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FiscalNote Holdings, Inc.（NOTE）与UNITY BANCORP INC（UNTY）财务数据对比。点击上方公司名可切换其他公司
UNITY BANCORP INC的季度营收约是FiscalNote Holdings, Inc.的1.6倍（$35.3M vs $22.2M），UNITY BANCORP INC同比增速更快（24.2% vs -24.7%），UNITY BANCORP INC自由现金流更多（$44.3M vs $-1.9M），过去两年UNITY BANCORP INC的营收复合增速更高（17.5% vs -16.8%）
FiscalNote Holdings, Inc.（常称FiscalNote）是一家上市的软件数据与传媒企业，总部位于美国华盛顿特区，2013年由三位创始人创立。核心业务为通过政府关系管理服务FiscalNote GRM提供软件工具、平台、数据服务与资讯，同时依托人工智能平台分析美国待审议法案相关内容。
Unity Bancorp Inc是总部位于美国新泽西州的金融控股公司，旗下运营Unity Bank，面向新泽西州及宾夕法尼亚州东部的本地社区，提供商业贷款、存款账户、抵押贷款、个人银行等全系列商业及零售银行服务，核心服务客群为中小企业和个人消费者。
NOTE vs UNTY — 直观对比
营收规模更大
UNTY
是对方的1.6倍
$22.2M
营收增速更快
UNTY
高出48.8%
-24.7%
自由现金流更多
UNTY
多$46.3M
$-1.9M
两年增速更快
UNTY
近两年复合增速
-16.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $22.2M | $35.3M |
| 净利润 | — | $15.5M |
| 毛利率 | — | — |
| 营业利润率 | -83.7% | 55.8% |
| 净利率 | — | 43.9% |
| 营收同比 | -24.7% | 24.2% |
| 净利润同比 | — | 34.5% |
| 每股收益（稀释后） | $-2.81 | $1.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NOTEUNTY
| Q4 25 | $22.2M | $35.3M | ||
| Q3 25 | $22.4M | $32.8M | ||
| Q2 25 | $23.3M | $34.4M | ||
| Q1 25 | $27.5M | $29.4M | ||
| Q4 24 | $29.5M | $28.4M | ||
| Q3 24 | $29.4M | $27.7M | ||
| Q2 24 | $29.2M | $25.5M | ||
| Q1 24 | $32.1M | $25.6M |
净利润NOTEUNTY
| Q4 25 | — | $15.5M | ||
| Q3 25 | $-24.9M | $14.4M | ||
| Q2 25 | $-13.3M | $16.5M | ||
| Q1 25 | $-4.3M | $11.6M | ||
| Q4 24 | — | $11.5M | ||
| Q3 24 | $-14.9M | $10.9M | ||
| Q2 24 | $-12.8M | $9.5M | ||
| Q1 24 | $50.6M | $9.6M |
营业利润率NOTEUNTY
| Q4 25 | -83.7% | 55.8% | ||
| Q3 25 | -43.4% | 57.5% | ||
| Q2 25 | -31.9% | 62.6% | ||
| Q1 25 | -50.0% | 52.6% | ||
| Q4 24 | -19.4% | 51.0% | ||
| Q3 24 | -23.1% | 52.7% | ||
| Q2 24 | -27.2% | 49.3% | ||
| Q1 24 | -35.6% | 50.0% |
净利率NOTEUNTY
| Q4 25 | — | 43.9% | ||
| Q3 25 | -110.8% | 43.8% | ||
| Q2 25 | -57.0% | 48.0% | ||
| Q1 25 | -15.4% | 39.5% | ||
| Q4 24 | — | 40.5% | ||
| Q3 24 | -50.7% | 39.4% | ||
| Q2 24 | -43.6% | 37.1% | ||
| Q1 24 | 157.6% | 37.5% |
每股收益（稀释后）NOTEUNTY
| Q4 25 | $-2.81 | $1.52 | ||
| Q3 25 | $-1.73 | $1.41 | ||
| Q2 25 | $-0.08 | $1.61 | ||
| Q1 25 | $-0.03 | $1.13 | ||
| Q4 24 | $1.88 | $1.13 | ||
| Q3 24 | $-1.33 | $1.07 | ||
| Q2 24 | $-0.09 | $0.92 | ||
| Q1 24 | $0.37 | $0.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.3M | — |
| 总债务越低越好 | $128.4M | — |
| 股东权益账面价值 | $62.0M | $345.6M |
| 总资产 | $255.1M | $3.0B |
| 负债/权益比越低杠杆越低 | 2.07× | — |
8季度趋势，按日历期对齐
现金及短期投资NOTEUNTY
| Q4 25 | $26.3M | — | ||
| Q3 25 | $31.2M | — | ||
| Q2 25 | $38.5M | — | ||
| Q1 25 | $46.3M | — | ||
| Q4 24 | $34.6M | — | ||
| Q3 24 | $32.7M | — | ||
| Q2 24 | $37.7M | — | ||
