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NMI Holdings, Inc.（NMIH）与ROGERS CORP（ROG）财务数据对比。点击上方公司名可切换其他公司
ROGERS CORP的季度营收约是NMI Holdings, Inc.的1.1倍（$200.5M vs $183.5M），NMI Holdings, Inc.净利率更高（54.1% vs 2.2%，领先51.9%），NMI Holdings, Inc.同比增速更快（5.9% vs 5.2%），过去两年NMI Holdings, Inc.的营收复合增速更高（6.4% vs -3.3%）
NMI控股是美国头部私人抵押贷款保险服务商，主要为贷款机构提供抵押贷款担保保险产品，降低住房抵押贷款信用风险，服务美国本土住宅市场，助力符合资质的购房者获得购房便利，同时保护放贷机构免受违约损失。
罗杰斯公司是一家专注于特种工程材料研发生产的企业，总部位于美国亚利桑那州钱德勒市，其产品广泛应用于先进电子、移动通信、清洁能源、航空航天等多个高科技领域，为全球客户提供高性能材料解决方案。
NMIH vs ROG — 直观对比
营收规模更大
ROG
是对方的1.1倍
$183.5M
营收增速更快
NMIH
高出0.7%
5.2%
净利率更高
NMIH
高出51.9%
2.2%
两年增速更快
NMIH
近两年复合增速
-3.3%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $183.5M | $200.5M |
| 净利润 | $99.3M | $4.5M |
| 毛利率 | — | 32.2% |
| 营业利润率 | — | — |
| 净利率 | 54.1% | 2.2% |
| 营收同比 | 5.9% | 5.2% |
| 净利润同比 | — | 421.4% |
| 每股收益（稀释后） | $1.28 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NMIHROG
| Q1 26 | $183.5M | $200.5M | ||
| Q4 25 | $180.7M | $201.5M | ||
| Q3 25 | $178.7M | $216.0M | ||
| Q2 25 | $173.8M | $202.8M | ||
| Q1 25 | $173.2M | $190.5M | ||
| Q4 24 | $166.5M | $192.2M | ||
| Q3 24 | $166.1M | $210.3M | ||
| Q2 24 | $162.1M | $214.2M |
净利润NMIHROG
| Q1 26 | $99.3M | $4.5M | ||
| Q4 25 | $94.2M | $4.6M | ||
| Q3 25 | $96.0M | $8.6M | ||
| Q2 25 | $96.2M | $-73.6M | ||
| Q1 25 | $102.6M | $-1.4M | ||
| Q4 24 | $86.2M | $-500.0K | ||
| Q3 24 | $92.8M | $10.7M | ||
| Q2 24 | $92.1M | $8.1M |
毛利率NMIHROG
| Q1 26 | — | 32.2% | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 33.5% | ||
| Q2 25 | — | 31.6% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 34.1% |
营业利润率NMIHROG
| Q1 26 | — | — | ||
| Q4 25 | 67.0% | 3.5% | ||
| Q3 25 | 69.2% | 7.3% | ||
| Q2 25 | 71.1% | -33.3% | ||
| Q1 25 | 75.8% | -0.2% | ||
| Q4 24 | 66.6% | -6.6% | ||
| Q3 24 | 71.8% | 6.9% | ||
| Q2 24 | 73.2% | 5.3% |
净利率NMIHROG
| Q1 26 | 54.1% | 2.2% | ||
| Q4 25 | 52.1% | 2.3% | ||
| Q3 25 | 53.7% | 4.0% | ||
| Q2 25 | 55.3% | -36.3% | ||
| Q1 25 | 59.2% | -0.7% | ||
| Q4 24 | 51.8% | -0.3% | ||
| Q3 24 | 55.9% | 5.1% | ||
| Q2 24 | 56.8% | 3.8% |
每股收益（稀释后）NMIHROG
| Q1 26 | $1.28 | $0.25 | ||
| Q4 25 | $1.21 | $0.20 | ||
| Q3 25 | $1.22 | $0.48 | ||
| Q2 25 | $1.21 | $-4.00 | ||
| Q1 25 | $1.28 | $-0.08 | ||
| Q4 24 | $1.07 | $-0.04 | ||
| Q3 24 | $1.15 | $0.58 | ||
