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NewtekOne, Inc.（NEWT）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
Repay Holdings Corp的季度营收约是NewtekOne, Inc.的1.1倍（$78.6M vs $73.3M），NewtekOne, Inc.净利率更高（111.8% vs -178.3%，领先290.1%），Repay Holdings Corp同比增速更快（0.4% vs -2.7%），Repay Holdings Corp自由现金流更多（$23.2M vs $-579.3M），过去两年NewtekOne, Inc.的营收复合增速更高（12.2% vs -1.3%）
纽泰克是一家总部位于美国得克萨斯州圣安东尼奥的软硬件企业，专注于为个人电脑提供直播、后期制作视频工具及视觉成像软件。公司由蒂姆·杰尼森与保罗·蒙哥马利于1985年在美国堪萨斯州托皮卡创立，2019年4月宣布被Vizrt收购。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
NEWT vs RPAY — 直观对比
营收规模更大
RPAY
是对方的1.1倍
$73.3M
营收增速更快
RPAY
高出3.1%
-2.7%
净利率更高
NEWT
高出290.1%
-178.3%
自由现金流更多
RPAY
多$602.6M
$-579.3M
两年增速更快
NEWT
近两年复合增速
-1.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $73.3M | $78.6M |
| 净利润 | $19.5M | $-140.1M |
| 毛利率 | — | 74.2% |
| 营业利润率 | — | -182.2% |
| 净利率 | 111.8% | -178.3% |
| 营收同比 | -2.7% | 0.4% |
| 净利润同比 | 6.6% | -3304.1% |
| 每股收益（稀释后） | $0.64 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NEWTRPAY
| Q4 25 | $73.3M | $78.6M | ||
| Q3 25 | $74.9M | $77.7M | ||
| Q2 25 | $70.2M | $75.6M | ||
| Q1 25 | $66.3M | $77.3M | ||
| Q4 24 | $75.4M | $78.3M | ||
| Q3 24 | $62.8M | $79.1M | ||
| Q2 24 | $61.1M | $74.9M | ||
| Q1 24 | $58.3M | $80.7M |
净利润NEWTRPAY
| Q4 25 | $19.5M | $-140.1M | ||
| Q3 25 | $17.9M | $-6.4M | ||
| Q2 25 | $13.7M | $-102.3M | ||
| Q1 25 | $9.4M | $-7.9M | ||
| Q4 24 | $18.3M | $-4.1M | ||
| Q3 24 | $11.9M | $3.2M | ||
| Q2 24 | $10.9M | $-4.1M | ||
| Q1 24 | $9.7M | $-5.2M |
毛利率NEWTRPAY
| Q4 25 | — | 74.2% | ||
| Q3 25 | — | 74.4% | ||
| Q2 25 | — | 75.7% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.3% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 78.2% | ||
| Q1 24 | — | 76.2% |
营业利润率NEWTRPAY
| Q4 25 | — | -182.2% | ||
| Q3 25 | — | -3.9% | ||
| Q2 25 | — | -138.7% | ||
| Q1 25 | — | -4.7% | ||
| Q4 24 | — | -1.5% | ||
| Q3 24 | — | -0.9% | ||
| Q2 24 | — | -4.6% | ||
| Q1 24 | — | -3.1% |
净利率NEWTRPAY
| Q4 25 | 111.8% | -178.3% | ||
| Q3 25 | 23.9% | -8.3% | ||
| Q2 25 | 19.5% | -135.2% | ||
| Q1 25 | 14.1% | -10.3% | ||
| Q4 24 | 24.3% | -5.3% | ||
| Q3 24 | 19.0% | 4.1% | ||
| Q2 24 | 17.9% | -5.4% | ||
| Q1 24 | 16.6% | -6.5% |
每股收益（稀释后）NEWTRPAY
| Q4 25 | $0.64 | $-1.68 | ||
| Q3 25 | $0.67 | $-0.08 | ||
| Q2 25 | $0.52 | $-1.15 | ||
| Q1 25 | $0.35 | $-0.09 | ||
| Q4 24 | $0.70 | $-0.04 | ||
| Q3 24 | $0.45 | $0.03 | ||
| Q2 24 | $0.43 | $-0.04 | ||
| Q1 24 | $0.38 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | $819.9M | $280.1M |
| 股东权益账面价值 | $397.6M | $484.4M |
| 总资产 | $2.7B | $1.2B |
| 负债/权益比越低杠杆越低 | 2.06× | 0.58× |
8季度趋势，按日历期对齐
现金及短期投资NEWTRPAY
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $95.7M | ||
| Q2 25 | — | $162.6M | ||
| Q1 25 | — | $165.5M | ||
