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NI Holdings, Inc.（NODK）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是NI Holdings, Inc.的1.9倍（$117.7M vs $61.0M），NI Holdings, Inc.净利率更高（-5.2% vs -10.8%，领先5.6%），NI Holdings, Inc.同比增速更快（-17.5% vs -19.2%），过去两年NI Holdings, Inc.的营收复合增速更高（-9.5% vs -11.8%）
NI Holdings, Inc.是一家总部位于美国的保险控股企业，核心业务为提供财产及意外伤害保险产品，覆盖个人车险、家庭财产险、小型商业保险等品类，服务美国多州的个人消费者及小微企业客户。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
NODK vs RGP — 直观对比
营收规模更大
RGP
是对方的1.9倍
$61.0M
营收增速更快
NODK
高出1.7%
-19.2%
净利率更高
NODK
高出5.6%
-10.8%
两年增速更快
NODK
近两年复合增速
-11.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $61.0M | $117.7M |
| 净利润 | $-3.2M | $-12.7M |
| 毛利率 | 30.8% | 37.1% |
| 营业利润率 | -4.7% | -10.3% |
| 净利率 | -5.2% | -10.8% |
| 营收同比 | -17.5% | -19.2% |
| 净利润同比 | -132.0% | 81.6% |
| 每股收益（稀释后） | $-0.16 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NODKRGP
| Q4 25 | $61.0M | $117.7M | ||
| Q3 25 | $76.6M | $120.2M | ||
| Q2 25 | $76.1M | $139.3M | ||
| Q1 25 | $71.4M | $129.4M | ||
| Q4 24 | $73.9M | $145.6M | ||
| Q3 24 | $89.0M | $136.9M | ||
| Q2 24 | $87.8M | $148.2M | ||
| Q1 24 | $74.5M | $151.3M |
净利润NODKRGP
| Q4 25 | $-3.2M | $-12.7M | ||
| Q3 25 | $-1.7M | $-2.4M | ||
| Q2 25 | $-12.1M | $-73.3M | ||
| Q1 25 | $6.5M | $-44.1M | ||
| Q4 24 | $9.8M | $-68.7M | ||
| Q3 24 | $-2.7M | $-5.7M | ||
| Q2 24 | $-19.6M | $10.5M | ||
| Q1 24 | $6.4M | $2.5M |
毛利率NODKRGP
| Q4 25 | 30.8% | 37.1% | ||
| Q3 25 | 20.5% | 39.5% | ||
| Q2 25 | 8.4% | 40.2% | ||
| Q1 25 | 40.6% | 35.1% | ||
| Q4 24 | 52.7% | 38.5% | ||
| Q3 24 | 20.4% | 36.5% | ||
| Q2 24 | 18.0% | 40.2% | ||
| Q1 24 | 39.9% | 37.0% |
营业利润率NODKRGP
| Q4 25 | -4.7% | -10.3% | ||
| Q3 25 | -2.4% | -1.7% | ||
| Q2 25 | -20.1% | -47.0% | ||
| Q1 25 | 10.8% | -38.4% | ||
| Q4 24 | 18.7% | -52.7% | ||
| Q3 24 | -3.9% | -3.5% | ||
| Q2 24 | -10.3% | 7.6% | ||
| Q1 24 | 11.9% | 2.8% |
净利率NODKRGP
| Q4 25 | -5.2% | -10.8% | ||
| Q3 25 | -2.2% | -2.0% | ||
| Q2 25 | -15.8% | -52.6% | ||
| Q1 25 | 9.0% | -34.0% | ||
| Q4 24 | 13.3% | -47.2% | ||
| Q3 24 | -3.0% | -4.2% | ||
| Q2 24 | -22.3% | 7.1% | ||
| Q1 24 | 8.6% | 1.7% |
每股收益（稀释后）NODKRGP
| Q4 25 | $-0.16 | $-0.38 | ||
| Q3 25 | $-0.08 | $-0.07 | ||
| Q2 25 | $-0.57 | $-2.21 | ||
| Q1 25 | $0.31 | $-1.34 | ||
| Q4 24 | $0.48 | $-2.08 | ||
| Q3 24 | $-0.13 | $-0.17 | ||
| Q2 24 | $-0.94 | $0.31 | ||
| Q1 24 | $0.30 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $52.2M | $89.8M |
| 总债务越低越好 | $2.4M | — |
| 股东权益账面价值 | $240.3M | $194.6M |
| 总资产 | $506.0M | $289.3M |
| 负债/权益比越低杠杆越低 | 0.01× | — |
