vs
Neptune Insurance Holdings Inc.（NP）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
READING INTERNATIONAL INC的季度营收约是Neptune Insurance Holdings Inc.的1.3倍（$50.3M vs $37.8M），Neptune Insurance Holdings Inc.净利率更高（0.1% vs -5.1%，领先5.2%），Neptune Insurance Holdings Inc.同比增速更快（28.8% vs -14.2%）
海王星保险控股有限公司是一家专业保险控股企业，主要经营财产及意外伤害保险业务，核心产品覆盖美国市场的住宅与商业洪水保险，服务个人消费者及中小型商业客户，依托数据分析实现精准定价和高效风险管理。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
NP vs RDI — 直观对比
营收规模更大
RDI
是对方的1.3倍
$37.8M
营收增速更快
NP
高出42.9%
-14.2%
净利率更高
NP
高出5.2%
-5.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $37.8M | $50.3M |
| 净利润 | $50.0K | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | — | -1.9% |
| 净利率 | 0.1% | -5.1% |
| 营收同比 | 28.8% | -14.2% |
| 净利润同比 | 0.0% | -14.5% |
| 每股收益（稀释后） | $0.05 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NPRDI
| Q1 26 | $37.8M | — | ||
| Q4 25 | — | $50.3M | ||
| Q3 25 | $44.4M | $52.2M | ||
| Q2 25 | — | $60.4M | ||
| Q1 25 | — | $40.2M | ||
| Q4 24 | — | $58.6M | ||
| Q3 24 | $33.8M | $60.1M | ||
| Q2 24 | — | $46.8M |
净利润NPRDI
| Q1 26 | $50.0K | — | ||
| Q4 25 | — | $-2.6M | ||
| Q3 25 | $11.5M | $-4.2M | ||
| Q2 25 | — | $-2.7M | ||
| Q1 25 | — | $-4.8M | ||
| Q4 24 | — | $-2.2M | ||
| Q3 24 | $12.1M | $-7.0M | ||
| Q2 24 | — | $-12.8M |
营业利润率NPRDI
| Q1 26 | — | — | ||
| Q4 25 | — | -1.9% | ||
| Q3 25 | 46.7% | -0.6% | ||
| Q2 25 | — | 4.8% | ||
| Q1 25 | — | -17.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | 58.6% | -0.6% | ||
| Q2 24 | — | -16.4% |
净利率NPRDI
| Q1 26 | 0.1% | — | ||
| Q4 25 | — | -5.1% | ||
| Q3 25 | 25.9% | -8.0% | ||
| Q2 25 | — | -4.4% | ||
| Q1 25 | — | -11.8% | ||
| Q4 24 | — | -3.8% | ||
| Q3 24 | 35.8% | -11.7% | ||
| Q2 24 | — | -27.4% |
每股收益（稀释后）NPRDI
| Q1 26 | $0.05 | — | ||
| Q4 25 | — | $-0.11 | ||
| Q3 25 | $0.06 | $-0.18 | ||
| Q2 25 | — | $-0.12 | ||
| Q1 25 | — | $-0.21 | ||
| Q4 24 | — | $-0.11 | ||
| Q3 24 | $0.06 | $-0.31 | ||
| Q2 24 | — | $-0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | — | $-18.2M |
| 总资产 | — | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NPRDI
| Q1 26 | — | — | ||
| Q4 25 | — | $10.5M | ||
| Q3 25 | $12.2M | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M |
总债务NPRDI
| Q1 26 | — | — | ||
| Q4 25 | — | $185.1M | ||
| Q3 25 | $247.6M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益NPRDI
| Q1 26 | — | — | ||
| Q4 25 | — | $-18.2M | ||
| Q3 25 | $-509.5M | $-12.1M | ||
| Q2 25 | — | $-7.7M | ||
| Q1 25 | — | $-8.1M | ||
| Q4 24 | — | $-4.4M | ||
| Q3 24 | $-374.3M | $1.6M | ||
| Q2 24 | — | $6.5M |
总资产NPRDI
| Q1 26 | — | — | ||
| Q4 25 | — | $434.9M | ||
| Q3 25 | $89.6M | $435.2M | ||
| Q2 25 | — | $438.1M | ||
| Q1 25 | — | $441.0M | ||
| Q4 24 | — | $471.0M | ||
| Q3 24 | — | $495.7M | ||
| Q2 24 | — | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $4.3M |
| 自由现金流经营现金流 - 资本支出 | — | $4.1M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.9M |
8季度趋势，按日历期对齐
经营现金流NPRDI
| Q1 26 | — | — | ||
| Q4 25 | — | $4.3M | ||
| Q3 25 | $38.9M | $295.0K | ||
| Q2 25 | — | $1.6M | ||
| Q1 25 | — | $-7.7M | ||
| Q4 24 | — | $8.0M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $-10.4M |
自由现金流NPRDI
| Q1 26 | — | — | ||
| Q4 25 | — | $4.1M | ||
| Q3 25 | — | $-246.0K | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $-8.0M | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | — | $-1.1M | ||
| Q2 24 | — | $-10.6M |
自由现金流率NPRDI
| Q1 26 | — | — | ||
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | -0.5% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | -19.8% | ||
| Q4 24 | — | 12.0% | ||
| Q3 24 | — | -1.8% | ||
| Q2 24 | — | -22.7% |
资本支出强度NPRDI
| Q1 26 | — | — | ||
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 0.5% |
现金转化率NPRDI
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 3.38× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NP
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
