vs
Neptune Insurance Holdings Inc.（NP）与RIGEL PHARMACEUTICALS INC（RIGL）财务数据对比。点击上方公司名可切换其他公司
RIGEL PHARMACEUTICALS INC的季度营收约是Neptune Insurance Holdings Inc.的1.8倍（$69.8M vs $37.8M），RIGEL PHARMACEUTICALS INC净利率更高（384.0% vs 0.1%，领先383.9%），Neptune Insurance Holdings Inc.同比增速更快（28.8% vs 21.2%）
海王星保险控股有限公司是一家专业保险控股企业，主要经营财产及意外伤害保险业务，核心产品覆盖美国市场的住宅与商业洪水保险，服务个人消费者及中小型商业客户，依托数据分析实现精准定价和高效风险管理。
Rigel制药是一家临床阶段生物技术企业，专注于研发及商业化针对自身免疫性疾病、炎症性疾病与血液疾病的靶向小分子疗法，核心市场位于美国，旗下已获批产品可治疗成人免疫性血小板减少症，致力于满足未被覆盖的临床医疗需求。
NP vs RIGL — 直观对比
营收规模更大
RIGL
是对方的1.8倍
$37.8M
营收增速更快
NP
高出7.6%
21.2%
净利率更高
RIGL
高出383.9%
0.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $37.8M | $69.8M |
| 净利润 | $50.0K | $268.1M |
| 毛利率 | — | 91.5% |
| 营业利润率 | — | 33.2% |
| 净利率 | 0.1% | 384.0% |
| 营收同比 | 28.8% | 21.2% |
| 净利润同比 | 0.0% | 1769.2% |
| 每股收益（稀释后） | $0.05 | $14.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NPRIGL
| Q1 26 | $37.8M | — | ||
| Q4 25 | — | $69.8M | ||
| Q3 25 | $44.4M | $69.5M | ||
| Q2 25 | — | $101.7M | ||
| Q1 25 | — | $53.3M | ||
| Q4 24 | — | $57.6M | ||
| Q3 24 | $33.8M | $55.3M | ||
| Q2 24 | — | $36.8M |
净利润NPRIGL
| Q1 26 | $50.0K | — | ||
| Q4 25 | — | $268.1M | ||
| Q3 25 | $11.5M | $27.9M | ||
| Q2 25 | — | $59.6M | ||
| Q1 25 | — | $11.4M | ||
| Q4 24 | — | $14.3M | ||
| Q3 24 | $12.1M | $12.4M | ||
| Q2 24 | — | $-1.0M |
毛利率NPRIGL
| Q1 26 | — | — | ||
| Q4 25 | — | 91.5% | ||
| Q3 25 | — | 93.2% | ||
| Q2 25 | — | 95.6% | ||
| Q1 25 | — | 91.7% | ||
| Q4 24 | — | 89.9% | ||
| Q3 24 | — | 85.5% | ||
| Q2 24 | — | 92.4% |
营业利润率NPRIGL
| Q1 26 | — | — | ||
| Q4 25 | — | 33.2% | ||
| Q3 25 | 46.7% | 40.9% | ||
| Q2 25 | — | 60.1% | ||
| Q1 25 | — | 23.9% | ||
| Q4 24 | — | 28.9% | ||
| Q3 24 | 58.6% | 25.4% | ||
| Q2 24 | — | 1.2% |
净利率NPRIGL
| Q1 26 | 0.1% | — | ||
| Q4 25 | — | 384.0% | ||
| Q3 25 | 25.9% | 40.2% | ||
| Q2 25 | — | 58.6% | ||
| Q1 25 | — | 21.5% | ||
| Q4 24 | — | 24.9% | ||
| Q3 24 | 35.8% | 22.5% | ||
| Q2 24 | — | -2.8% |
每股收益（稀释后）NPRIGL
| Q1 26 | $0.05 | — | ||
| Q4 25 | — | $14.11 | ||
| Q3 25 | $0.06 | $1.46 | ||
| Q2 25 | — | $3.28 | ||
| Q1 25 | — | $0.63 | ||
| Q4 24 | — | $0.82 | ||
| Q3 24 | $0.06 | $0.70 | ||
| Q2 24 | — | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $155.0M |
| 总债务越低越好 | — | $52.5M |
| 股东权益账面价值 | — | $391.5M |
| 总资产 | — | $513.6M |
| 负债/权益比越低杠杆越低 | — | 0.13× |
8季度趋势，按日历期对齐
现金及短期投资NPRIGL
| Q1 26 | — | — | ||
| Q4 25 | — | $155.0M | ||
| Q3 25 | $12.2M | $137.1M | ||
| Q2 25 | — | $108.4M | ||
| Q1 25 | — | $77.1M | ||
| Q4 24 | — | $77.3M | ||
| Q3 24 | — | $61.1M | ||
| Q2 24 | — | $49.1M |
总债务NPRIGL
| Q1 26 | — | — | ||
| Q4 25 | — | $52.5M | ||
| Q3 25 | $247.6M | $60.0M | ||
| Q2 25 | — | $60.0M | ||
| Q1 25 | — | $60.0M | ||
| Q4 24 | — | $60.0M | ||
| Q3 24 | — | $60.0M | ||
| Q2 24 | — | $60.0M |
股东权益NPRIGL
| Q1 26 | — | — | ||
| Q4 25 | — | $391.5M | ||
| Q3 25 | $-509.5M | $117.6M | ||
| Q2 25 | — | $81.9M | ||
| Q1 25 | — | $18.6M | ||
| Q4 24 | — | $3.3M | ||
| Q3 24 | $-374.3M | $-14.6M | ||
| Q2 24 | — | $-29.9M |
总资产NPRIGL
| Q1 26 | — | — | ||
| Q4 25 | — | $513.6M | ||
| Q3 25 | $89.6M | $242.5M | ||
| Q2 25 | — | $206.7M | ||
| Q1 25 | — | $176.0M | ||
| Q4 24 | — | $164.0M | ||
| Q3 24 | — | $139.4M | ||
| Q2 24 | — | $128.4M |
负债/权益比NPRIGL
| Q1 26 | — | — | ||
| Q4 25 | — | 0.13× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | — | 0.73× | ||
| Q1 25 | — | 3.23× | ||
| Q4 24 | — | 18.25× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $22.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.08× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流NPRIGL
| Q1 26 | — | — | ||
| Q4 25 | — | $22.0M | ||
| Q3 25 | $38.9M | $24.0M | ||
| Q2 25 | — | $30.5M | ||
| Q1 25 | — | $-893.0K | ||
| Q4 24 | — | $14.5M | ||
| Q3 24 | — | $21.7M | ||
| Q2 24 | — | $302.0K |
现金转化率NPRIGL
| Q1 26 | — | — | ||
| Q4 25 | — | 0.08× | ||
| Q3 25 | 3.38× | 0.86× | ||
| Q2 25 | — | 0.51× | ||
| Q1 25 | — | -0.08× | ||
| Q4 24 | — | 1.01× | ||
| Q3 24 | — | 1.75× | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
