cloudflare是总部位于美国加利福尼亚州旧金山的科技企业，提供内容分发网络（CDN）、云网络安全、DDoS防护等多元互联网服务，同时是ICANN认证的域名注册商。其服务作为网站访客与客户托管服务商之间的反向代理，可有效提升访问性能，抵御恶意流量。
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
NET vs PB — 直观对比
营收规模更大
NET
是对方的1.7倍
$367.6M
净利率更高
PB
高出33.6%
-2.0%
两年增速更快
NET
近两年复合增速
19.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $614.5M | $367.6M |
| 净利润 | $-12.1M | $116.3M |
| 毛利率 | 73.6% | — |
| 营业利润率 | -8.0% | — |
| 净利率 | -2.0% | 31.6% |
| 营收同比 | 33.6% | — |
| 净利润同比 | 6.0% | -10.7% |
| 每股收益（稀释后） | $-0.03 | $1.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NETPB
| Q1 26 | — | $367.6M | ||
| Q4 25 | $614.5M | $275.0M | ||
| Q3 25 | $562.0M | $273.4M | ||
| Q2 25 | $512.3M | $267.7M | ||
| Q1 25 | $479.1M | $265.4M | ||
| Q4 24 | $459.9M | $267.8M | ||
| Q3 24 | $430.1M | $261.7M | ||
| Q2 24 | $401.0M | $258.8M |
净利润NETPB
| Q1 26 | — | $116.3M | ||
| Q4 25 | $-12.1M | $139.9M | ||
| Q3 25 | $-1.3M | $137.6M | ||
| Q2 25 | $-50.4M | $135.2M | ||
| Q1 25 | $-38.5M | $130.2M | ||
| Q4 24 | $-12.8M | $130.1M | ||
| Q3 24 | $-15.3M | $127.3M | ||
| Q2 24 | $-15.1M | $111.6M |
毛利率NETPB
| Q1 26 | — | — | ||
| Q4 25 | 73.6% | — | ||
| Q3 25 | 74.0% | — | ||
| Q2 25 | 74.9% | — | ||
| Q1 25 | 75.9% | — | ||
| Q4 24 | 76.4% | — | ||
| Q3 24 | 77.7% | — | ||
| Q2 24 | 77.8% | — |
营业利润率NETPB
| Q1 26 | — | — | ||
| Q4 25 | -8.0% | 65.1% | ||
| Q3 25 | -6.7% | 64.4% | ||
| Q2 25 | -13.1% | 64.3% | ||
| Q1 25 | -11.1% | 62.7% | ||
| Q4 24 | -7.5% | 62.0% | ||
| Q3 24 | -7.2% | 62.1% | ||
| Q2 24 | -8.7% | 55.2% |
净利率NETPB
| Q1 26 | — | 31.6% | ||
| Q4 25 | -2.0% | 50.9% | ||
| Q3 25 | -0.2% | 50.3% | ||
| Q2 25 | -9.8% | 50.5% | ||
| Q1 25 | -8.0% | 49.1% | ||
| Q4 24 | -2.8% | 48.6% | ||
| Q3 24 | -3.6% | 48.6% | ||
| Q2 24 | -3.8% | 43.1% |
每股收益（稀释后）NETPB
| Q1 26 | — | $1.16 | ||
| Q4 25 | $-0.03 | $1.48 | ||
| Q3 25 | $0.00 | $1.45 | ||
| Q2 25 | $-0.15 | $1.42 | ||
| Q1 25 | $-0.11 | $1.37 | ||
| Q4 24 | $-0.05 | $1.36 | ||
| Q3 24 | $-0.04 | $1.34 | ||
| Q2 24 | $-0.04 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $943.5M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.5B | $8.2B |
| 总资产 | $6.0B | $43.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NETPB
| Q1 26 | — | — | ||
| Q4 25 | $943.5M | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $204.5M | — | ||
| Q4 24 | $147.7M | — | ||
| Q3 24 | $182.9M | — | ||
| Q2 24 | $157.0M | — |
股东权益NETPB
| Q1 26 | — | $8.2B | ||
| Q4 25 | $1.5B | $7.6B | ||
| Q3 25 | $1.3B | $7.7B | ||
| Q2 25 | $1.2B | $7.6B | ||
| Q1 25 | $1.4B | $7.5B | ||
| Q4 24 | $1.0B | $7.4B | ||
| Q3 24 | $973.1M | $7.4B | ||
| Q2 24 | $881.5M | $7.3B |
总资产NETPB
| Q1 26 | — | $43.6B | ||
| Q4 25 | $6.0B | $38.5B | ||
| Q3 25 | $5.8B | $38.3B | ||
| Q2 25 | $5.6B | $38.4B | ||
| Q1 25 | $3.7B | $38.8B | ||
| Q4 24 | $3.3B | $39.6B | ||
| Q3 24 | $3.1B | $40.1B | ||
| Q2 24 | $2.9B | $39.8B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $190.4M | — |
| 自由现金流经营现金流 - 资本支出 | $105.2M | — |
| 自由现金流率自由现金流/营收 | 17.1% | — |
| 资本支出强度资本支出/营收 | 13.9% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $287.5M | — |
8季度趋势，按日历期对齐
经营现金流NETPB
| Q1 26 | — | — | ||
| Q4 25 | $190.4M | $78.3M | ||
| Q3 25 | $167.1M | $194.8M | ||
| Q2 25 | $99.8M | $98.2M | ||
| Q1 25 | $145.8M | $178.2M | ||
| Q4 24 | $127.3M | $-205.8M | ||
| Q3 24 | $104.7M | $274.6M | ||
| Q2 24 | $74.8M | $216.5M |
自由现金流NETPB
| Q1 26 | — | — | ||
| Q4 25 | $105.2M | $68.5M | ||
| Q3 25 | $82.5M | $185.7M | ||
| Q2 25 | $39.9M | $91.8M | ||
| Q1 25 | $59.9M | $171.1M | ||
| Q4 24 | $54.2M | $-210.7M | ||
| Q3 24 | $54.5M | $270.2M | ||
| Q2 24 | $45.2M | $211.8M |
自由现金流率NETPB
| Q1 26 | — | — | ||
| Q4 25 | 17.1% | 24.9% | ||
| Q3 25 | 14.7% | 67.9% | ||
| Q2 25 | 7.8% | 34.3% | ||
| Q1 25 | 12.5% | 64.5% | ||
| Q4 24 | 11.8% | -78.7% | ||
| Q3 24 | 12.7% | 103.3% | ||
| Q2 24 | 11.3% | 81.8% |
资本支出强度NETPB
| Q1 26 | — | — | ||
| Q4 25 | 13.9% | 3.6% | ||
| Q3 25 | 15.1% | 3.3% | ||
| Q2 25 | 11.7% | 2.4% | ||
| Q1 25 | 17.9% | 2.7% | ||
| Q4 24 | 15.9% | 1.8% | ||
| Q3 24 | 11.7% | 1.7% | ||
| Q2 24 | 7.4% | 1.8% |
现金转化率NETPB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.56× | ||
| Q3 25 | — | 1.42× | ||
| Q2 25 | — | 0.73× | ||
| Q1 25 | — | 1.37× | ||
| Q4 24 | — | -1.58× | ||
| Q3 24 | — | 2.16× | ||
| Q2 24 | — | 1.94× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NET
| Sales Channel Directly To Consumer | $438.5M | 71% |
| Sales Channel Through Intermediary | $176.0M | 29% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
