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NORTHPOINTE BANCSHARES INC（NPB）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是NORTHPOINTE BANCSHARES INC的1.9倍（$117.7M vs $63.4M），NORTHPOINTE BANCSHARES INC净利率更高（34.9% vs -10.8%，领先45.7%）
Northpointe Bancshares Inc是一家美国银行控股公司，通过旗下全资银行子公司开展业务，提供各类零售及商业银行服务，涵盖存款账户、住房抵押贷款、小微企业信贷、财富管理等，主要服务美国本土区域社区客户。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
NPB vs RGP — 直观对比
营收规模更大
RGP
是对方的1.9倍
$63.4M
净利率更高
NPB
高出45.7%
-10.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $63.4M | $117.7M |
| 净利润 | $22.2M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 34.9% | -10.8% |
| 营收同比 | — | -19.2% |
| 净利润同比 | — | 81.6% |
| 每股收益（稀释后） | $0.62 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NPBRGP
| Q1 26 | $63.4M | — | ||
| Q4 25 | $43.5M | $117.7M | ||
| Q3 25 | $40.3M | $120.2M | ||
| Q2 25 | $36.5M | $139.3M | ||
| Q1 25 | $30.4M | $129.4M | ||
| Q4 24 | — | $145.6M | ||
| Q3 24 | — | $136.9M | ||
| Q2 24 | — | $148.2M |
净利润NPBRGP
| Q1 26 | $22.2M | — | ||
| Q4 25 | $23.6M | $-12.7M | ||
| Q3 25 | $22.2M | $-2.4M | ||
| Q2 25 | $20.3M | $-73.3M | ||
| Q1 25 | $17.2M | $-44.1M | ||
| Q4 24 | — | $-68.7M | ||
| Q3 24 | — | $-5.7M | ||
| Q2 24 | — | $10.5M |
毛利率NPBRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
营业利润率NPBRGP
| Q1 26 | — | — | ||
| Q4 25 | 73.5% | -10.3% | ||
| Q3 25 | 72.3% | -1.7% | ||
| Q2 25 | 73.0% | -47.0% | ||
| Q1 25 | 74.4% | -38.4% | ||
| Q4 24 | — | -52.7% | ||
| Q3 24 | — | -3.5% | ||
| Q2 24 | — | 7.6% |
净利率NPBRGP
| Q1 26 | 34.9% | — | ||
| Q4 25 | 54.4% | -10.8% | ||
| Q3 25 | 55.0% | -2.0% | ||
| Q2 25 | 55.7% | -52.6% | ||
| Q1 25 | 56.8% | -34.0% | ||
| Q4 24 | — | -47.2% | ||
| Q3 24 | — | -4.2% | ||
| Q2 24 | — | 7.1% |
每股收益（稀释后）NPBRGP
| Q1 26 | $0.62 | — | ||
| Q4 25 | $0.54 | $-0.38 | ||
| Q3 25 | $0.57 | $-0.07 | ||
| Q2 25 | $0.51 | $-2.21 | ||
| Q1 25 | $0.49 | $-1.34 | ||
| Q4 24 | — | $-2.08 | ||
| Q3 24 | — | $-0.17 | ||
| Q2 24 | — | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $487.6M | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $590.0M | $194.6M |
| 总资产 | $7.4B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NPBRGP
| Q1 26 | $487.6M | — | ||
| Q4 25 | $496.5M | $89.8M | ||
| Q3 25 | $419.2M | $77.5M | ||
| Q2 25 | $415.7M | $86.1M | ||
| Q1 25 | $321.5M | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M |
股东权益NPBRGP
| Q1 26 | $590.0M | — | ||
| Q4 25 | $569.0M | $194.6M | ||
| Q3 25 | $623.5M | $206.4M | ||
| Q2 25 | $604.3M | $207.1M | ||
| Q1 25 | $586.5M | $277.8M | ||
| Q4 24 | — | $325.7M | ||
| Q3 24 | — | $407.2M | ||
| Q2 24 | — | $418.8M |
总资产NPBRGP
| Q1 26 | $7.4B | — | ||
| Q4 25 | $7.0B | $289.3M | ||
| Q3 25 | $6.8B | $287.2M | ||
| Q2 25 | $6.4B | $304.7M | ||
| Q1 25 | $5.9B | $375.6M | ||
| Q4 24 | — | $424.9M | ||
| Q3 24 | — | $512.9M | ||
| Q2 24 | — | $510.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流NPBRGP
| Q1 26 | — | — | ||
| Q4 25 | $-28.3M | $15.9M | ||
| Q3 25 | $90.4M | $-7.8M | ||
| Q2 25 | $-72.3M | $16.8M | ||
| Q1 25 | $54.4M | $659.0K | ||
| Q4 24 | — | $1.8M | ||
| Q3 24 | — | $-309.0K | ||
| Q2 24 | — | $3.2M |
自由现金流NPBRGP
| Q1 26 | — | — | ||
| Q4 25 | $-28.8M | $15.6M | ||
| Q3 25 | $89.6M | $-8.0M | ||
| Q2 25 | $-73.4M | $16.5M | ||
| Q1 25 | $54.1M | $238.0K | ||
| Q4 24 | — | $61.0K | ||
| Q3 24 | — | $-575.0K | ||
| Q2 24 | — | $3.0M |
自由现金流率NPBRGP
| Q1 26 | — | — | ||
| Q4 25 | -66.1% | 13.2% | ||
| Q3 25 | 222.3% | -6.6% | ||
| Q2 25 | -201.1% | 11.8% | ||
| Q1 25 | 178.0% | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | -0.4% | ||
| Q2 24 | — | 2.1% |
资本支出强度NPBRGP
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 0.3% | ||
| Q3 25 | 2.0% | 0.1% | ||
| Q2 25 | 3.1% | 0.2% | ||
| Q1 25 | 1.1% | 0.3% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% |
现金转化率NPBRGP
| Q1 26 | — | — | ||
| Q4 25 | -1.20× | — | ||
| Q3 25 | 4.08× | — | ||
| Q2 25 | -3.55× | — | ||
| Q1 25 | 3.16× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NPB
| Net Interest Income | $41.3M | 65% |
| Noninterest Income | $22.1M | 35% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
