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Natural Grocers by Vitamin Cottage, Inc.（NGVC）与PROSPERITY BANCSHARES INC（PB）财务数据对比。点击上方公司名可切换其他公司
PROSPERITY BANCSHARES INC的季度营收约是Natural Grocers by Vitamin Cottage, Inc.的1.1倍（$367.6M vs $335.6M），PROSPERITY BANCSHARES INC净利率更高（31.6% vs 3.4%，领先28.2%），过去两年PROSPERITY BANCSHARES INC的营收复合增速更高（19.2% vs 4.4%）
Natural Grocers by Vitamin Cottage, Inc.是美国本土的特色零售连锁企业，主营认证有机食品、膳食补充剂、天然个护及环保家居类产品，面向健康意识较强的消费群体，门店覆盖美国多州，执行严格品控标准，拒绝售卖含人工添加剂的商品。
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
NGVC vs PB — 直观对比
营收规模更大
PB
是对方的1.1倍
$335.6M
净利率更高
PB
高出28.2%
3.4%
两年增速更快
PB
近两年复合增速
4.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $335.6M | $367.6M |
| 净利润 | $11.3M | $116.3M |
| 毛利率 | 29.5% | — |
| 营业利润率 | 4.4% | — |
| 净利率 | 3.4% | 31.6% |
| 营收同比 | 1.6% | — |
| 净利润同比 | 14.0% | -10.7% |
| 每股收益（稀释后） | $0.49 | $1.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NGVCPB
| Q1 26 | — | $367.6M | ||
| Q4 25 | $335.6M | $275.0M | ||
| Q3 25 | $336.1M | $273.4M | ||
| Q2 25 | $328.7M | $267.7M | ||
| Q1 25 | $335.8M | $265.4M | ||
| Q4 24 | $330.2M | $267.8M | ||
| Q3 24 | $322.7M | $261.7M | ||
| Q2 24 | $309.1M | $258.8M |
净利润NGVCPB
| Q1 26 | — | $116.3M | ||
| Q4 25 | $11.3M | $139.9M | ||
| Q3 25 | $11.8M | $137.6M | ||
| Q2 25 | $11.6M | $135.2M | ||
| Q1 25 | $13.1M | $130.2M | ||
| Q4 24 | $9.9M | $130.1M | ||
| Q3 24 | $9.0M | $127.3M | ||
| Q2 24 | $9.2M | $111.6M |
毛利率NGVCPB
| Q1 26 | — | — | ||
| Q4 25 | 29.5% | — | ||
| Q3 25 | 29.5% | — | ||
| Q2 25 | 29.9% | — | ||
| Q1 25 | 30.3% | — | ||
| Q4 24 | 29.9% | — | ||
| Q3 24 | 29.6% | — | ||
| Q2 24 | 29.2% | — |
营业利润率NGVCPB
| Q1 26 | — | — | ||
| Q4 25 | 4.4% | 65.1% | ||
| Q3 25 | 4.6% | 64.4% | ||
| Q2 25 | 4.7% | 64.3% | ||
| Q1 25 | 5.2% | 62.7% | ||
| Q4 24 | 4.0% | 62.0% | ||
| Q3 24 | 3.7% | 62.1% | ||
| Q2 24 | 4.2% | 55.2% |
净利率NGVCPB
| Q1 26 | — | 31.6% | ||
| Q4 25 | 3.4% | 50.9% | ||
| Q3 25 | 3.5% | 50.3% | ||
| Q2 25 | 3.5% | 50.5% | ||
| Q1 25 | 3.9% | 49.1% | ||
| Q4 24 | 3.0% | 48.6% | ||
| Q3 24 | 2.8% | 48.6% | ||
| Q2 24 | 3.0% | 43.1% |
每股收益（稀释后）NGVCPB
| Q1 26 | — | $1.16 | ||
| Q4 25 | $0.49 | $1.48 | ||
| Q3 25 | $0.51 | $1.45 | ||
| Q2 25 | $0.50 | $1.42 | ||
| Q1 25 | $0.56 | $1.37 | ||
| Q4 24 | $0.43 | $1.36 | ||
| Q3 24 | $0.38 | $1.34 | ||
| Q2 24 | $0.40 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $23.2M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $220.0M | $8.2B |
