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Natural Grocers by Vitamin Cottage, Inc.（NGVC）与WAFD INC（WAFD）财务数据对比。点击上方公司名可切换其他公司
Natural Grocers by Vitamin Cottage, Inc.的季度营收约是WAFD INC的1.8倍（$335.6M vs $191.4M），WAFD INC净利率更高（33.5% vs 3.4%，领先30.2%），WAFD INC同比增速更快（11.8% vs 1.6%），WAFD INC自由现金流更多（$50.0M vs $11.6M），过去两年WAFD INC的营收复合增速更高（5.5% vs 4.4%）
Natural Grocers by Vitamin Cottage, Inc.是美国本土的特色零售连锁企业，主营认证有机食品、膳食补充剂、天然个护及环保家居类产品，面向健康意识较强的消费群体，门店覆盖美国多州，执行严格品控标准，拒绝售卖含人工添加剂的商品。
WAFD银行总部位于美国华盛顿州西雅图市，是美国头部银行之一，业务覆盖华盛顿州、俄勒冈州、爱达荷州、内华达州、犹他州、亚利桑那州、新墨西哥州、加利福尼亚州及得克萨斯州，共设有210家实体营业网点，为多州客户提供专业金融服务。
NGVC vs WAFD — 直观对比
营收规模更大
NGVC
是对方的1.8倍
$191.4M
营收增速更快
WAFD
高出10.2%
1.6%
净利率更高
WAFD
高出30.2%
3.4%
自由现金流更多
WAFD
多$38.5M
$11.6M
两年增速更快
WAFD
近两年复合增速
4.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $335.6M | $191.4M |
| 净利润 | $11.3M | $64.2M |
| 毛利率 | 29.5% | — |
| 营业利润率 | 4.4% | 43.0% |
| 净利率 | 3.4% | 33.5% |
| 营收同比 | 1.6% | 11.8% |
| 净利润同比 | 14.0% | 35.8% |
| 每股收益（稀释后） | $0.49 | $0.79 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NGVCWAFD
| Q4 25 | $335.6M | $191.4M | ||
| Q3 25 | $336.1M | $188.3M | ||
| Q2 25 | $328.7M | $186.3M | ||
| Q1 25 | $335.8M | $179.8M | ||
| Q4 24 | $330.2M | $171.1M | ||
| Q3 24 | $322.7M | $188.7M | ||
| Q2 24 | $309.1M | $194.4M | ||
| Q1 24 | $308.1M | $172.0M |
净利润NGVCWAFD
| Q4 25 | $11.3M | $64.2M | ||
| Q3 25 | $11.8M | $60.6M | ||
| Q2 25 | $11.6M | $62.0M | ||
| Q1 25 | $13.1M | $56.3M | ||
| Q4 24 | $9.9M | $47.3M | ||
| Q3 24 | $9.0M | $61.1M | ||
| Q2 24 | $9.2M | $64.6M | ||
| Q1 24 | $8.0M | $15.9M |
毛利率NGVCWAFD
| Q4 25 | 29.5% | — | ||
| Q3 25 | 29.5% | — | ||
| Q2 25 | 29.9% | — | ||
| Q1 25 | 30.3% | — | ||
| Q4 24 | 29.9% | — | ||
| Q3 24 | 29.6% | — | ||
| Q2 24 | 29.2% | — | ||
| Q1 24 | 29.3% | — |
营业利润率NGVCWAFD
| Q4 25 | 4.4% | 43.0% | ||
| Q3 25 | 4.6% | 41.2% | ||
| Q2 25 | 4.7% | 42.8% | ||
| Q1 25 | 5.2% | 40.1% | ||
| Q4 24 | 4.0% | 35.2% | ||
| Q3 24 | 3.7% | 42.8% | ||
| Q2 24 | 4.2% | 42.6% | ||
| Q1 24 | 3.7% | 12.2% |
净利率NGVCWAFD
| Q4 25 | 3.4% | 33.5% | ||
| Q3 25 | 3.5% | 32.2% | ||
| Q2 25 | 3.5% | 33.3% | ||
| Q1 25 | 3.9% | 31.3% | ||
| Q4 24 | 3.0% | 27.6% | ||
| Q3 24 | 2.8% | 32.4% | ||
| Q2 24 | 3.0% | 33.2% | ||
| Q1 24 | 2.6% | 9.2% |
每股收益（稀释后）NGVCWAFD
| Q4 25 | $0.49 | $0.79 | ||
| Q3 25 | $0.51 | $0.71 | ||
| Q2 25 | $0.50 | $0.73 | ||
| Q1 25 | $0.56 | $0.65 | ||
| Q4 24 | $0.43 | $0.54 | ||
| Q3 24 | $0.38 | $0.73 | ||
| Q2 24 | $0.40 | $0.75 | ||
| Q1 24 | $0.35 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $23.2M | $734.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $220.0M | $3.0B |