8季度趋势，按日历期对齐
现金及短期投资NODKRGP
| Q4 25 | $52.2M | $89.8M | ||
| Q3 25 | $24.7M | $77.5M | ||
| Q2 25 | $56.8M | $86.1M | ||
| Q1 25 | $57.2M | $72.5M | ||
| Q4 24 | $51.4M | $78.2M | ||
| Q3 24 | $39.1M | $89.6M | ||
| Q2 24 | $51.4M | $108.9M | ||
| Q1 24 | $68.5M | $113.8M |
总债务NODKRGP
| Q4 25 | $2.4M | — | ||
| Q3 25 | $2.4M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $2.4M | — | ||
| Q3 24 | $2.4M | — | ||
| Q2 24 | $2.4M | — | ||
| Q1 24 | $2.4M | — |
股东权益NODKRGP
| Q4 25 | $240.3M | $194.6M | ||
| Q3 25 | $243.8M | $206.4M | ||
| Q2 25 | $243.3M | $207.1M | ||
| Q1 25 | $254.0M | $277.8M | ||
| Q4 24 | $244.6M | $325.7M | ||
| Q3 24 | $241.4M | $407.2M | ||
| Q2 24 | $236.1M | $418.8M | ||
| Q1 24 | $255.8M | $414.9M |
总资产NODKRGP
| Q4 25 | $506.0M | $289.3M | ||
| Q3 25 | $543.8M | $287.2M | ||
| Q2 25 | $620.1M | $304.7M | ||
| Q1 25 | $525.4M | $375.6M | ||
| Q4 24 | $526.5M | $424.9M | ||
| Q3 24 | $559.9M | $512.9M | ||
| Q2 24 | $571.0M | $510.9M | ||
| Q1 24 | $674.5M | $523.2M |
负债/权益比NODKRGP
| Q4 25 | 0.01× | — | ||
| Q3 25 | 0.01× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.01× | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $13.2M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | 0.0% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流NODKRGP
| Q4 25 | $13.2M | $15.9M | ||
| Q3 25 | $-44.8M | $-7.8M | ||
| Q2 25 | $6.4M | $16.8M | ||
| Q1 25 | $9.9M | $659.0K | ||
| Q4 24 | $21.7M | $1.8M | ||
| Q3 24 | $-18.0M | $-309.0K | ||
| Q2 24 | $18.1M | $3.2M | ||
| Q1 24 | $16.7M | $20.5M |
自由现金流NODKRGP
| Q4 25 | — | $15.6M | ||
| Q3 25 | $-44.8M | $-8.0M | ||
| Q2 25 | $6.2M | $16.5M | ||
| Q1 25 | $9.9M | $238.0K | ||
| Q4 24 | $21.5M | $61.0K | ||
| Q3 24 | $-18.1M | $-575.0K | ||
| Q2 24 | $17.5M | $3.0M | ||
| Q1 24 | $16.6M | $20.4M |
自由现金流率NODKRGP
| Q4 25 | — | 13.2% | ||
| Q3 25 | -58.6% | -6.6% | ||
| Q2 25 | 8.2% | 11.8% | ||
| Q1 25 | 13.8% | 0.2% | ||
| Q4 24 | 29.1% | 0.0% | ||
| Q3 24 | -20.4% | -0.4% | ||
| Q2 24 | 20.0% | 2.1% | ||
| Q1 24 | 22.3% | 13.5% |
资本支出强度NODKRGP
| Q4 25 | 0.0% | 0.3% | ||
| Q3 25 | 0.0% | 0.1% | ||
| Q2 25 | 0.2% | 0.2% | ||
| Q1 25 | 0.0% | 0.3% | ||
| Q4 24 | 0.3% | 1.2% | ||
| Q3 24 | 0.2% | 0.2% | ||
| Q2 24 | 0.7% | 0.1% | ||
| Q1 24 | 0.1% | 0.1% |
现金转化率NODKRGP
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 1.53× | — | ||
| Q4 24 | 2.21× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | 2.60× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NODK
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
