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FiscalNote Holdings, Inc.（NOTE）与Ponce Financial Group, Inc.（PDLB）财务数据对比。点击上方公司名可切换其他公司
Ponce Financial Group, Inc.的季度营收约是FiscalNote Holdings, Inc.的1.4倍（$31.4M vs $22.2M），Ponce Financial Group, Inc.同比增速更快（37.6% vs -24.7%），Ponce Financial Group, Inc.自由现金流更多（$54.6M vs $-1.9M），过去两年Ponce Financial Group, Inc.的营收复合增速更高（23.7% vs -16.8%）
FiscalNote Holdings, Inc.（常称FiscalNote）是一家上市的软件数据与传媒企业，总部位于美国华盛顿特区，2013年由三位创始人创立。核心业务为通过政府关系管理服务FiscalNote GRM提供软件工具、平台、数据服务与资讯，同时依托人工智能平台分析美国待审议法案相关内容。
庞塞金融集团是总部位于美国的金融控股公司，核心子公司为庞塞银行，主要服务纽约大都会区的多元文化、移民及中低收入社区，提供存款账户、按揭贷款、小微企业融资、个人信贷等零售及商业银行服务。
NOTE vs PDLB — 直观对比
营收规模更大
PDLB
是对方的1.4倍
$22.2M
营收增速更快
PDLB
高出62.3%
-24.7%
自由现金流更多
PDLB
多$56.5M
$-1.9M
两年增速更快
PDLB
近两年复合增速
-16.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $22.2M | $31.4M |
| 净利润 | — | $10.1M |
| 毛利率 | — | — |
| 营业利润率 | -83.7% | 43.6% |
| 净利率 | — | 36.3% |
| 营收同比 | -24.7% | 37.6% |
| 净利润同比 | — | 245.6% |
| 每股收益（稀释后） | $-2.81 | $0.43 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NOTEPDLB
| Q4 25 | $22.2M | $31.4M | ||
| Q3 25 | $22.4M | $26.7M | ||
| Q2 25 | $23.3M | $26.5M | ||
| Q1 25 | $27.5M | $24.6M | ||
| Q4 24 | $29.5M | $22.8M | ||
| Q3 24 | $29.4M | $20.2M | ||
| Q2 24 | $29.2M | $20.2M | ||
| Q1 24 | $32.1M | $20.5M |
净利润NOTEPDLB
| Q4 25 | — | $10.1M | ||
| Q3 25 | $-24.9M | $6.5M | ||
| Q2 25 | $-13.3M | $6.1M | ||
| Q1 25 | $-4.3M | $6.0M | ||
| Q4 24 | — | $2.9M | ||
| Q3 24 | $-14.9M | $2.4M | ||
| Q2 24 | $-12.8M | $3.2M | ||
| Q1 24 | $50.6M | $2.4M |
营业利润率NOTEPDLB
| Q4 25 | -83.7% | 43.6% | ||
| Q3 25 | -43.4% | 32.8% | ||
| Q2 25 | -31.9% | 30.2% | ||
| Q1 25 | -50.0% | 32.5% | ||
| Q4 24 | -19.4% | 19.6% | ||
| Q3 24 | -23.1% | 15.2% | ||
| Q2 24 | -27.2% | 21.8% | ||
| Q1 24 | -35.6% | 18.3% |
净利率NOTEPDLB
| Q4 25 | — | 36.3% | ||
| Q3 25 | -110.8% | 24.3% | ||
| Q2 25 | -57.0% | 23.0% | ||
| Q1 25 | -15.4% | 24.2% | ||
| Q4 24 | — | 14.1% | ||
| Q3 24 | -50.7% | 12.1% | ||
| Q2 24 | -43.6% | 15.8% | ||
| Q1 24 | 157.6% | 11.8% |
每股收益（稀释后）NOTEPDLB
| Q4 25 | $-2.81 | $0.43 | ||
| Q3 25 | $-1.73 | $0.27 | ||
| Q2 25 | $-0.08 | $0.25 | ||
| Q1 25 | $-0.03 | $0.25 | ||
| Q4 24 | $1.88 | $0.11 | ||
| Q3 24 | $-1.33 | $0.10 | ||
| Q2 24 | $-0.09 | $0.14 | ||
| Q1 24 | $0.37 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.3M | $126.2M |
| 总债务越低越好 | $128.4M | $596.1M |
| 股东权益账面价值 | $62.0M | $541.5M |
| 总资产 | $255.1M | $3.2B |
| 负债/权益比越低杠杆越低 | 2.07× | 1.10× |
8季度趋势，按日历期对齐
现金及短期投资NOTEPDLB
| Q4 25 | $26.3M | $126.2M | ||
| Q3 25 | $31.2M | $146.6M | ||
| Q2 25 | $38.5M | $126.6M | ||
| Q1 25 | $46.3M | $129.9M | ||
