vs
Neptune Insurance Holdings Inc.（NP）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是Neptune Insurance Holdings Inc.的1.5倍（$57.1M vs $37.8M），REGIS CORP净利率更高（0.8% vs 0.1%，领先0.7%），Neptune Insurance Holdings Inc.同比增速更快（28.8% vs 22.3%）
海王星保险控股有限公司是一家专业保险控股企业，主要经营财产及意外伤害保险业务，核心产品覆盖美国市场的住宅与商业洪水保险，服务个人消费者及中小型商业客户，依托数据分析实现精准定价和高效风险管理。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
NP vs RGS — 直观对比
营收规模更大
RGS
是对方的1.5倍
$37.8M
营收增速更快
NP
高出6.5%
22.3%
净利率更高
RGS
高出0.7%
0.1%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $37.8M | $57.1M |
| 净利润 | $50.0K | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | — | 10.8% |
| 净利率 | 0.1% | 0.8% |
| 营收同比 | 28.8% | 22.3% |
| 净利润同比 | 0.0% | -94.0% |
| 每股收益（稀释后） | $0.05 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NPRGS
| Q1 26 | $37.8M | — | ||
| Q4 25 | — | $57.1M | ||
| Q3 25 | $44.4M | $59.0M | ||
| Q2 25 | — | $60.4M | ||
| Q1 25 | — | $57.0M | ||
| Q4 24 | — | $46.7M | ||
| Q3 24 | $33.8M | $46.1M | ||
| Q2 24 | — | $49.4M |
净利润NPRGS
| Q1 26 | $50.0K | — | ||
| Q4 25 | — | $456.0K | ||
| Q3 25 | $11.5M | $1.4M | ||
| Q2 25 | — | $116.5M | ||
| Q1 25 | — | $250.0K | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | $12.1M | $-853.0K | ||
| Q2 24 | — | $91.2M |
营业利润率NPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 10.8% | ||
| Q3 25 | 46.7% | 10.0% | ||
| Q2 25 | — | 12.1% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 11.8% | ||
| Q3 24 | 58.6% | 4.6% | ||
| Q2 24 | — | — |
净利率NPRGS
| Q1 26 | 0.1% | — | ||
| Q4 25 | — | 0.8% | ||
| Q3 25 | 25.9% | 2.3% | ||
| Q2 25 | — | 192.9% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | 35.8% | -1.9% | ||
| Q2 24 | — | 184.7% |
每股收益（稀释后）NPRGS
| Q1 26 | $0.05 | — | ||
| Q4 25 | — | $0.16 | ||
| Q3 25 | $0.06 | $0.49 | ||
| Q2 25 | — | $43.67 | ||
| Q1 25 | — | $0.08 | ||
| Q4 24 | — | $2.71 | ||
| Q3 24 | $0.06 | $-0.36 | ||
| Q2 24 | — | $38.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | — | $188.7M |
| 总资产 | — | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资NPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $18.4M | ||
| Q3 25 | $12.2M | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M |
总债务NPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $113.3M | ||
| Q3 25 | $247.6M | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M |
股东权益NPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $188.7M | ||
| Q3 25 | $-509.5M | $187.6M | ||
| Q2 25 | — | $185.6M | ||
| Q1 25 | — | $68.6M | ||
| Q4 24 | — | $66.7M | ||
| Q3 24 | $-374.3M | $56.4M | ||
| Q2 24 | — | $56.8M |
总资产NPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $588.3M | ||
| Q3 25 | $89.6M | $592.1M | ||
| Q2 25 | — | $599.0M | ||
| Q1 25 | — | $511.2M | ||
| Q4 24 | — | $530.1M | ||
| Q3 24 | — | $508.9M | ||
| Q2 24 | — | $530.5M |
负债/权益比NPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.7M |
| 自由现金流经营现金流 - 资本支出 | — | $891.0K |
| 自由现金流率自由现金流/营收 | — | 1.6% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | — | $14.9M |
8季度趋势，按日历期对齐
经营现金流NPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $1.7M | ||
| Q3 25 | $38.9M | $2.3M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $6.2M | ||
| Q4 24 | — | $2.1M | ||
| Q3 24 | — | $-1.3M | ||
| Q2 24 | — | $5.1M |
自由现金流NPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $891.0K | ||
| Q3 25 | — | $1.9M | ||
| Q2 25 | — | $6.2M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $1.7M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | — | $5.1M |
自由现金流率NPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 10.3% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | -3.0% | ||
| Q2 24 | — | 10.3% |
资本支出强度NPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.0% |
现金转化率NPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 3.65× | ||
| Q3 25 | 3.38× | 1.68× | ||
| Q2 25 | — | 0.06× | ||
| Q1 25 | — | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NP
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
