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ServiceNow（NOW）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
ServiceNow的季度营收约是RENAISSANCERE HOLDINGS LTD的1.7倍（$3.8B vs $2.2B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 12.4%，领先11.1%），ServiceNow同比增速更快（2.8% vs -36.8%），过去两年ServiceNow的营收复合增速更高（19.8% vs -11.9%）
ServiceNow是2003年由弗雷德·卢迪在美国加利福尼亚州圣克拉拉创立的软件企业，主打云计算平台产品，可支持企业搭建及管理自动化业务工作流。公司于纽交所上市，现为标普100及标普500指数成分股。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
NOW vs RNR — 直观对比
营收规模更大
NOW
是对方的1.7倍
$2.2B
营收增速更快
NOW
高出39.5%
-36.8%
净利率更高
RNR
高出11.1%
12.4%
两年增速更快
NOW
近两年复合增速
-11.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.8B | $2.2B |
| 净利润 | $469.0M | $515.8M |
| 毛利率 | 75.1% | — |
| 营业利润率 | 13.3% | — |
| 净利率 | 12.4% | 23.5% |
| 营收同比 | 2.8% | -36.8% |
| 净利润同比 | -53.7% | 72.6% |
| 每股收益（稀释后） | $1.04 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NOWRNR
| Q1 26 | $3.8B | $2.2B | ||
| Q4 25 | $3.6B | $3.0B | ||
| Q3 25 | $3.4B | $3.2B | ||
| Q2 25 | $3.2B | $3.2B | ||
| Q1 25 | $3.1B | $3.5B | ||
| Q4 24 | $3.0B | $2.3B | ||
| Q3 24 | $2.8B | $4.0B | ||
| Q2 24 | $2.6B | $2.8B |
净利润NOWRNR
| Q1 26 | $469.0M | $515.8M | ||
| Q4 25 | $401.0M | $760.5M | ||
| Q3 25 | $502.0M | $916.5M | ||
| Q2 25 | $385.0M | $835.4M | ||
| Q1 25 | $460.0M | $170.0M | ||
| Q4 24 | $384.0M | $-189.7M | ||
| Q3 24 | $432.0M | $1.2B | ||
| Q2 24 | $262.0M | $503.9M |
毛利率NOWRNR
| Q1 26 | 75.1% | — | ||
| Q4 25 | 76.6% | — | ||
| Q3 25 | 77.3% | — | ||
| Q2 25 | 77.5% | — | ||
| Q1 25 | 78.9% | — | ||
| Q4 24 | 78.7% | — | ||
| Q3 24 | 79.1% | — | ||
| Q2 24 | 79.0% | — |
营业利润率NOWRNR
| Q1 26 | 13.3% | — | ||
| Q4 25 | 12.4% | 42.5% | ||
| Q3 25 | 16.8% | 46.3% | ||
| Q2 25 | 11.1% | 41.8% | ||
| Q1 25 | 14.6% | -2.0% | ||
| Q4 24 | 12.6% | -3.6% | ||
| Q3 24 | 14.9% | 43.7% | ||
| Q2 24 | 9.1% | 25.0% |
净利率NOWRNR
| Q1 26 | 12.4% | 23.5% | ||
| Q4 25 | 11.2% | 25.6% | ||
| Q3 25 | 14.7% | 28.7% | ||
| Q2 25 | 12.0% | 26.1% | ||
| Q1 25 | 14.9% | 4.9% | ||
| Q4 24 | 13.0% | -8.3% | ||
| Q3 24 | 15.4% | 29.8% | ||
| Q2 24 | 10.0% | 17.8% |
每股收益（稀释后）NOWRNR
| Q1 26 | $1.04 | $6.57 | ||
| Q4 25 | $-4.77 | $16.16 | ||
| Q3 25 | $2.40 | $19.40 | ||
| Q2 25 | $1.84 | $17.20 | ||
| Q1 25 | $2.20 | $3.27 | ||
| Q4 24 | $1.84 | $-3.76 | ||
| Q3 24 | $2.07 | $22.62 | ||
| Q2 24 | $1.26 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.7B | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $11.7B | $4.3B |