| 总资产 | $668.6M | $43.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NGVCPB
| Q1 26 | — | — | ||
| Q4 25 | $23.2M | — | ||
| Q3 25 | $17.1M | — | ||
| Q2 25 | $13.2M | — | ||
| Q1 25 | $21.2M | — | ||
| Q4 24 | $6.3M | — | ||
| Q3 24 | $8.9M | — | ||
| Q2 24 | $13.9M | — |
股东权益NGVCPB
| Q1 26 | — | $8.2B | ||
| Q4 25 | $220.0M | $7.6B | ||
| Q3 25 | $212.4M | $7.7B | ||
| Q2 25 | $202.5M | $7.6B | ||
| Q1 25 | $193.0M | $7.5B | ||
| Q4 24 | $181.9M | $7.4B | ||
| Q3 24 | $174.3M | $7.4B | ||
| Q2 24 | $167.8M | $7.3B |
总资产NGVCPB
| Q1 26 | — | $43.6B | ||
| Q4 25 | $668.6M | $38.5B | ||
| Q3 25 | $670.5M | $38.3B | ||
| Q2 25 | $659.0M | $38.4B | ||
| Q1 25 | $664.6M | $38.8B | ||
| Q4 24 | $648.9M | $39.6B | ||
| Q3 24 | $655.5M | $40.1B | ||
| Q2 24 | $654.4M | $39.8B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.1M | — |
| 自由现金流经营现金流 - 资本支出 | $11.6M | — |
| 自由现金流率自由现金流/营收 | 3.4% | — |
| 资本支出强度资本支出/营收 | 2.9% | — |
| 现金转化率经营现金流/净利润 | 1.86× | — |
| 过去12个月自由现金流最近4个季度 | $42.6M | — |
8季度趋势，按日历期对齐
经营现金流NGVCPB
| Q1 26 | — | — | ||
| Q4 25 | $21.1M | $78.3M | ||
| Q3 25 | $15.6M | $194.8M | ||
| Q2 25 | $2.9M | $98.2M | ||
| Q1 25 | $34.1M | $178.2M | ||
| Q4 24 | $2.7M | $-205.8M | ||
| Q3 24 | $24.5M | $274.6M | ||
| Q2 24 | $12.4M | $216.5M |
自由现金流NGVCPB
| Q1 26 | — | — | ||
| Q4 25 | $11.6M | $68.5M | ||
| Q3 25 | $7.5M | $185.7M | ||
| Q2 25 | $-4.2M | $91.8M | ||
| Q1 25 | $27.6M | $171.1M | ||
| Q4 24 | $-6.9M | $-210.7M | ||
| Q3 24 | $18.0M | $270.2M | ||
| Q2 24 | $3.6M | $211.8M |
自由现金流率NGVCPB
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 24.9% | ||
| Q3 25 | 2.2% | 67.9% | ||
| Q2 25 | -1.3% | 34.3% | ||
| Q1 25 | 8.2% | 64.5% | ||
| Q4 24 | -2.1% | -78.7% | ||
| Q3 24 | 5.6% | 103.3% | ||
| Q2 24 | 1.2% | 81.8% |
资本支出强度NGVCPB
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 3.6% | ||
| Q3 25 | 2.4% | 3.3% | ||
| Q2 25 | 2.2% | 2.4% | ||
| Q1 25 | 1.9% | 2.7% | ||
| Q4 24 | 2.9% | 1.8% | ||
| Q3 24 | 2.0% | 1.7% | ||
| Q2 24 | 2.9% | 1.8% |
现金转化率NGVCPB
| Q1 26 | — | — | ||
| Q4 25 | 1.86× | 0.56× | ||
| Q3 25 | 1.32× | 1.42× | ||
| Q2 25 | 0.25× | 0.73× | ||
| Q1 25 | 2.60× | 1.37× | ||
| Q4 24 | 0.27× | -1.58× | ||
| Q3 24 | 2.72× | 2.16× | ||
| Q2 24 | 1.35× | 1.94× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NGVC
| Grocery | $243.8M | 73% |
| Dietary Supplements | $60.7M | 18% |
| Manufactured Product Other | $31.0M | 9% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