| Q4 24 | $34.6M | $139.8M | ||
| Q3 24 | $32.7M | $155.8M | ||
| Q2 24 | $37.7M | $103.2M | ||
| Q1 24 | $43.6M | $134.7M |
总债务NOTEPDLB
| Q4 25 | $128.4M | $596.1M | ||
| Q3 25 | $131.5M | $521.1M | ||
| Q2 25 | $116.7M | $536.1M | ||
| Q1 25 | $118.0M | $521.1M | ||
| Q4 24 | $147.1M | $596.1M | ||
| Q3 24 | $152.2M | $580.4M | ||
| Q2 24 | $145.9M | $680.4M | ||
| Q1 24 | $153.0M | $680.4M |
股东权益NOTEPDLB
| Q4 25 | $62.0M | $541.5M | ||
| Q3 25 | $75.5M | $529.8M | ||
| Q2 25 | $95.1M | $521.1M | ||
| Q1 25 | $98.7M | $513.9M | ||
| Q4 24 | $97.8M | $505.5M | ||
| Q3 24 | $98.5M | $504.6M | ||
| Q2 24 | $106.9M | $497.7M | ||
| Q1 24 | $106.1M | $493.7M |
总资产NOTEPDLB
| Q4 25 | $255.1M | $3.2B | ||
| Q3 25 | $273.9M | $3.2B | ||
| Q2 25 | $288.3M | $3.2B | ||
| Q1 25 | $299.7M | $3.1B | ||
| Q4 24 | $326.2M | $3.0B | ||
| Q3 24 | $337.9M | $3.0B | ||
| Q2 24 | $346.3M | $2.8B | ||
| Q1 24 | $357.8M | $2.8B |
负债/权益比NOTEPDLB
| Q4 25 | 2.07× | 1.10× | ||
| Q3 25 | 1.74× | 0.98× | ||
| Q2 25 | 1.23× | 1.03× | ||
| Q1 25 | 1.20× | 1.01× | ||
| Q4 24 | 1.50× | 1.18× | ||
| Q3 24 | 1.54× | 1.15× | ||
| Q2 24 | 1.36× | 1.37× | ||
| Q1 24 | 1.44× | 1.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-279.0K | $55.6M |
| 自由现金流经营现金流 - 资本支出 | $-1.9M | $54.6M |
| 自由现金流率自由现金流/营收 | -8.7% | 173.9% |
| 资本支出强度资本支出/营收 | 7.4% | 3.1% |
| 现金转化率经营现金流/净利润 | — | 5.48× |
| 过去12个月自由现金流最近4个季度 | $-18.6M | $74.3M |
8季度趋势，按日历期对齐
经营现金流NOTEPDLB
| Q4 25 | $-279.0K | $55.6M | ||
| Q3 25 | $-8.3M | $1.4M | ||
| Q2 25 | $-6.2M | $6.2M | ||
| Q1 25 | $3.3M | $13.1M | ||
| Q4 24 | $-1.3M | $7.2M | ||
| Q3 24 | $-3.0M | $-14.6M | ||
| Q2 24 | $-3.7M | $-2.6M | ||
| Q1 24 | $2.7M | $1.5M |
自由现金流NOTEPDLB
| Q4 25 | $-1.9M | $54.6M | ||
| Q3 25 | $-10.4M | $786.0K | ||
| Q2 25 | $-7.7M | $5.9M | ||
| Q1 25 | $1.3M | $12.9M | ||
| Q4 24 | $-3.4M | $4.5M | ||
| Q3 24 | $-5.4M | $-15.0M | ||
| Q2 24 | $-6.5M | $-2.6M | ||
| Q1 24 | $1.0M | $-315.0K |
自由现金流率NOTEPDLB
| Q4 25 | -8.7% | 173.9% | ||
| Q3 25 | -46.2% | 2.9% | ||
| Q2 25 | -33.0% | 22.4% | ||
| Q1 25 | 4.7% | 52.6% | ||
| Q4 24 | -11.4% | 19.7% | ||
| Q3 24 | -18.4% | -74.1% | ||
| Q2 24 | -22.1% | -13.0% | ||
| Q1 24 | 3.3% | -1.5% |
资本支出强度NOTEPDLB
| Q4 25 | 7.4% | 3.1% | ||
| Q3 25 | 9.3% | 2.3% | ||
| Q2 25 | 6.4% | 1.0% | ||
| Q1 25 | 7.2% | 0.6% | ||
| Q4 24 | 6.8% | 11.9% | ||
| Q3 24 | 8.3% | 2.0% | ||
| Q2 24 | 9.4% | 0.3% | ||
| Q1 24 | 5.3% | 8.7% |
现金转化率NOTEPDLB
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | 0.05× | 0.61× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NOTE
| Subscription | $21.2M | 95% |
| Advisory Advertising And Other | $1.0M | 5% |
PDLB
暂无分部数据