| Q1 24 | $43.6M | — |
总债务NOTEUNTY
| Q4 25 | $128.4M | — | ||
| Q3 25 | $131.5M | — | ||
| Q2 25 | $116.7M | — | ||
| Q1 25 | $118.0M | — | ||
| Q4 24 | $147.1M | $230.8M | ||
| Q3 24 | $152.2M | — | ||
| Q2 24 | $145.9M | — | ||
| Q1 24 | $153.0M | — |
股东权益NOTEUNTY
| Q4 25 | $62.0M | $345.6M | ||
| Q3 25 | $75.5M | $334.0M | ||
| Q2 25 | $95.1M | $319.8M | ||
| Q1 25 | $98.7M | $306.1M | ||
| Q4 24 | $97.8M | $295.6M | ||
| Q3 24 | $98.5M | $284.3M | ||
| Q2 24 | $106.9M | $273.4M | ||
| Q1 24 | $106.1M | $266.8M |
总资产NOTEUNTY
| Q4 25 | $255.1M | $3.0B | ||
| Q3 25 | $273.9M | $2.9B | ||
| Q2 25 | $288.3M | $2.9B | ||
| Q1 25 | $299.7M | $2.8B | ||
| Q4 24 | $326.2M | $2.7B | ||
| Q3 24 | $337.9M | $2.6B | ||
| Q2 24 | $346.3M | $2.6B | ||
| Q1 24 | $357.8M | $2.6B |
负债/权益比NOTEUNTY
| Q4 25 | 2.07× | — | ||
| Q3 25 | 1.74× | — | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.20× | — | ||
| Q4 24 | 1.50× | 0.78× | ||
| Q3 24 | 1.54× | — | ||
| Q2 24 | 1.36× | — | ||
| Q1 24 | 1.44× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-279.0K | $44.9M |
| 自由现金流经营现金流 - 资本支出 | $-1.9M | $44.3M |
| 自由现金流率自由现金流/营收 | -8.7% | 125.7% |
| 资本支出强度资本支出/营收 | 7.4% | 1.6% |
| 现金转化率经营现金流/净利润 | — | 2.90× |
| 过去12个月自由现金流最近4个季度 | $-18.6M | $81.7M |
8季度趋势，按日历期对齐
经营现金流NOTEUNTY
| Q4 25 | $-279.0K | $44.9M | ||
| Q3 25 | $-8.3M | $45.5M | ||
| Q2 25 | $-6.2M | $-25.3M | ||
| Q1 25 | $3.3M | $17.9M | ||
| Q4 24 | $-1.3M | $48.0M | ||
| Q3 24 | $-3.0M | $17.7M | ||
| Q2 24 | $-3.7M | $-8.4M | ||
| Q1 24 | $2.7M | $15.8M |
自由现金流NOTEUNTY
| Q4 25 | $-1.9M | $44.3M | ||
| Q3 25 | $-10.4M | $45.3M | ||
| Q2 25 | $-7.7M | $-25.5M | ||
| Q1 25 | $1.3M | $17.6M | ||
| Q4 24 | $-3.4M | $47.3M | ||
| Q3 24 | $-5.4M | $17.5M | ||
| Q2 24 | $-6.5M | $-8.6M | ||
| Q1 24 | $1.0M | $15.7M |
自由现金流率NOTEUNTY
| Q4 25 | -8.7% | 125.7% | ||
| Q3 25 | -46.2% | 138.1% | ||
| Q2 25 | -33.0% | -74.2% | ||
| Q1 25 | 4.7% | 59.9% | ||
| Q4 24 | -11.4% | 166.5% | ||
| Q3 24 | -18.4% | 63.3% | ||
| Q2 24 | -22.1% | -33.7% | ||
| Q1 24 | 3.3% | 61.4% |
资本支出强度NOTEUNTY
| Q4 25 | 7.4% | 1.6% | ||
| Q3 25 | 9.3% | 0.7% | ||
| Q2 25 | 6.4% | 0.5% | ||
| Q1 25 | 7.2% | 1.0% | ||
| Q4 24 | 6.8% | 2.4% | ||
| Q3 24 | 8.3% | 0.5% | ||
| Q2 24 | 9.4% | 0.5% | ||
| Q1 24 | 5.3% | 0.3% |
现金转化率NOTEUNTY
| Q4 25 | — | 2.90× | ||
| Q3 25 | — | 3.16× | ||
| Q2 25 | — | -1.54× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | — | 4.17× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | — | -0.89× | ||
| Q1 24 | 0.05× | 1.64× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NOTE
| Subscription | $21.2M | 95% |
| Advisory Advertising And Other | $1.0M | 5% |
UNTY
暂无分部数据