| 总资产 | $24.4B | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NOWRNR
| Q1 26 | $2.7B | $1.6B | ||
| Q4 25 | $3.7B | $1.7B | ||
| Q3 25 | $2.7B | $1.7B | ||
| Q2 25 | $3.1B | $1.4B | ||
| Q1 25 | $3.4B | $1.6B | ||
| Q4 24 | $2.3B | $1.7B | ||
| Q3 24 | $1.9B | $1.6B | ||
| Q2 24 | $2.2B | $1.6B |
总债务NOWRNR
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益NOWRNR
| Q1 26 | $11.7B | $4.3B | ||
| Q4 25 | $13.0B | $11.6B | ||
| Q3 25 | $11.3B | $11.5B | ||
| Q2 25 | $10.9B | $10.8B | ||
| Q1 25 | $10.1B | $10.3B | ||
| Q4 24 | $9.6B | $10.6B | ||
| Q3 24 | $9.3B | $11.2B | ||
| Q2 24 | $8.7B | $10.2B |
总资产NOWRNR
| Q1 26 | $24.4B | $53.7B | ||
| Q4 25 | $26.0B | $53.8B | ||
| Q3 25 | $21.8B | $54.5B | ||
| Q2 25 | $22.1B | $54.7B | ||
| Q1 25 | $21.0B | $53.6B | ||
| Q4 24 | $20.4B | $50.7B | ||
| Q3 24 | $18.4B | $52.8B | ||
| Q2 24 | $18.2B | $51.6B |
负债/权益比NOWRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.7B | — |
| 自由现金流经营现金流 - 资本支出 | $1.7B | — |
| 自由现金流率自由现金流/营收 | 44.2% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 3.56× | — |
| 过去12个月自由现金流最近4个季度 | $4.8B | — |
8季度趋势，按日历期对齐
经营现金流NOWRNR
| Q1 26 | $1.7B | — | ||
| Q4 25 | $2.2B | $483.0M | ||
| Q3 25 | $813.0M | $1.6B | ||
| Q2 25 | $716.0M | $1.5B | ||
| Q1 25 | $1.7B | $157.8M | ||
| Q4 24 | $1.6B | $778.9M | ||
| Q3 24 | $671.0M | $1.5B | ||
| Q2 24 | $620.0M | $1.2B |
自由现金流NOWRNR
| Q1 26 | $1.7B | — | ||
| Q4 25 | $2.0B | — | ||
| Q3 25 | $578.0M | — | ||
| Q2 25 | $526.0M | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $469.0M | — | ||
| Q2 24 | $358.0M | — |
自由现金流率NOWRNR
| Q1 26 | 44.2% | — | ||
| Q4 25 | 56.1% | — | ||
| Q3 25 | 17.0% | — | ||
| Q2 25 | 16.4% | — | ||
| Q1 25 | 47.7% | — | ||
| Q4 24 | 46.7% | — | ||
| Q3 24 | 16.8% | — | ||
| Q2 24 | 13.6% | — |
资本支出强度NOWRNR
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | — | ||
| Q3 25 | 6.9% | — | ||
| Q2 25 | 5.9% | — | ||
| Q1 25 | 6.6% | — | ||
| Q4 24 | 8.6% | — | ||
| Q3 24 | 7.2% | — | ||
| Q2 24 | 10.0% | — |
现金转化率NOWRNR
| Q1 26 | 3.56× | — | ||
| Q4 25 | 5.58× | 0.64× | ||
| Q3 25 | 1.62× | 1.73× | ||
| Q2 25 | 1.86× | 1.76× | ||
| Q1 25 | 3.65× | 0.93× | ||
| Q4 24 | 4.26× | — | ||
| Q3 24 | 1.55× | 1.26× | ||
| Q2 24 | 2.37× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NOW
| Subscription revenues | $3.7B | 97% |
| Other | $80.5M | 2% |
| Professional services and other revenues | $18.5M | 0% |
RNR
暂无分部数据