| 总资产 | $668.6M | $27.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NGVCWAFD
| Q4 25 | $23.2M | $734.9M | ||
| Q3 25 | $17.1M | $657.3M | ||
| Q2 25 | $13.2M | $809.3M | ||
| Q1 25 | $21.2M | $1.2B | ||
| Q4 24 | $6.3M | $1.5B | ||
| Q3 24 | $8.9M | $2.4B | ||
| Q2 24 | $13.9M | $2.5B | ||
| Q1 24 | $11.0M | $1.5B |
股东权益NGVCWAFD
| Q4 25 | $220.0M | $3.0B | ||
| Q3 25 | $212.4M | $3.0B | ||
| Q2 25 | $202.5M | $3.0B | ||
| Q1 25 | $193.0M | $3.0B | ||
| Q4 24 | $181.9M | $3.0B | ||
| Q3 24 | $174.3M | $3.0B | ||
| Q2 24 | $167.8M | $3.0B | ||
| Q1 24 | $160.0M | $2.9B |
总资产NGVCWAFD
| Q4 25 | $668.6M | $27.3B | ||
| Q3 25 | $670.5M | $26.7B | ||
| Q2 25 | $659.0M | $26.7B | ||
| Q1 25 | $664.6M | $27.6B | ||
| Q4 24 | $648.9M | $27.7B | ||
| Q3 24 | $655.5M | $28.1B | ||
| Q2 24 | $654.4M | $28.6B | ||
| Q1 24 | $656.6M | $30.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.1M | $60.5M |
| 自由现金流经营现金流 - 资本支出 | $11.6M | $50.0M |
| 自由现金流率自由现金流/营收 | 3.4% | 26.1% |
| 资本支出强度资本支出/营收 | 2.9% | 5.5% |
| 现金转化率经营现金流/净利润 | 1.86× | 0.94× |
| 过去12个月自由现金流最近4个季度 | $42.6M | $377.9M |
8季度趋势，按日历期对齐
经营现金流NGVCWAFD
| Q4 25 | $21.1M | $60.5M | ||
| Q3 25 | $15.6M | $237.0M | ||
| Q2 25 | $2.9M | $58.0M | ||
| Q1 25 | $34.1M | $72.1M | ||
| Q4 24 | $2.7M | $49.4M | ||
| Q3 24 | $24.5M | $439.2M | ||
| Q2 24 | $12.4M | $63.1M | ||
| Q1 24 | $20.2M | $169.2M |
自由现金流NGVCWAFD
| Q4 25 | $11.6M | $50.0M | ||
| Q3 25 | $7.5M | $208.2M | ||
| Q2 25 | $-4.2M | $53.1M | ||
| Q1 25 | $27.6M | $66.6M | ||
| Q4 24 | $-6.9M | $43.0M | ||
| Q3 24 | $18.0M | $414.6M | ||
| Q2 24 | $3.6M | $58.3M | ||
| Q1 24 | $9.8M | $164.8M |
自由现金流率NGVCWAFD
| Q4 25 | 3.4% | 26.1% | ||
| Q3 25 | 2.2% | 110.6% | ||
| Q2 25 | -1.3% | 28.5% | ||
| Q1 25 | 8.2% | 37.0% | ||
| Q4 24 | -2.1% | 25.1% | ||
| Q3 24 | 5.6% | 219.7% | ||
| Q2 24 | 1.2% | 30.0% | ||
| Q1 24 | 3.2% | 95.8% |
资本支出强度NGVCWAFD
| Q4 25 | 2.9% | 5.5% | ||
| Q3 25 | 2.4% | 15.2% | ||
| Q2 25 | 2.2% | 2.6% | ||
| Q1 25 | 1.9% | 3.1% | ||
| Q4 24 | 2.9% | 3.8% | ||
| Q3 24 | 2.0% | 13.1% | ||
| Q2 24 | 2.9% | 2.5% | ||
| Q1 24 | 3.4% | 2.6% |
现金转化率NGVCWAFD
| Q4 25 | 1.86× | 0.94× | ||
| Q3 25 | 1.32× | 3.91× | ||
| Q2 25 | 0.25× | 0.94× | ||
| Q1 25 | 2.60× | 1.28× | ||
| Q4 24 | 0.27× | 1.05× | ||
| Q3 24 | 2.72× | 7.18× | ||
| Q2 24 | 1.35× | 0.98× | ||
| Q1 24 | 2.54× | 10.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NGVC
| Grocery | $243.8M | 73% |
| Dietary Supplements | $60.7M | 18% |
| Manufactured Product Other | $31.0M | 9% |
WAFD
暂无分部数据
