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NI Holdings, Inc.（NODK）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
NI Holdings, Inc.的季度营收约是READING INTERNATIONAL INC的1.2倍（$61.0M vs $50.3M），READING INTERNATIONAL INC净利率更高（-5.1% vs -5.2%，领先0.1%），READING INTERNATIONAL INC同比增速更快（-14.2% vs -17.5%），过去两年READING INTERNATIONAL INC的营收复合增速更高（5.6% vs -9.5%）
NI Holdings, Inc.是一家总部位于美国的保险控股企业，核心业务为提供财产及意外伤害保险产品，覆盖个人车险、家庭财产险、小型商业保险等品类，服务美国多州的个人消费者及小微企业客户。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
NODK vs RDI — 直观对比
营收规模更大
NODK
是对方的1.2倍
$50.3M
营收增速更快
RDI
高出3.3%
-17.5%
净利率更高
RDI
高出0.1%
-5.2%
两年增速更快
RDI
近两年复合增速
-9.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $61.0M | $50.3M |
| 净利润 | $-3.2M | $-2.6M |
| 毛利率 | 30.8% | — |
| 营业利润率 | -4.7% | -1.9% |
| 净利率 | -5.2% | -5.1% |
| 营收同比 | -17.5% | -14.2% |
| 净利润同比 | -132.0% | -14.5% |
| 每股收益（稀释后） | $-0.16 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NODKRDI
| Q4 25 | $61.0M | $50.3M | ||
| Q3 25 | $76.6M | $52.2M | ||
| Q2 25 | $76.1M | $60.4M | ||
| Q1 25 | $71.4M | $40.2M | ||
| Q4 24 | $73.9M | $58.6M | ||
| Q3 24 | $89.0M | $60.1M | ||
| Q2 24 | $87.8M | $46.8M | ||
| Q1 24 | $74.5M | $45.1M |
净利润NODKRDI
| Q4 25 | $-3.2M | $-2.6M | ||
| Q3 25 | $-1.7M | $-4.2M | ||
| Q2 25 | $-12.1M | $-2.7M | ||
| Q1 25 | $6.5M | $-4.8M | ||
| Q4 24 | $9.8M | $-2.2M | ||
| Q3 24 | $-2.7M | $-7.0M | ||
| Q2 24 | $-19.6M | $-12.8M | ||
| Q1 24 | $6.4M | $-13.2M |
毛利率NODKRDI
| Q4 25 | 30.8% | — | ||
| Q3 25 | 20.5% | — | ||
| Q2 25 | 8.4% | — | ||
| Q1 25 | 40.6% | — | ||
| Q4 24 | 52.7% | — | ||
| Q3 24 | 20.4% | — | ||
| Q2 24 | 18.0% | — | ||
| Q1 24 | 39.9% | — |
营业利润率NODKRDI
| Q4 25 | -4.7% | -1.9% | ||
| Q3 25 | -2.4% | -0.6% | ||
| Q2 25 | -20.1% | 4.8% | ||
| Q1 25 | 10.8% | -17.2% | ||
| Q4 24 | 18.7% | 2.6% | ||
| Q3 24 | -3.9% | -0.6% | ||
| Q2 24 | -10.3% | -16.4% | ||
| Q1 24 | 11.9% | -16.7% |
净利率NODKRDI
| Q4 25 | -5.2% | -5.1% | ||
| Q3 25 | -2.2% | -8.0% | ||
| Q2 25 | -15.8% | -4.4% | ||
| Q1 25 | 9.0% | -11.8% | ||
| Q4 24 | 13.3% | -3.8% | ||
| Q3 24 | -3.0% | -11.7% | ||
| Q2 24 | -22.3% | -27.4% | ||
| Q1 24 | 8.6% | -29.4% |
每股收益（稀释后）NODKRDI
| Q4 25 | $-0.16 | $-0.11 | ||
| Q3 25 | $-0.08 | $-0.18 | ||
| Q2 25 | $-0.57 | $-0.12 | ||
| Q1 25 | $0.31 | $-0.21 | ||
| Q4 24 | $0.48 | $-0.11 | ||
| Q3 24 | $-0.13 | $-0.31 | ||
| Q2 24 | $-0.94 | $-0.57 | ||
| Q1 24 | $0.30 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $52.2M | $10.5M |
| 总债务越低越好 | $2.4M | $185.1M |
| 股东权益账面价值 | $240.3M | $-18.2M |
| 总资产 | $506.0M | $434.9M |
| 负债/权益比越低杠杆越低 | 0.01× | — |
8季度趋势，按日历期对齐
现金及短期投资NODKRDI