| Q2 24 | $1.13 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $70.7M | $195.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.6B | $1.2B |
| 总资产 | $3.9B | $1.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NMIHROG
| Q1 26 | $70.7M | $195.8M | ||
| Q4 25 | — | $197.0M | ||
| Q3 25 | — | $167.8M | ||
| Q2 25 | — | $157.2M | ||
| Q1 25 | — | $175.6M | ||
| Q4 24 | — | $159.8M | ||
| Q3 24 | — | $146.4M | ||
| Q2 24 | — | $119.9M |
股东权益NMIHROG
| Q1 26 | $2.6B | $1.2B | ||
| Q4 25 | $2.6B | $1.2B | ||
| Q3 25 | $2.5B | $1.2B | ||
| Q2 25 | $2.4B | $1.2B | ||
| Q1 25 | $2.3B | $1.3B | ||
| Q4 24 | $2.2B | $1.3B | ||
| Q3 24 | $2.2B | $1.3B | ||
| Q2 24 | $2.0B | $1.3B |
总资产NMIHROG
| Q1 26 | $3.9B | $1.4B | ||
| Q4 25 | $3.8B | $1.4B | ||
| Q3 25 | $3.7B | $1.4B | ||
| Q2 25 | $3.6B | $1.5B | ||
| Q1 25 | $3.5B | $1.5B | ||
| Q4 24 | $3.3B | $1.5B | ||
| Q3 24 | $3.3B | $1.5B | ||
| Q2 24 | $3.1B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $5.8M |
| 自由现金流经营现金流 - 资本支出 | — | $1.1M |
| 自由现金流率自由现金流/营收 | — | 0.5% |
| 资本支出强度资本支出/营收 | — | 2.3% |
| 现金转化率经营现金流/净利润 | — | 1.29× |
| 过去12个月自由现金流最近4个季度 | — | $70.1M |
8季度趋势，按日历期对齐
经营现金流NMIHROG
| Q1 26 | — | $5.8M | ||
| Q4 25 | $419.3M | $46.9M | ||
| Q3 25 | $128.0M | $28.9M | ||
| Q2 25 | $128.4M | $13.7M | ||
| Q1 25 | $101.2M | $11.7M | ||
| Q4 24 | $393.6M | $33.7M | ||
| Q3 24 | $128.4M | $42.4M | ||
| Q2 24 | $117.8M | $22.9M |
自由现金流NMIHROG
| Q1 26 | — | $1.1M | ||
| Q4 25 | $412.5M | $42.2M | ||
| Q3 25 | $126.3M | $21.2M | ||
| Q2 25 | $126.7M | $5.6M | ||
| Q1 25 | $99.4M | $2.1M | ||
| Q4 24 | $386.7M | $18.3M | ||
| Q3 24 | $126.9M | $25.2M | ||
| Q2 24 | $115.9M | $8.8M |
自由现金流率NMIHROG
| Q1 26 | — | 0.5% | ||
| Q4 25 | 228.2% | 20.9% | ||
| Q3 25 | 70.7% | 9.8% | ||
| Q2 25 | 72.9% | 2.8% | ||
| Q1 25 | 57.4% | 1.1% | ||
| Q4 24 | 232.2% | 9.5% | ||
| Q3 24 | 76.4% | 12.0% | ||
| Q2 24 | 71.5% | 4.1% |
资本支出强度NMIHROG
| Q1 26 | — | 2.3% | ||
| Q4 25 | 3.8% | 2.3% | ||
| Q3 25 | 1.0% | 3.6% | ||
| Q2 25 | 0.9% | 4.0% | ||
| Q1 25 | 1.0% | 5.0% | ||
| Q4 24 | 4.1% | 8.0% | ||
| Q3 24 | 0.9% | 8.2% | ||
| Q2 24 | 1.1% | 6.6% |
现金转化率NMIHROG
| Q1 26 | — | 1.29× | ||
| Q4 25 | 4.45× | 10.20× | ||
| Q3 25 | 1.33× | 3.36× | ||
| Q2 25 | 1.33× | — | ||
| Q1 25 | 0.99× | — | ||
| Q4 24 | 4.57× | — | ||
| Q3 24 | 1.38× | 3.96× | ||
| Q2 24 | 1.28× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
