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Ingevity Corp（NGVT）与合众银行（STBA）财务数据对比。点击上方公司名可切换其他公司
Ingevity Corp的季度营收约是合众银行的1.8倍（$185.4M vs $102.1M），合众银行净利率更高（34.4% vs -45.6%，领先80.0%），过去两年合众银行的营收复合增速更高（2.6% vs -26.2%）
Ingevity Corp是一家全球特种化学品与先进材料生产商，主营高性能碳材料、路面养护解决方案及特种化工产品，服务汽车排放控制、工业净化、道路基建、农业投入品等核心市场，业务覆盖北美、欧洲及亚太地区。
合众银行是总部位于美国明尼苏达州明尼阿波利斯、注册地为特拉华州的跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为系统重要性机构。旗下核心运营主体为美国合众银行全国协会，以“U.S. Bank”品牌开展业务，提供银行、投资、抵押贷款等多元金融服务。
NGVT vs STBA — 直观对比
营收规模更大
NGVT
是对方的1.8倍
$102.1M
净利率更高
STBA
高出80.0%
-45.6%
两年增速更快
STBA
近两年复合增速
-26.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $185.4M | $102.1M |
| 净利润 | $-84.6M | $35.1M |
| 毛利率 | 41.2% | — |
| 营业利润率 | -47.7% | — |
| 净利率 | -45.6% | 34.4% |
| 营收同比 | 36.7% | — |
| 净利润同比 | -609.6% | 5.0% |
| 每股收益（稀释后） | $-2.33 | $0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NGVTSTBA
| Q1 26 | — | $102.1M | ||
| Q4 25 | $185.4M | $105.3M | ||
| Q3 25 | $333.1M | $103.0M | ||
| Q2 25 | $365.1M | $100.1M | ||
| Q1 25 | $284.0M | $93.8M | ||
| Q4 24 | $135.6M | $94.3M | ||
| Q3 24 | $333.8M | $96.4M | ||
| Q2 24 | $390.6M | $96.9M |
净利润NGVTSTBA
| Q1 26 | — | $35.1M | ||
| Q4 25 | $-84.6M | $34.0M | ||
| Q3 25 | $43.5M | $35.0M | ||
| Q2 25 | $-146.5M | $31.9M | ||
| Q1 25 | $20.5M | $33.4M | ||
| Q4 24 | $16.6M | $33.1M | ||
| Q3 24 | $-107.2M | $32.6M | ||
| Q2 24 | $-283.7M | $34.4M |
毛利率NGVTSTBA
| Q1 26 | — | — | ||
| Q4 25 | 41.2% | — | ||
| Q3 25 | 40.2% | — | ||
| Q2 25 | 37.8% | — | ||
| Q1 25 | 39.9% | — | ||
| Q4 24 | 81.3% | — | ||
| Q3 24 | 39.4% | — | ||
| Q2 24 | 31.5% | — |
营业利润率NGVTSTBA
| Q1 26 | — | — | ||
| Q4 25 | -47.7% | 40.3% | ||
| Q3 25 | 18.7% | 42.6% | ||
| Q2 25 | -39.1% | 40.0% | ||
| Q1 25 | 9.4% | 44.5% | ||
| Q4 24 | — | 43.8% | ||
| Q3 24 | 33.0% | 43.0% | ||
| Q2 24 | 25.9% | 44.2% |
净利率NGVTSTBA
| Q1 26 | — | 34.4% | ||
| Q4 25 | -45.6% | 32.3% | ||
| Q3 25 | 13.1% | 33.9% | ||
| Q2 25 | -40.1% | 31.9% | ||
| Q1 25 | 7.2% | 35.6% | ||
| Q4 24 | 12.2% | 35.1% | ||
| Q3 24 | -32.1% | 33.8% | ||
| Q2 24 | -72.6% | 35.5% |
每股收益（稀释后）NGVTSTBA
| Q1 26 | — | $0.94 | ||
| Q4 25 | $-2.33 | $0.88 | ||
| Q3 25 | $1.18 | $0.91 | ||
| Q2 25 | $-4.02 | $0.83 | ||
| Q1 25 | $0.56 | $0.87 | ||
| Q4 24 | $0.44 | $0.86 | ||
| Q3 24 | $-2.94 | $0.85 | ||
| Q2 24 | $-7.81 | $0.89 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $78.1M | — |
| 总债务越低越好 | $1.2B | $100.8M |
| 股东权益账面价值 | $29.7M | $1.4B |
| 总资产 | $1.7B | $9.9B |
| 负债/权益比越低杠杆越低 | 39.10× | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资NGVTSTBA
| Q1 26 | — | — | ||
| Q4 25 | $78.1M | $163.4M | ||
| Q3 25 | $83.4M | $196.2M | ||
