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Natural Grocers by Vitamin Cottage, Inc.（NGVC）与RENASANT CORP（RNST）财务数据对比。点击上方公司名可切换其他公司
Natural Grocers by Vitamin Cottage, Inc.的季度营收约是RENASANT CORP的1.2倍（$335.6M vs $273.8M），RENASANT CORP净利率更高（32.2% vs 3.4%，领先28.8%），过去两年RENASANT CORP的营收复合增速更高（29.3% vs 4.4%）
Natural Grocers by Vitamin Cottage, Inc.是美国本土的特色零售连锁企业，主营认证有机食品、膳食补充剂、天然个护及环保家居类产品，面向健康意识较强的消费群体，门店覆盖美国多州，执行严格品控标准，拒绝售卖含人工添加剂的商品。
瑞耐桑特银行是美国密西西比州图珀洛的区域商业金融机构，母公司为瑞耐桑特公司，在阿拉巴马、佛罗里达、佐治亚、密西西比、路易斯安那、田纳西、北卡罗来纳、南卡罗来纳八州拥有280多家分支机构，旗下还运营内容平台“瑞耐桑特国度”，发布博客及节目内容。
NGVC vs RNST — 直观对比
营收规模更大
NGVC
是对方的1.2倍
$273.8M
净利率更高
RNST
高出28.8%
3.4%
两年增速更快
RNST
近两年复合增速
4.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $335.6M | $273.8M |
| 净利润 | $11.3M | $88.2M |
| 毛利率 | 29.5% | — |
| 营业利润率 | 4.4% | — |
| 净利率 | 3.4% | 32.2% |
| 营收同比 | 1.6% | — |
| 净利润同比 | 14.0% | 112.5% |
| 每股收益（稀释后） | $0.49 | $0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NGVCRNST
| Q1 26 | — | $273.8M | ||
| Q4 25 | $335.6M | $278.4M | ||
| Q3 25 | $336.1M | $269.5M | ||
| Q2 25 | $328.7M | $267.2M | ||
| Q1 25 | $335.8M | $170.7M | ||
| Q4 24 | $330.2M | $167.1M | ||
| Q3 24 | $322.7M | $220.3M | ||
| Q2 24 | $309.1M | $163.8M |
净利润NGVCRNST
| Q1 26 | — | $88.2M | ||
| Q4 25 | $11.3M | $78.9M | ||
| Q3 25 | $11.8M | $59.8M | ||
| Q2 25 | $11.6M | $1.0M | ||
| Q1 25 | $13.1M | $41.5M | ||
| Q4 24 | $9.9M | $44.7M | ||
| Q3 24 | $9.0M | $72.5M | ||
| Q2 24 | $9.2M | $38.8M |
毛利率NGVCRNST
| Q1 26 | — | — | ||
| Q4 25 | 29.5% | — | ||
| Q3 25 | 29.5% | — | ||
| Q2 25 | 29.9% | — | ||
| Q1 25 | 30.3% | — | ||
| Q4 24 | 29.9% | — | ||
| Q3 24 | 29.6% | — | ||
| Q2 24 | 29.2% | — |
营业利润率NGVCRNST
| Q1 26 | — | — | ||
| Q4 25 | 4.4% | 34.8% | ||
| Q3 25 | 4.6% | 27.9% | ||
| Q2 25 | 4.7% | 1.0% | ||
| Q1 25 | 5.2% | 30.4% | ||
| Q4 24 | 4.0% | 29.8% | ||
| Q3 24 | 3.7% | 44.2% | ||
| Q2 24 | 4.2% | 29.6% |
净利率NGVCRNST
| Q1 26 | — | 32.2% | ||
| Q4 25 | 3.4% | 28.4% | ||
| Q3 25 | 3.5% | 22.2% | ||
| Q2 25 | 3.5% | 0.4% | ||
| Q1 25 | 3.9% | 24.3% | ||
| Q4 24 | 3.0% | 26.8% | ||
| Q3 24 | 2.8% | 32.9% | ||
| Q2 24 | 3.0% | 23.7% |
每股收益（稀释后）NGVCRNST
| Q1 26 | — | $0.94 | ||
| Q4 25 | $0.49 | $0.78 | ||
| Q3 25 | $0.51 | $0.63 | ||
| Q2 25 | $0.50 | $0.01 | ||
| Q1 25 | $0.56 | $0.65 | ||
| Q4 24 | $0.43 | $0.70 | ||
| Q3 24 | $0.38 | $1.18 | ||
| Q2 24 | $0.40 | $0.69 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $23.2M | $1.2B |
| 总债务越低越好 | — | $806.2M |
| 股东权益账面价值 | $220.0M | $3.9B |
| 总资产 | $668.6M | $27.1B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资NGVCRNST
| Q1 26 | — | $1.2B | ||
| Q4 25 | $23.2M | $1.1B | ||
| Q3 25 | $17.1M | $1.1B | ||
| Q2 25 | $13.2M | $1.4B | ||
