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FiscalNote Holdings, Inc.（NOTE）与USCB FINANCIAL HOLDINGS, INC.（USCB）财务数据对比。点击上方公司名可切换其他公司
USCB FINANCIAL HOLDINGS, INC.的季度营收约是FiscalNote Holdings, Inc.的1.0倍（$22.2M vs $22.2M），USCB FINANCIAL HOLDINGS, INC.同比增速更快（14.7% vs -24.7%），USCB FINANCIAL HOLDINGS, INC.自由现金流更多（$42.5M vs $-1.9M），过去两年USCB FINANCIAL HOLDINGS, INC.的营收复合增速更高（12.3% vs -16.8%）
FiscalNote Holdings, Inc.（常称FiscalNote）是一家上市的软件数据与传媒企业，总部位于美国华盛顿特区，2013年由三位创始人创立。核心业务为通过政府关系管理服务FiscalNote GRM提供软件工具、平台、数据服务与资讯，同时依托人工智能平台分析美国待审议法案相关内容。
USCB金融控股公司是一家总部位于美国的银行控股企业，提供全面的零售与商业银行业务，包括存款产品、个人及企业贷款、财富管理及数字银行服务，主要服务个人消费者、中小微企业及当地企业客户，主打个性化服务与社区导向的金融支持。
NOTE vs USCB — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $22.2M | $22.2M |
| 净利润 | — | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | -83.7% | 14.7% |
| 净利率 | — | 6.1% |
| 营收同比 | -24.7% | 14.7% |
| 净利润同比 | — | -80.3% |
| 每股收益（稀释后） | $-2.81 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $22.2M | $22.2M | ||
| Q3 25 | $22.4M | $25.0M | ||
| Q2 25 | $23.3M | $24.4M | ||
| Q1 25 | $27.5M | $22.8M | ||
| Q4 24 | $29.5M | $23.0M | ||
| Q3 24 | $29.4M | $21.5M | ||
| Q2 24 | $29.2M | $20.5M | ||
| Q1 24 | $32.1M | $17.6M |
| Q4 25 | — | $1.4M | ||
| Q3 25 | $-24.9M | $8.9M | ||
| Q2 25 | $-13.3M | $8.1M | ||
| Q1 25 | $-4.3M | $7.7M | ||
| Q4 24 | — | $6.9M | ||
| Q3 24 | $-14.9M | $6.9M | ||
| Q2 24 | $-12.8M | $6.2M | ||
| Q1 24 | $50.6M | $4.6M |
| Q4 25 | -83.7% | 14.7% | ||
| Q3 25 | -43.4% | 47.3% | ||
| Q2 25 | -31.9% | 44.0% | ||
| Q1 25 | -50.0% | 44.2% | ||
| Q4 24 | -19.4% | 39.6% | ||
| Q3 24 | -23.1% | 42.5% | ||
| Q2 24 | -27.2% | 39.8% | ||
| Q1 24 | -35.6% | 34.3% |
| Q4 25 | — | 6.1% | ||
| Q3 25 | -110.8% | 35.8% | ||
| Q2 25 | -57.0% | 33.4% | ||
| Q1 25 | -15.4% | 33.5% | ||
| Q4 24 | — | 30.0% | ||
| Q3 24 | -50.7% | 32.3% | ||
| Q2 24 | -43.6% | 30.3% | ||
| Q1 24 | 157.6% | 26.2% |
| Q4 25 | $-2.81 | — | ||
| Q3 25 | $-1.73 | $0.45 | ||
| Q2 25 | $-0.08 | — | ||
| Q1 25 | $-0.03 | — | ||
| Q4 24 | $1.88 | — | ||
| Q3 24 | $-1.33 | $0.35 | ||
| Q2 24 | $-0.09 | — | ||
| Q1 24 | $0.37 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.3M | $38.5M |
| 总债务越低越好 | $128.4M | — |
| 股东权益账面价值 | $62.0M | $217.2M |
| 总资产 | $255.1M | $2.8B |
| 负债/权益比越低杠杆越低 | 2.07× | — |
8季度趋势，按日历期对齐
| Q4 25 | $26.3M | $38.5M | ||
| Q3 25 | $31.2M | $56.8M | ||
| Q2 25 | $38.5M | $54.8M | ||
| Q1 25 | $46.3M | $98.0M | ||
| Q4 24 | $34.6M | $77.0M | ||
| Q3 24 | $32.7M | $38.5M | ||
| Q2 24 | $37.7M | $77.3M | ||