| Q2 25 | $76.9M | $203.1M | ||
| Q1 25 | $71.5M | $211.8M | ||
| Q4 24 | $68.0M | $244.8M | ||
| Q3 24 | $135.5M | $228.1M | ||
| Q2 24 | $107.4M | $246.3M |
总债务NGVTSTBA
| Q1 26 | — | $100.8M | ||
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.2B | — | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — |
股东权益NGVTSTBA
| Q1 26 | — | $1.4B | ||
| Q4 25 | $29.7M | $1.5B | ||
| Q3 25 | $138.1M | $1.5B | ||
| Q2 25 | $120.7M | $1.4B | ||
| Q1 25 | $234.6M | $1.4B | ||
| Q4 24 | $195.2M | $1.4B | ||
| Q3 24 | $214.5M | $1.4B | ||
| Q2 24 | $284.8M | $1.3B |
总资产NGVTSTBA
| Q1 26 | — | $9.9B | ||
| Q4 25 | $1.7B | $9.9B | ||
| Q3 25 | $1.8B | $9.8B | ||
| Q2 25 | $1.9B | $9.8B | ||
| Q1 25 | $2.1B | $9.7B | ||
| Q4 24 | $2.0B | $9.7B | ||
| Q3 24 | $2.2B | $9.6B | ||
| Q2 24 | $2.3B | $9.6B |
负债/权益比NGVTSTBA
| Q1 26 | — | 0.07× | ||
| Q4 25 | 39.10× | — | ||
| Q3 25 | 8.39× | — | ||
| Q2 25 | 10.24× | — | ||
| Q1 25 | 5.68× | — | ||
| Q4 24 | 6.86× | — | ||
| Q3 24 | 6.52× | — | ||
| Q2 24 | 4.92× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $97.1M | — |
| 自由现金流经营现金流 - 资本支出 | $73.5M | — |
| 自由现金流率自由现金流/营收 | 39.6% | — |
| 资本支出强度资本支出/营收 | 12.7% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $273.5M | — |
8季度趋势，按日历期对齐
经营现金流NGVTSTBA
| Q1 26 | — | — | ||
| Q4 25 | $97.1M | $133.6M | ||
| Q3 25 | $129.7M | $40.5M | ||
| Q2 25 | $79.0M | $28.3M | ||
| Q1 25 | $25.4M | $28.7M | ||
| Q4 24 | $64.5M | $173.4M | ||
| Q3 24 | $46.5M | $27.6M | ||
| Q2 24 | $29.7M | $44.7M |
自由现金流NGVTSTBA
| Q1 26 | — | — | ||
| Q4 25 | $73.5M | $128.8M | ||
| Q3 25 | $117.8M | $39.9M | ||
| Q2 25 | $66.8M | $27.1M | ||
| Q1 25 | $15.4M | $27.0M | ||
| Q4 24 | $39.6M | $170.4M | ||
| Q3 24 | $28.5M | $26.9M | ||
| Q2 24 | $11.6M | $43.9M |
自由现金流率NGVTSTBA
| Q1 26 | — | — | ||
| Q4 25 | 39.6% | 122.4% | ||
| Q3 25 | 35.4% | 38.7% | ||
| Q2 25 | 18.3% | 27.1% | ||
| Q1 25 | 5.4% | 28.8% | ||
| Q4 24 | 29.2% | 180.7% | ||
| Q3 24 | 8.5% | 28.0% | ||
| Q2 24 | 3.0% | 45.3% |
资本支出强度NGVTSTBA
| Q1 26 | — | — | ||
| Q4 25 | 12.7% | 4.5% | ||
| Q3 25 | 3.6% | 0.6% | ||
| Q2 25 | 3.3% | 1.2% | ||
| Q1 25 | 3.5% | 1.8% | ||
| Q4 24 | 18.4% | 3.1% | ||
| Q3 24 | 5.4% | 0.7% | ||
| Q2 24 | 4.6% | 0.9% |
现金转化率NGVTSTBA
| Q1 26 | — | — | ||
| Q4 25 | — | 3.93× | ||
| Q3 25 | 2.98× | 1.16× | ||
| Q2 25 | — | 0.89× | ||
| Q1 25 | 1.24× | 0.86× | ||
| Q4 24 | 3.89× | 5.24× | ||
| Q3 24 | — | 0.85× | ||
| Q2 24 | — | 1.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NGVT
| Performance Materials | $151.2M | 82% |
| Advanced Polymer Technologies Segment | $36.5M | 20% |
STBA
| Net Interest Income | $88.4M | 87% |
| Noninterest Income | $13.6M | 13% |