| Q1 25 | $21.2M | $1.1B | ||
| Q4 24 | $6.3M | $1.1B | ||
| Q3 24 | $8.9M | $1.3B | ||
| Q2 24 | $13.9M | $851.9M |
总债务NGVCRNST
| Q1 26 | — | $806.2M | ||
| Q4 25 | — | $499.8M | ||
| Q3 25 | — | $558.9M | ||
| Q2 25 | — | $557.0M | ||
| Q1 25 | — | $433.3M | ||
| Q4 24 | — | $430.6M | ||
| Q3 24 | — | $433.2M | ||
| Q2 24 | — | $428.7M |
股东权益NGVCRNST
| Q1 26 | — | $3.9B | ||
| Q4 25 | $220.0M | $3.9B | ||
| Q3 25 | $212.4M | $3.8B | ||
| Q2 25 | $202.5M | $3.8B | ||
| Q1 25 | $193.0M | $2.7B | ||
| Q4 24 | $181.9M | $2.7B | ||
| Q3 24 | $174.3M | $2.7B | ||
| Q2 24 | $167.8M | $2.4B |
总资产NGVCRNST
| Q1 26 | — | $27.1B | ||
| Q4 25 | $668.6M | $26.8B | ||
| Q3 25 | $670.5M | $26.7B | ||
| Q2 25 | $659.0M | $26.6B | ||
| Q1 25 | $664.6M | $18.3B | ||
| Q4 24 | $648.9M | $18.0B | ||
| Q3 24 | $655.5M | $18.0B | ||
| Q2 24 | $654.4M | $17.5B |
负债/权益比NGVCRNST
| Q1 26 | — | 0.21× | ||
| Q4 25 | — | 0.13× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.18× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.1M | — |
| 自由现金流经营现金流 - 资本支出 | $11.6M | — |
| 自由现金流率自由现金流/营收 | 3.4% | — |
| 资本支出强度资本支出/营收 | 2.9% | — |
| 现金转化率经营现金流/净利润 | 1.86× | — |
| 过去12个月自由现金流最近4个季度 | $42.6M | — |
8季度趋势，按日历期对齐
经营现金流NGVCRNST
| Q1 26 | — | — | ||
| Q4 25 | $21.1M | $271.5M | ||
| Q3 25 | $15.6M | $135.5M | ||
| Q2 25 | $2.9M | $-77.3M | ||
| Q1 25 | $34.1M | $106.2M | ||
| Q4 24 | $2.7M | $106.4M | ||
| Q3 24 | $24.5M | $-1.7M | ||
| Q2 24 | $12.4M | $-49.1M |
自由现金流NGVCRNST
| Q1 26 | — | — | ||
| Q4 25 | $11.6M | $237.8M | ||
| Q3 25 | $7.5M | $120.1M | ||
| Q2 25 | $-4.2M | $-87.5M | ||
| Q1 25 | $27.6M | $101.3M | ||
| Q4 24 | $-6.9M | $92.8M | ||
| Q3 24 | $18.0M | $-5.3M | ||
| Q2 24 | $3.6M | $-52.6M |
自由现金流率NGVCRNST
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 85.4% | ||
| Q3 25 | 2.2% | 44.6% | ||
| Q2 25 | -1.3% | -32.7% | ||
| Q1 25 | 8.2% | 59.4% | ||
| Q4 24 | -2.1% | 55.5% | ||
| Q3 24 | 5.6% | -2.4% | ||
| Q2 24 | 1.2% | -32.1% |
资本支出强度NGVCRNST
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 12.1% | ||
| Q3 25 | 2.4% | 5.7% | ||
| Q2 25 | 2.2% | 3.8% | ||
| Q1 25 | 1.9% | 2.8% | ||
| Q4 24 | 2.9% | 8.2% | ||
| Q3 24 | 2.0% | 1.6% | ||
| Q2 24 | 2.9% | 2.1% |
现金转化率NGVCRNST
| Q1 26 | — | — | ||
| Q4 25 | 1.86× | 3.44× | ||
| Q3 25 | 1.32× | 2.27× | ||
| Q2 25 | 0.25× | -75.92× | ||
| Q1 25 | 2.60× | 2.56× | ||
| Q4 24 | 0.27× | 2.38× | ||
| Q3 24 | 2.72× | -0.02× | ||
| Q2 24 | 1.35× | -1.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NGVC
| Grocery | $243.8M | 73% |
| Dietary Supplements | $60.7M | 18% |
| Manufactured Product Other | $31.0M | 9% |
RNST
| Net Interest Income | $223.6M | 82% |
| Noninterest Income | $50.3M | 18% |