| Q1 24 | $43.6M | $126.5M |
| Q4 25 | $128.4M | — | ||
| Q3 25 | $131.5M | — | ||
| Q2 25 | $116.7M | — | ||
| Q1 25 | $118.0M | — | ||
| Q4 24 | $147.1M | — | ||
| Q3 24 | $152.2M | — | ||
| Q2 24 | $145.9M | — | ||
| Q1 24 | $153.0M | — |
| Q4 25 | $62.0M | $217.2M | ||
| Q3 25 | $75.5M | $209.1M | ||
| Q2 25 | $95.1M | $231.6M | ||
| Q1 25 | $98.7M | $225.1M | ||
| Q4 24 | $97.8M | $215.4M | ||
| Q3 24 | $98.5M | $213.9M | ||
| Q2 24 | $106.9M | $201.0M | ||
| Q1 24 | $106.1M | $195.0M |
| Q4 25 | $255.1M | $2.8B | ||
| Q3 25 | $273.9M | $2.8B | ||
| Q2 25 | $288.3M | $2.7B | ||
| Q1 25 | $299.7M | $2.7B | ||
| Q4 24 | $326.2M | $2.6B | ||
| Q3 24 | $337.9M | $2.5B | ||
| Q2 24 | $346.3M | $2.5B | ||
| Q1 24 | $357.8M | $2.5B |
| Q4 25 | 2.07× | — | ||
| Q3 25 | 1.74× | — | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.20× | — | ||
| Q4 24 | 1.50× | — | ||
| Q3 24 | 1.54× | — | ||
| Q2 24 | 1.36× | — | ||
| Q1 24 | 1.44× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-279.0K | $42.8M |
| 自由现金流经营现金流 - 资本支出 | $-1.9M | $42.5M |
| 自由现金流率自由现金流/营收 | -8.7% | 191.4% |
| 资本支出强度资本支出/营收 | 7.4% | 1.4% |
| 现金转化率经营现金流/净利润 | — | 31.40× |
| 过去12个月自由现金流最近4个季度 | $-18.6M | $95.1M |
8季度趋势，按日历期对齐
| Q4 25 | $-279.0K | $42.8M | ||
| Q3 25 | $-8.3M | $20.1M | ||
| Q2 25 | $-6.2M | $18.0M | ||
| Q1 25 | $3.3M | $14.6M | ||
| Q4 24 | $-1.3M | $34.8M | ||
| Q3 24 | $-3.0M | $11.3M | ||
| Q2 24 | $-3.7M | $18.3M | ||
| Q1 24 | $2.7M | $8.1M |
| Q4 25 | $-1.9M | $42.5M | ||
| Q3 25 | $-10.4M | $20.0M | ||
| Q2 25 | $-7.7M | $18.0M | ||
| Q1 25 | $1.3M | $14.6M | ||
| Q4 24 | $-3.4M | $34.5M | ||
| Q3 24 | $-5.4M | $11.2M | ||
| Q2 24 | $-6.5M | $18.2M | ||
| Q1 24 | $1.0M | $8.0M |
| Q4 25 | -8.7% | 191.4% | ||
| Q3 25 | -46.2% | 80.3% | ||
| Q2 25 | -33.0% | 73.7% | ||
| Q1 25 | 4.7% | 63.9% | ||
| Q4 24 | -11.4% | 150.2% | ||
| Q3 24 | -18.4% | 52.2% | ||
| Q2 24 | -22.1% | 88.8% | ||
| Q1 24 | 3.3% | 45.4% |
| Q4 25 | 7.4% | 1.4% | ||
| Q3 25 | 9.3% | 0.5% | ||
| Q2 25 | 6.4% | 0.2% | ||
| Q1 25 | 7.2% | 0.2% | ||
| Q4 24 | 6.8% | 1.4% | ||
| Q3 24 | 8.3% | 0.4% | ||
| Q2 24 | 9.4% | 0.4% | ||
| Q1 24 | 5.3% | 0.5% |
| Q4 25 | — | 31.40× | ||
| Q3 25 | — | 2.25× | ||
| Q2 25 | — | 2.22× | ||
| Q1 25 | — | 1.91× | ||
| Q4 24 | — | 5.05× | ||
| Q3 24 | — | 1.63× | ||
| Q2 24 | — | 2.95× | ||
| Q1 24 | 0.05× | 1.75× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NOTE
| Subscription | $21.2M | 95% |
| Advisory Advertising And Other | $1.0M | 5% |
USCB
暂无分部数据