| Q4 25 | $52.2M | $10.5M | ||
| Q3 25 | $24.7M | $8.1M | ||
| Q2 25 | $56.8M | $9.1M | ||
| Q1 25 | $57.2M | $5.9M | ||
| Q4 24 | $51.4M | $12.4M | ||
| Q3 24 | $39.1M | $10.1M | ||
| Q2 24 | $51.4M | $9.3M | ||
| Q1 24 | $68.5M | $7.5M |
总债务NODKRDI
| Q4 25 | $2.4M | $185.1M | ||
| Q3 25 | $2.4M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $2.4M | $202.7M | ||
| Q3 24 | $2.4M | — | ||
| Q2 24 | $2.4M | — | ||
| Q1 24 | $2.4M | — |
股东权益NODKRDI
| Q4 25 | $240.3M | $-18.2M | ||
| Q3 25 | $243.8M | $-12.1M | ||
| Q2 25 | $243.3M | $-7.7M | ||
| Q1 25 | $254.0M | $-8.1M | ||
| Q4 24 | $244.6M | $-4.4M | ||
| Q3 24 | $241.4M | $1.6M | ||
| Q2 24 | $236.1M | $6.5M | ||
| Q1 24 | $255.8M | $18.0M |
总资产NODKRDI
| Q4 25 | $506.0M | $434.9M | ||
| Q3 25 | $543.8M | $435.2M | ||
| Q2 25 | $620.1M | $438.1M | ||
| Q1 25 | $525.4M | $441.0M | ||
| Q4 24 | $526.5M | $471.0M | ||
| Q3 24 | $559.9M | $495.7M | ||
| Q2 24 | $571.0M | $494.9M | ||
| Q1 24 | $674.5M | $494.9M |
负债/权益比NODKRDI
| Q4 25 | 0.01× | — | ||
| Q3 25 | 0.01× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.01× | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $13.2M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | — | $4.1M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | 0.0% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.9M |
8季度趋势，按日历期对齐
经营现金流NODKRDI
| Q4 25 | $13.2M | $4.3M | ||
| Q3 25 | $-44.8M | $295.0K | ||
| Q2 25 | $6.4M | $1.6M | ||
| Q1 25 | $9.9M | $-7.7M | ||
| Q4 24 | $21.7M | $8.0M | ||
| Q3 24 | $-18.0M | $1.3M | ||
| Q2 24 | $18.1M | $-10.4M | ||
| Q1 24 | $16.7M | $-2.8M |
自由现金流NODKRDI
| Q4 25 | — | $4.1M | ||
| Q3 25 | $-44.8M | $-246.0K | ||
| Q2 25 | $6.2M | $1.2M | ||
| Q1 25 | $9.9M | $-8.0M | ||
| Q4 24 | $21.5M | $7.0M | ||
| Q3 24 | $-18.1M | $-1.1M | ||
| Q2 24 | $17.5M | $-10.6M | ||
| Q1 24 | $16.6M | $-4.7M |
自由现金流率NODKRDI
| Q4 25 | — | 8.2% | ||
| Q3 25 | -58.6% | -0.5% | ||
| Q2 25 | 8.2% | 1.9% | ||
| Q1 25 | 13.8% | -19.8% | ||
| Q4 24 | 29.1% | 12.0% | ||
| Q3 24 | -20.4% | -1.8% | ||
| Q2 24 | 20.0% | -22.7% | ||
| Q1 24 | 22.3% | -10.4% |
资本支出强度NODKRDI
| Q4 25 | 0.0% | 0.3% | ||
| Q3 25 | 0.0% | 1.0% | ||
| Q2 25 | 0.2% | 0.6% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 0.3% | 1.7% | ||
| Q3 24 | 0.2% | 4.0% | ||
| Q2 24 | 0.7% | 0.5% | ||
| Q1 24 | 0.1% | 4.3% |
现金转化率NODKRDI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 1.53× | — | ||
| Q4 24 | 2.21× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 2.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NODK
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