| Q4 24 | — | $189.5M | ||
| Q3 24 | — | $168.7M | ||
| Q2 24 | — | $147.1M | ||
| Q1 24 | — | $128.3M |
总债务NEWTRPAY
| Q4 25 | $819.9M | $280.1M | ||
| Q3 25 | $748.5M | $279.5M | ||
| Q2 25 | $657.3M | $279.0M | ||
| Q1 25 | $774.0M | $497.6M | ||
| Q4 24 | $708.0M | $496.8M | ||
| Q3 24 | $655.8M | $496.2M | ||
| Q2 24 | $652.0M | $435.6M | ||
| Q1 24 | $662.5M | $434.9M |
股东权益NEWTRPAY
| Q4 25 | $397.6M | $484.4M | ||
| Q3 25 | $386.7M | $616.9M | ||
| Q2 25 | $312.2M | $633.7M | ||
| Q1 25 | $302.3M | $755.7M | ||
| Q4 24 | $296.3M | $761.3M | ||
| Q3 24 | $281.8M | $754.7M | ||
| Q2 24 | $274.0M | $815.4M | ||
| Q1 24 | $254.1M | $813.8M |
总资产NEWTRPAY
| Q4 25 | $2.7B | $1.2B | ||
| Q3 25 | $2.4B | $1.3B | ||
| Q2 25 | $2.1B | $1.4B | ||
| Q1 25 | $2.1B | $1.5B | ||
| Q4 24 | $2.1B | $1.6B | ||
| Q3 24 | $1.7B | $1.6B | ||
| Q2 24 | $1.6B | $1.5B | ||
| Q1 24 | $1.5B | $1.5B |
负债/权益比NEWTRPAY
| Q4 25 | 2.06× | 0.58× | ||
| Q3 25 | 1.94× | 0.45× | ||
| Q2 25 | 2.11× | 0.44× | ||
| Q1 25 | 2.56× | 0.66× | ||
| Q4 24 | 2.39× | 0.65× | ||
| Q3 24 | 2.33× | 0.66× | ||
| Q2 24 | 2.38× | 0.53× | ||
| Q1 24 | 2.61× | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-579.2M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $-579.3M | $23.2M |
| 自由现金流率自由现金流/营收 | -790.0% | 29.6% |
| 资本支出强度资本支出/营收 | 0.1% | 0.1% |
| 现金转化率经营现金流/净利润 | -29.64× | — |
| 过去12个月自由现金流最近4个季度 | $-1.0B | $90.7M |
8季度趋势，按日历期对齐
经营现金流NEWTRPAY
| Q4 25 | $-579.2M | $23.3M | ||
| Q3 25 | $-167.3M | $32.2M | ||
| Q2 25 | $-199.8M | $33.1M | ||
| Q1 25 | $-60.7M | $2.5M | ||
| Q4 24 | $-153.0M | $34.3M | ||
| Q3 24 | $-25.7M | $60.1M | ||
| Q2 24 | $2.9M | $31.0M | ||
| Q1 24 | $-38.7M | $24.8M |
自由现金流NEWTRPAY
| Q4 25 | $-579.3M | $23.2M | ||
| Q3 25 | $-167.3M | $32.1M | ||
| Q2 25 | $-199.9M | $33.0M | ||
| Q1 25 | $-60.7M | $2.4M | ||
| Q4 24 | $-153.5M | $34.0M | ||
| Q3 24 | $-25.9M | $59.8M | ||
| Q2 24 | $2.9M | $30.5M | ||
| Q1 24 | $-38.7M | $24.7M |
自由现金流率NEWTRPAY
| Q4 25 | -790.0% | 29.6% | ||
| Q3 25 | -223.3% | 41.3% | ||
| Q2 25 | -284.7% | 43.6% | ||
| Q1 25 | -91.6% | 3.0% | ||
| Q4 24 | -203.6% | 43.5% | ||
| Q3 24 | -41.2% | 75.6% | ||
| Q2 24 | 4.7% | 40.7% | ||
| Q1 24 | -66.5% | 30.6% |
资本支出强度NEWTRPAY
| Q4 25 | 0.1% | 0.1% | ||
| Q3 25 | 0.0% | 0.2% | ||
| Q2 25 | 0.1% | 0.1% | ||
| Q1 25 | 0.1% | 0.2% | ||
| Q4 24 | 0.6% | 0.3% | ||
| Q3 24 | 0.4% | 0.3% | ||
| Q2 24 | 0.1% | 0.6% | ||
| Q1 24 | 0.1% | 0.1% |
现金转化率NEWTRPAY
| Q4 25 | -29.64× | — | ||
| Q3 25 | -9.35× | — | ||
| Q2 25 | -14.58× | — | ||
| Q1 25 | -6.48× | — | ||
| Q4 24 | -8.35× | — | ||
| Q3 24 | -2.15× | 18.52× | ||
| Q2 24 | 0.27× | — | ||
| Q1 24 | -4.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NEWT
暂无分部数据
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
